2026-01-13
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The Central Bank of Reserve of El Salvador mandates that financial institutions, payment system administrators, and digital asset service providers submit payment system information using specified formats, periodicity, and electronic channels. The document establishes strict deadlines for data submission, defines the roles of external liaisons, and outlines a sanctioning procedure for non-compliance, including fines of up to three hundred minimum monthly urban salaries. This instruction enters into force on February 11, 2026, replacing the previous version approved in December 2024.
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OFFICE FOR THE SUPERVISION OF PAYMENT SYSTEMS
MANAGEMENT OF FINANCIAL STABILITY AND PUBLIC POLICIES
January 2026
| Page | ||
|---|---|---|
| 1. | GENERALITIES | 3 |
| 2. | OBJECTIVE | 4 |
| 3. | DEFINITIONS | 5 |
| 4. | GENERAL RULES | 7 |
| 5. | SPECIFIC RULES | 8 |
| 6. | SPECIAL PROVISIONS | 12 |
| 7. | EFFECTIVENESS, DISTRIBUTION AND DISCLOSURE | 12 |
| 8. | TRANSITIONAL PROVISIONS | 13 |
| SUMMARY OF INFORMATION REQUIREMENTS | 16 |
It is the responsibility of the Central Bank of Reserve of El Salvador to exercise the function of regulation and supervision of payment and securities settlement systems, retail payment systems, as well as their instruments, channels, and payment services. Therefore, in the exercise of its powers, it must generate and disseminate statistics and information that promote transparency regarding these systems for the benefit of the population.
The Board of Directors of the Central Bank of Reserve of El Salvador approved, in Session No. CD-47/2016 on October 24, 2016, the Instruction for the Submission of Information on Payment Systems, effective from November 15, 2016, receiving relevant information from that date from the retail payment systems of Financial Institutions.
Technological innovations in payment systems make it necessary for the Central Bank of Reserve of El Salvador to have relevant information on Digital Payments, and operations related to Electronic Money Providers, Administrators of ACH-type Payment Systems, the Securities Compensation and Settlement System administered by the Central Depository of Securities, S.A. de C.V., instruments and payment services with Bitcoin and Dollars, among others.
This Instruction is issued in accordance with the following legislation:
1.2.1. Article 11, Treaty on Payment Systems and Securities Settlement in Central America and the Dominican Republic.
1.2.2. Article 3, letters e), g), h) and l), Article 67, Article 94 and Article 95 of the Organic Law of the Central Bank of Reserve of El Salvador.
1.2.3. Article 60 and Article 240 second paragraph, of the Banking Law.
1.2.4. Article 146 second paragraph, of the Law on Cooperative Banks and Savings and Credit Societies.
1.2.5. Article 9, Law to Facilitate Financial Inclusion.
1.2.6. Legislative Decree No. 57, dated June 8, 2021, which contains the Bitcoin Law, and which was published in Official Diary No. 110, Volume 431 on June 9, 2021.
1.2.7. Executive Decree No. 27 dated August 27, 2021, which contains the Regulations of the Bitcoin Law, and which was published in Official Diary No. 163, Volume No. 432 on August 27, 2021.
1.2.8. Guidelines for the Authorization of the Operation of the Technological Platform for Services with Bitcoin and Dollars.
The provisions contained in this Instruction will be applied by the Central Bank of Reserve of El Salvador to Banks, Cooperative Banks, Savings and Credit Societies, Federations of Societies or Cooperative Associations, Administrators and Operators of Private Payment Systems, Administrators of Securities Compensation and Settlement Systems, Electronic Money Provider Societies, Digital Asset Service Providers duly registered with the National Commission of Digital Assets (CNAD) and other entities that provide payment services, whether supervised by the Superintendence of the Financial System or not.
To regulate the information collection process that the Central Bank of Reserve of El Salvador will require from Institutions, regarding Payment and Securities Settlement Systems, as well as instruments, channels, and payment services, with the purpose of consolidating and disseminating it in the media authorized by the Central Bank.
3.1. Central Bank: Central Bank of Reserve of El Salvador.
3.2. Payment Channels: Physical, electronic, or digital payment means available to the public to enable or carry out payment service operations, including, but not limited to, agencies, branches, financial correspondents, automated teller machines or ATMs, electronic kiosks, point of sale terminals or POS, mobile application, internet banking, telephony in any modality, and other communication networks that are made available to the public in the future.
3.3. Board of Directors: Board of Directors of the Central Bank of Reserve.
3.4. Coordinator: Natural person at the Central Bank responsible for receiving information from Institutions.
3.5. External Liaison: Natural person from a Financial Institution or Payment System Administration Institution, who will serve as the contact to coordinate the sending of information to the Central Bank.
3.6. Obligated Entities: Entities to whom this Instruction applies, and who are obligated to submit information related to the Systems, instruments, channels, and payment services requested by the Central Bank. These are Banks, Cooperative Banks, Savings and Credit Societies, Federations of Societies or Cooperative Associations, Administrators and Operators of Private Payment Systems, Administrators of Securities Compensation and Settlement Systems, Electronic Money Provider Societies, and other entities supervised by the Superintendence of the Financial System or not, that provide payment services and digital asset services.
3.7. Scheme: Set of rules, agreements, practices, and standards that make the execution of payment services possible.
3.8. Payment Scheme: Set of regulatory elements, agreements, technical, technological, and business procedures, on which the sum of relationships and flows that the use of a payment service will cause is formally regulated.
3.9. Management: Management of Financial Stability and Public Policies.
3.10. Institution: Financial Institution and/or Administration Institution.
3.11. Administration or Operating Institution: Entity responsible for the operation of a payment system or securities settlement system. For these purposes, the operation and administration of a System may be carried out by the Central Bank of Reserve of El Salvador or another duly authorized entity. Included are: Administrators and Operators of Payment Systems, Securities Settlement Systems, Automated Clearing Houses, or Platforms that Manage Transactions of different Financial Institutions.
3.12. Financial Institution: Banks, Cooperative Banks, Savings and Credit Societies, Federations of Cooperative Banks.
3.13. Instruction: Instruction for the Submission of Information on Payment Systems.
3.14. Payment Instruments: Physical or electronic means through which payment operations are carried out.
3.15. PIS: Payment Systems Information.
3.16. Payment System Operator: Entity that operates a payment system or scheme.
3.17. OVSP: Office for the Supervision of Payment Systems of the Central Bank of Reserve of El Salvador.
3.18. Presidency: Presidency of the Central Bank of Reserve.
3.19. Provider: Electronic Money Provider Society.
3.20. Digital Asset Service Provider: Digital Asset Service Providers who have been authorized for access and participation in the payment system or systems administered by the Central Bank of Reserve of El Salvador.
3.21. Payment Services: Services that allow cash deposits and withdrawals, the execution of payment operations, the issuance and/or acquisition of payment instruments, the provision of money reception and sending services from and to the outside, and any other service related to the transfer of money.
3.22. Securities Settlement Systems: Set of rules, agreements, and procedures whose main objective is the execution of transfer orders of securities and, where applicable, the associated fund transfers.
3.23. Payment Systems: Set of rules, agreements, computer systems, and procedures whose main objective is the execution of fund transfer instructions among its Participants.
3.24. Electronic Money Provider Societies: Fixed-capital anonymous societies; whose purpose will be limited to providing electronic money; but they may also administer or operate mobile payment systems; that is, compensate and settle payments between electronic money providers, with the authorization of the Central Bank.
3.25. Electronic Fund Transfers or Payment Transaction: Operations carried out by electronic means that originate charges or credits of money in digital and/or electronic records, such as fund transfers from one record to another, etc.
4.1. It will be the responsibility of the Central Bank, through the Office for the Supervision of Payment Systems, to collect information on systems, instruments, channels, and payment services from obligated entities, which are responsible for the veracity and integrity of the information, and for submitting it by the means, form, and within the deadline established by the Central Bank.
4.2. It will be the responsibility of the Obligated Entities under this Instruction to provide the information requested by the Central Bank, in the formats and periods established in this Instruction.
4.3. The Obligated Entities under this Instruction will designate the natural person who will have the function of Primary or Alternate External Liaison with the Central Bank, notifying this by means of a letter signed by the Legal Representative or Attorney-in-fact of the entity, addressed to the Head of the Office for the Supervision of Payment Systems, annually in the first fifteen (15) calendar days of the month of January and in the first three (3) business days after its assignment when it is for the first time or when a change occurs; and it must detail the name, telephone, email, and position of the designated Primary or Alternate External Liaisons.
4.4. The Primary External Liaison will coordinate the collection and sending of information by the means authorized by the Central Bank. Likewise, they will be responsible for managing and responding to inquiries made by the Coordinator regarding the submitted information, within a maximum of three business days. In the absence of the Primary External Liaison, for any circumstance, all of the above will be carried out by the Alternate External Liaison.
4.5. Institutions must notify the Central Bank when one of their External Liaisons, Primary or Alternate, ceases to perform said function, adds a new External Liaison, or modifies the contact information of the liaisons, in accordance with what is provided in paragraph 4.3 of this Instruction.
4.6. When new Institutions subject to compliance with this Instruction arise, the obligation to submit information will be communicated to them by the Presidency, at the proposal of the Office for the Supervision.
4.7. The Central Bank, in the exercise of its functions, may exceptionally require entities subject to application to provide additional information it deems necessary regarding systems, instruments, channels, and payment services.
5.1.1. Obligated Entities will submit the requested information according to the reports, periodicity, and formats established in the Summary of Information Requirements.
5.1.2. The Central Bank will make available the email address info.sp@bcr.gob.sv to receive information and queries or additional information in special cases.
5.2.1. In case it is the first time, the Primary External Liaison must contact the Coordinator, via the email address info.sp@bcr.gob.sv, so that the Coordinator provides the electronic files or technical specifications in which the information will be completed.
5.2.2. The mechanism for sending information is carried out via email to the address info.sp@bcr.gob.sv, or any other mechanism defined for such effect by the Central Bank. The means by which the submission of information will be carried out will be notified electronically to the Primary and Alternate External Liaison(s) of the Obligated Entities, to whom the necessary specifications or credentials for the defined accesses for sending the information will be provided.
5.2.3. For Obligated Entities presenting the requested information for the first time under this Instruction, there will be a deadline of 30 calendar days for submission by the means and deadlines previously established from the delivery of the technical specifications for sending the information.
5.3.1. The Coordinator will verify that the information meets the criteria of:
5.3.1.1. Established date
5.3.1.2. Complete Information
5.3.1.3. Suitability of the Submitted Information
5.3.2. In the event that erroneous, inconsistent, or incomplete information is received, the Central Bank will communicate this to the Institution through the External Liaison via email, who must manage the replacement of information, no later than the following five business days, counted from the date of communication by the Central Bank. If errors, inconsistencies persist, or the information is incomplete, a sanctioning procedure will be initiated, if applicable.
5.4.1. Non-compliance
For the purposes of article 11 paragraphs 3 and 4 of the Treaty on Payment Systems and Securities Settlement in Central America and the Dominican Republic, article 67 of the Organic Law of the Central Bank of Reserve of El Salvador, article 240 of the Banking Law, article 146 of the Law on Cooperative Banks and Savings and Credit Societies, and articles 9 and 12 of the Law to Facilitate Financial Inclusion, respectively, the following constitute non-compliance on the part of the obligated entities in the submission of information requested by the Central Bank to fulfill its function of Supervision of Payment Systems:
5.4.1.1. Not submitting the information requested by the Central Bank described in paragraphs 4.3, 4.7, 5.1.1 of this Instruction, or
5.4.1.2. Submitting information in an incomplete, ambiguous, or misleading manner, outside the established deadline, or using sending mechanisms different from those established by the Central Bank.
5.4.2. Sanctions
The non-compliances described in paragraph 5.4.1 will be sanctioned by the Central Bank, in application of article 67 paragraph five and articles 94 and 95 of the Organic Law of the Central Bank of Reserve of El Salvador.
The initiation of a sanctioning procedure does not exempt obligated entities from fulfilling the obligation to submit the requested information.
5.4.3. Procedure
In the event of non-compliances described in this Instruction, the following procedure will be followed:
5.4.3.1. The Office for the Supervision of Payment Systems will notify the Manager of Financial Stability and Public Policies and the obligated entity, no later than within ten business days following, the identified non-compliances, indicating the deadline available. This notification is for the entity to remedy or comply with the delivery of information to the Central Bank, without prejudice to initiating an Administrative Sanctioning Procedure, if applicable.
5.4.3.2. After the deadline granted to the entity, related in the previous letter, has elapsed, the Office for the Supervision of Payment Systems, within the following five business days, will send to the Manager of Financial Stability and Public Policies, the technical analysis on the entity's non-compliances, indicating the impacts on the function of Supervision of Payment Systems, and the causes that support or dismiss the initiation of a sanctioning procedure.
5.4.3.3. In the case that the alleged non-compliances support the possible initiation of a sanctioning procedure, the Manager of Financial Stability and Public Policies, within a deadline of five business days, will inform the Presidency of the Central Bank of Reserve and send the administrative file of the case to the Legal Management, to whom it is delegated by this Instruction to initiate and process the respective sanctioning procedure.
5.4.3.4. The procedure will be processed in accordance with what is regulated in articles 94 and 95 of the Organic Law of the Central Bank of Reserve of El Salvador, where it is established that any person who, by action or omission, infringes the aforementioned Law or does not comply with the resolutions or orders issued in its application, will be sanctioned with a fine of up to three hundred minimum monthly urban salaries of the commerce sector.
In case of infringements to the regulation regarding payment systems, the Bank may impose the following sanctions: fine, suspension, and exclusion, depending on the impact that the infringing conduct has on the normal functioning of the country's payment system.
The sanctions referred to in the previous paragraphs will be imposed by the Bank, applying in what is pertinent the procedure observed by the Superintendence of the Financial System in the imposition of sanctions. Likewise, the Administrative Procedures Law will be applied in what is pertinent.
6.1. Operational difficulties that arise in the execution of this Instruction will be resolved by the Office for the Supervision of Payment Systems.
6.2. In the event that an Obligated Entity, due to its nature, segment, and business strategy, cannot submit some information requirement or in the required format, the President of the Central Bank may authorize an extension or the corresponding exception prior to evaluation by the Office for the Supervision of Payment Systems. In these cases, the interested Obligated Entity must submit to the Presidency of the Central Bank of Reserve, a request signed by the Legal Representative or Attorney-in-fact of the entity.
6.3. Non-operational aspects and not contemplated in this Instruction will be resolved by the Board of Directors of the Central Bank.
7.1. This Instruction will enter into force on February 11, 2026, and will repeal the version (code 980505), approved by the Board of Directors in Session No. CD-30/2024, of December 10, 2024.
7.2. The Board of Directors will keep a copy of this Instruction as backup to the Approval Act, will send the original to the Risk and Strategic Management Management, for custody, and will deliver electronic copies to the following Units:
7.2.1. Presidency
7.2.2. Management of Financial Stability and Public Policies
7.2.3. Financial Operations Management
7.2.4. Office for the Supervision of Payment Systems
7.3. The Board of Directors of the Central Bank will send a digital copy of this Instruction to the corresponding Institutions, through notification and following the distribution and sending control mechanisms already established.
7.3. The Risk and Strategic Management Management is authorized to publish this Instruction in the Administrative Instruments System, for general consultation.
7.4. This Instruction will be disseminated under the responsibility of the Management of Financial Stability and Public Policies through the Office for the Supervision of Payment Systems.
7.5. This Instruction will be published in its entirety on the Central Bank's Website, for the knowledge of the general public.
8.1. The Central Bank will send to Obligated Entities, within a maximum of thirty (30) days following the date of approval of these Norms, the update of the technical specifications related to the sending of the information required in paragraph 5.1.1 of this Instruction. The information requirements will be limited to the collection of information, in accordance with what is regulated in this Instruction.
| Nº Revisión | Versión Anterior | Versión Propuesta | ||||
|---|---|---|---|---|---|---|
| 1 | 1.3 SCOPE OF APPLICATION The provisions contained in this Instruction shall be applied by the Central Bank of Reserve of El Salvador, to Banks, Cooperative Banks, Savings and Credit Societies, Federations of Societies or Cooperative Associations, Administrators and Operators of Private Payment Systems, Administrators of Securities Clearing and Settlement Systems, Electronic Money Issuing Societies and other entities that provide payment services, whether supervised by the Superintendence of the Financial System or not. | 1.3 SCOPE OF APPLICATION The provisions contained in this Instruction shall be applied by the Central Bank of Reserve of El Salvador, to Banks, Cooperative Banks, Savings and Credit Societies, Federations of Societies or Cooperative Associations, Administrators and Operators of Private Payment Systems, Administrators of Securities Clearing and Settlement Systems, Electronic Money Issuing Societies, Digital Asset Service Providers duly registered with the National Commission of Digital Assets (CNAD) and other entities that provide payment services, whether supervised by the Superintendence of the Financial System or not. | ||||
| 2 | 3.6. Obligated Entities: These are the entities to whom this Instruction applies, and who are obliged to submit the information related to the Systems, instruments, channels and payment services, requested by the Central Bank, and are the Banks, Cooperative Banks, Savings and Credit Societies, Federations of societies or cooperative associations, Administrators and operators of Private Payment Systems, Administrators of Securities Clearing and Settlement Systems, Electronic Money Issuing Societies, and other entities supervised by the Superintendence of the Financial System or not, that provide payment services. | 3.6. Obligated Entities: These are the entities to whom this Instruction applies, and who are obliged to submit the information related to the Systems, instruments, channels and payment services, requested by the Central Bank, and are the Banks, Cooperative Banks, Savings and Credit Societies, Federations of societies or cooperative associations, Administrators and operators of Private Payment Systems, Administrators of Securities Clearing and Settlement Systems, Electronic Money Issuing Societies, and other entities supervised by the Superintendence of the Financial System or not, that provide payment services and digital asset services. | ||||
| 3 | Definition not existing | 3.15. ISP'S: Payment Systems Information. | ||||
| 4 | Definition not existing | 3.20. Digital Asset Service Provider: These are the Digital Asset Service Providers that have been authorized for access and participation in the system or systems of payments administered by the Central Bank of Reserve of El Salvador. | ||||
| 5 | Requirement not existing | ISP022 | Annex B | Financial Product Detail by Holder Identification Number | Quarterly | The seventh business day of the months of April, July, October and January |
| 6 | Requirement not existing | IBCR07 | Annex H | Detail of Transfers in Transfer365 CA-RD | Quarterly | The seventh business day of the months of April, July, October and January |
Reports, Frequency and Formats of Information to be Submitted to the BCR
| Table Code: CINFO | |||||
|---|---|---|---|---|---|
| Annex A | Catalogs for information requirements | ||||
| Information Requirement Code | Location of Requirement Annex | Name of Information Requirement Table | Frequency | Maximum Receipt Deadline | Obligated Entities to Submit Information |
| ISP001 | Annex B | Payment System Infrastructure | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISP002 | Annex B | Geographic Location of Branches, ATMs, POS, Correspondents and PDE Service Points | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP003 | Annex B | Financial Correspondent Operations | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP004 | Annex B | Debit and Credit Card Issuers | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, Savings and Credit Societies and Federations of Societies or Cooperative Associations) |
| ISP005 | Annex B | Detail of Credit/Debit Card Operations | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP006 | Annex B | Credit/Debit Card Operations by Payment Means | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP007 | Annex B | Commissions, Surcharges and Unit Charges in Debit and Credit Cards | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP008 | Annex B | Account Detail | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISP009 | Annex B | Types of Operations by Channel | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP010 | Annex B | Operations with Payment Means Other than Cash, by Gender | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISP011 | Annex B | SWIFT Operations | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP012 | Annex B | Detail of Credit/Debit Card Operations, by Gender | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP013 | Annex B | Bitcoin Operations | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP014 | Annex B | Acquiring Service Provider | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP015 | Annex B | POS Terminals | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISP016 | Annex B | Discount Rates - Acquiring | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP017 | Annex B | Interchange Rates | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP018 | Annex B | Operations and amounts Charged for DISCOUNT RATES (ACQUIRING) | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP019 | Annex B | Operations and amounts paid to the issuer for Interchange rates | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP020 | Annex B | Operations and amounts Charged by the issuer for Interchange rates | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP021 | Annex B | Operations and amounts Transacted by segment or category | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISP022 | Annex B | Financial Product Detail by Holder Identification Number | Quarterly | The seventh business day of the months of April, July, October and January | ISP's for information requirement to Financial Institutions (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISPE01 | Annex C | Requirement for Electronic Channels | Quarterly | The seventh business day of the months of April, July, October and January | Payment Systems Information Electronically (Banks, Cooperative Banks, and Savings and Credit Societies, Federations of Societies or Cooperative Associations) |
| ISPE02 | Annex C | Number of Sessions Initiated in Electronic Channels by Device | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISPE03 | Annex C | Number of Users in Electronic Channels by Ages | Quarterly | The seventh business day of the months of April, July, October and January | |
| ISPE04 | Annex C | Number of sessions initiated in "Mobile Banking APP" channel by Operating System. | Quarterly | The seventh business day of the months of April, July, October and January | |
| IDE001 | Annex D | Electronic Money Balances | Quarterly | The seventh business day of the months of April, July, October and January | Electronic Money Issuing Societies |
| IDE002 | Annex D | Detail of Agents, Merchants, Distributors and Clients | Quarterly | The seventh business day of the months of April, July, October and January | |
| IDE003 | Annex D | Electronic Money Transactions | Quarterly | The seventh business day of the months of April, July, October and January | |
| IDE004 | Annex D | Detail of Electronic Money Wallets | Quarterly | The seventh business day of the months of April, July, October and January | |
| IDE005 | Annex D | Geographic Location of Branches, ATMs, POS, Correspondents and PDE Service Points | Quarterly | The seventh business day of the months of April, July, October and January | |
| IACH01 | Annex E | Detail of ACH Operations | Monthly | The seventh business day of the following month | Automated Clearing House Managing Institutions |
| IACH02 | Annex E | Commission charged to participants | Semi-annual | The seventh business day of January and July | |
| IACH03 | Annex E | Unit Price of Commission Charged to Participants by Ranges of number of operations | Semi-annual | The seventh business day of January and July | |
| IACH04 | Annex E | Total Commission Charged to Participants by Ranges of number of operations | Semi-annual | The seventh business day of January and July | |
| IACH05 | Annex E | Total Number of Operations of Commissions and Surcharges Not Charged to participants for ACH transactions | Semi-annual | The seventh business day of January and July | |
| IACH06 | Annex E | Transactions by Ranges | Quarterly | The seventh business day of the months of April, July, October and January | |
| IACH07 | Annex E | Incident Log | Quarterly | The seventh business day of the months of April, July, October and January | |
| IACH08 | Annex F | Commissions paid to the ACH | Semi-annual | The seventh business day of January and July | Participant Information (EFP) of the ACH Payment System (Banks, cooperative banks, Savings and Credit Societies and Federations of Societies or Cooperative Associations) |
| IACH09 | Annex F | Unit Price of Commission paid to the ACH by ranges of number of operations (transactions) | Semi-annual | The seventh business day of January and July | |
| IACH10 | Annex F | Commissions and Surcharges Charged to clients for individual UNI transactions by type of person | Semi-annual | The seventh business day of January and July | |
| IACH11 | Annex F | Total of Commissions and Surcharges Charged to clients for individual UNI transactions by type of person | Semi-annual | The seventh business day of January and July | |
| IACH12 | Annex F | Total Number of Operations of Commissions and Surcharges Not Charged to clients for individual UNI transactions | Semi-annual | The seventh business day of January and July | |
| IACH13 | Annex F | Number of UNI transactions by Origin | Quarterly | The seventh business day of the months of April, July, October and January | |
| IACH14 | Annex F | Number of UNI transactions by Receiver | Quarterly | The seventh business day of the months of April, July, October and January | |
| ILV001 | Annex G | Operations Cleared in the SCLV | Quarterly | The seventh business day of the months of April, July, October and January | Institutions Managing Securities Clearing and Settlement |
| ILV002 | Annex G | Incident Log | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR01 | Annex H | Detail of Transfers in Transfer365 Business | Quarterly | The seventh business day of the months of April, July, October and January | Institutions participating in the payment systems administered by the Central Bank of El Salvador |
| IBCR02 | Annex H | Detail of Users in Payment Systems | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR03 | Annex H | Detail of Transfers in Transfer365 | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR04 | Annex H | Detail of Transfers in Transfer365 Mobile | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR05 | Annex H | Detail of checks processed by the Clearing System (SICOM) | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR06 | Annex H | Detail of Operations Originated in the Payment Systems by Channel | Quarterly | The seventh business day of the months of April, July, October and January | |
| IBCR07 | Annex H | Detail of Transfers in Transfer365 CA-RD | Quarterly | The seventh business day of the months of April, July, October and January | |
| APPF01 | Annex I | Location of Financial Points | Monthly | The seventh business day of the following month | Information Requirement on Payment Channels Financial Institutions (Banks, Cooperative Banks, Savings and Credit Societies, Federations of Societies or Cooperative Associations and Electronic Money Issuing Societies) |
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Source: Banco Central de Reserva de El Salvador — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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