Regulatory Alerts2026-09-03 | Instrução Normativa BCB 774Added · Updated
Instruction Normative BCB No. 774 — Publishes Version 7.4 of the "Minimum Requirements for User Experience" Document, Which Comprises the Pix Regulation
This Instruction Normative publishes version 7.4 of the "Minimum Requirements for User Experience" document, which constitutes the Pix Regulation, and revokes Instruction Normative BCB No. 689 of December 11, 2025. The updated requirements introduce mandatory fraud-related messaging, restrict the display of Pix keys and account data in static and dynamic QR code payments, prohibit advertisements on payment receipts, and mandate the display of the legal entity's trade name. These changes also standardize the "Payment Object" field in Pix Automatic notifications and reformulate the Self-Service MED chapter to improve dispute handling and fraud classification. The regulation enters into force on March 1, 2027.