Instruction on Amendments to the Instruction for Operations on Banks' Reserve Accounts

Pursuant to Article 7, point b) and Articles 36, 57 and 70 of the Law on the Central Bank of Bosnia and Herzegovina ("Official Gazette of BiH", no. 1/97, 29/02, 8/03, 13/03, 14/03, 9/05, 76/06 and 32/07), the Governing Board of the Central Bank of Bosnia and Herzegovina, at its 7th session held on 10.7.2026, adopts the INSTRUCTION on amendments to the Instruction for operations on banks' reserve accounts
Article 1.
In the Instruction for operations on banks' reserve accounts ("Official Gazette of BiH", number: 61/23), in Article 6, point a), after the word ''bank'', the words ''in KM'' are added, and the rest of the text remains unchanged. After point a), a new point b) is added, which reads:
''b) from/to the bank's reserve account in KM to/from an account in the instant payment system of Bosnia and Herzegovina (abbreviated: IPS BiH).''.
The previous points b), c) and d) become points c), d) and e).
Article 2.
After Article 9, Article 9a is added, which reads:
''Article 9a.
(Transfer of funds from/to the bank's reserve account in KM to/from an account in the IPS BiH system) (1) The transfer of funds from/to the bank's reserve account in KM to/from an account in the IPS BiH system can be carried out every working day of the Central Bank in accordance with the operating rules of the IPS BiH system. (2) A request for the transfer of funds from the bank's reserve account in KM to an account in the IPS BiH system is submitted by the bank using Form 2, which is an integral part of this instruction. (3) The request from paragraph (2) of this Article, certified with a stamp and signed by an authorized person from Article 4 of this instruction, is submitted electronically to the competent organizational unit of the Central Bank where the reserve account is maintained. (4) The bank transfers funds from an account in the IPS BiH system to the reserve account in KM by sending a SWIFT message to the IPS BiH system, thereby increasing the balance of the reserve account in KM. Exceptionally, during the day, in the manner prescribed by the operating rules of the IPS BiH system, the Central Bank may transfer funds based on a written request from the bank for the return of funds submitted to the competent organizational unit of the Central Bank. (5) Funds held in the IPS BiH system account at the cut-off at the end of the BPRV working day at 16:00 are not transferred to the bank's reserve account in KM, but are included in the total funds in the reserve account in KM, for monitoring and calculating the fulfillment of the mandatory reserve.''
Article 3.
In Article 15, point a), after the words ''BPRV'', the new words ''and from an account in the IPS BiH system'' are added.
Article 4.
In Article 16, paragraph (1), point a), after the words ''BPRV'', the words ''and from an account in the IPS BiH system'' are added.
Article 5.
In Article 20, paragraph (1), after the word ''reserve'', the conjunction ''and'' is deleted and a comma is inserted, the rest of the text continues until the period which is deleted, and the words ''and the bank's account in the IPS BiH system, with a prior transfer of the balance to the bank's reserve account in KM.'' are added. In paragraph (2), after the words ''BPRV'', the period is deleted and the words ''and the bank's account in the IPS BiH system, with a prior transfer of the balance to the bank's reserve account in KM.'' are added.
Article 6.
In Article 22, after paragraph (3), a new paragraph (4) is added, which reads:
''4) A bank that has been issued an operating license based on status changes of a bank determined by entity laws on banks may request to retain the existing account in the IPS BiH system of the bank that is subject to the status change.''. The previous paragraphs (4), (5), (6) and (7) become paragraphs (5), (6), (7) and (8). In the previous paragraph (5), which becomes paragraph (6), a new point a) is added before point a), which reads:
''a) the balance on accounts in the IPS BiH system of banks that are merging/acquiring, transferred to their reserve accounts in KM''.
The previous points a), b) and c) become points b), c) and d).
In the previous paragraph (6), which becomes paragraph (7), a new point a) is added before point a), which reads:
''a) the balance of the account in the IPS BiH system of a bank that is being divided, i.e., whose assets and liabilities are being separated, transferred to its reserve account in KM.''. The previous points a) and b) become points b) and c).
Article 7.
(1) This instruction enters into force on the day following its publication in the "Official Gazette of BiH", and shall apply from 20.7.2026.
(2) This instruction shall also be published in the "Official Gazette of the Federation of BiH", the "Official Gazette of Republika Srpska" and the "Official Gazette of Brčko District of Bosnia and Herzegovina".

Chairperson of the Governing Board of the Central Bank Number: UV-122-02-1-1024-5/26 of Bosnia and Herzegovina Sarajevo, 10.07.2026.

GOVERNOR

Dr. Jasmina Selimović
FORM 2
________________________________________________________________ Name of the competent organizational unit of the Central Bank to which the request is submitted Request for transfer of funds from the bank's reserve account in KM to an account in the IPS BiH system Bank name:
Request for allocation:
Date and time of allocation:
Allocation amount:
_______________________ ___________________________ Date of submission of request: M.P. Signature of authorized person