RegAlert2026-10-06
Added
Interpretive Order for Article 146, Paragraph 4 of the Insurance Act
This order defines specific health and welfare businesses as "other insurance-related businesses" under Article 146, Paragraph 4 of the Insurance Act, including health management, medical technology, long-term care, healthy eating, and integrated services. Insurance enterprises investing in these businesses must ensure the investee derives at least 51% of its annual operating costs or revenue from such activities, unless the investment does not confer control or significant influence. Non-compliant insurance enterprises must adjust within two years, with a possible one-year extension, or reduce their shareholding to below 10%. This order is effective immediately and repeals a previous order from October 27, 2025.
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Stipulation of Interpretive Order for Article 146, Paragraph 4 of the Insurance Act
2026-10-06
Financial Supervisory Commission Order
Issuance Date: October 6, 2026
Issuance Number: Jin-Guan-Bao-Cai-Zi No. 11501426121
- This is handled in accordance with Article 146, Paragraph 4 of the Insurance Act (hereinafter referred to as "this Act").
- Engaging in the following health and welfare businesses falls under the scope of other insurance-related businesses recognized by the competent authority as referred to in Article 146, Paragraph 4 of the Insurance Act:
(1) Health management and health promotion services: Health check-up centers, health management consultants, physical and occupational therapy clinic consultants, exercise guidance, nutrition counseling, pharmacy channels, learning courses for seniors, and diverse health activities. (2) Health and medical technology and digital applications: Health and medical big data analysis, health and medical digital platforms or management systems, health and medical software research and development, and Internet of Things (IoT) applications. (3) Long-term care and age-friendly services: Long-term care institution management consultants, long-term care auxiliary services, smart assistive device equipment and daily living assistive product businesses, barrier-free transportation, and barrier-free and age-friendly environment renovation. (4) Healthy eating and nutritional support: Healthy wellness meals, nutritional products, or care food businesses. (5) Integrated health and welfare services: Health promotion and long-term care peripheral service supply and demand matching management platforms, health promotion and long-term care peripheral product supply and distribution platforms. - Insurance enterprises investing in the health and welfare businesses mentioned in the preceding point shall comply with the following provisions:
(1) The annual operating costs or operating revenue of the business derived from the businesses mentioned in the preceding point or other insurance-related businesses as referred to in Article 146, Paragraph 4 of this Act shall reach 51% or more of the total annual operating costs or total annual operating revenue of that business. However, this restriction does not apply if, based on strategic alliance or enhanced business cooperation, the insurance enterprise's investment in the business does not constitute control or significant influence as defined in the Regulations Governing the Preparation of Financial Reports by Insurance Enterprises. (2) If the health and welfare business needs to comply with the preceding subparagraph's first part, the insurance enterprise shall, within one month after the end of each fiscal year, report to the competent authority for record the ratio of the business's annual operating costs and operating revenue derived from the businesses mentioned in the preceding point or other insurance-related businesses as referred to in Article 146, Paragraph 4 of this Act. If it fails to meet the requirements of the preceding subparagraph's first part, it shall adjust to comply within two years from the year of reporting. If it cannot complete the adjustment within the deadline, it may apply for a one-time extension, limited to one year, stating the reasons. If it still fails to improve after the deadline, the insurance enterprise shall report a plan for disposing of its shares to the competent authority, reducing its investment amount or shareholding ratio in that business to no more than 10% of the total issued shares of that business. - This Order shall take effect from the date of issuance. The Order of this Commission, Jin-Guan-Bao-Cai-Zi No. 11401456501, dated October 27, 2025, is repealed from the date of issuance.
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Update Date: 2026-10-06
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Source: Financial Supervisory Commission Taiwan — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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