NBB Circular 2026_08 / EBA Guidelines on information requirements for transfers of funds and certain crypto-assets under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') (EBA/GL/2024/11 of 4 July 2024)

Public NBB_2026_08 – 16 June 2026 Circular – Page 1/2 14 Boulevard de Berlaimont – 1000 Brussels Tel. +32 2 221 38 63 Enterprise number: 0203.201.340 RPM Brussels www.bnb.be

Circular
Public

Brussels, 16 June 2026
Reference: NBB_2026_08
Your contact:
Anthony Mention
Tel. +32 2 221 48 55 anthony.mention@nbb.be

EBA Guidelines on information requirements for transfers of funds and certain crypto-assets under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') (EBA/GL/2024/11 of 4 July 2024)

Scope
This circular applies to the regulated entities referred to in:

1. Article 5, § 1, first paragraph, 4°, 6° and 7° of the Law of 18 September 20171 providing the fund transfer service referred to in Article 3, point 9) of Regulation (EU) 2023/11132 (the 'PSPs');
2. Article 5, § 1, first paragraph, 4°, 6°, 7° and 10° of the Law of 18 September 2017 providing the crypto-asset transfer service referred to in Article 3, point 10) of Regulation (EU) 2023/1113 (the 'PSCAs');
   hereinafter collectively referred to as 'PSPs and PSCAs'.

Summary/Objectives
The Guidelines of the European Banking Authority of 4 July 2024 on information requirements for transfers of funds and certain crypto-assets under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') (EBA/GL/2024/11) are applied by the National Bank of Belgium in the exercise of its supervisory mission regarding anti-money laundering and counter-terrorist financing obligations.

Pursuant to Article 16, paragraph 3 of Regulation (EU) No 1093/20103, PSPs and PSCAs shall make every effort to comply with these guidelines which entered into application on 30 December 2024.

1 Law of 18 September 2017 on the prevention of money laundering and terrorist financing and the limitation of the use of cash.
2 Regulation (EU) 2023/1113 of the European Parliament and of the Council of 31 May 2023 on information accompanying transfers of funds and certain crypto-assets, and amending Directive (EU) 2015/849 (recast). 3 Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC.

National Bank of Belgium
Eurosystem

Public NBB_2026_08 – 16 June 2026 Circular – Page 2/2

Dear Sir,
Dear Madam,

By this circular, the National Bank of Belgium (the 'Bank') communicates that it has integrated the Guidelines of the European Banking Authority ('EBA') of 4 July 2024 on information requirements for transfers of funds and certain crypto-assets under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') (EBA/GL/2024/11; the 'Guidelines') into the exercise of its supervisory mission regarding anti-money laundering and counter-terrorist financing obligations referred to in Article 36/2, § 2 of the Law of 22 February 1998 laying down the organic statute of the Bank.

The Guidelines detail the requirements regarding internal control policies, procedures and measures required by Regulation (EU) 2023/1113 and by Article 8, § 1, 2° of the Law of 18 September 2017, in order to ensure that the information required by Regulation (EU) 2023/1113 accompanies transfers of funds and crypto-assets involving the PSPs and PSCAs, whether they act as the originator's PSP or the initiator's PSCA, as the beneficiary's PSP or PSCA, or as an intermediary PSP or PSCA.

The Bank draws attention to the requirements regarding policies and procedures related to cross-border transfers of funds and involving multiple intermediaries, these policies and procedures must describe how the required information is transmitted throughout the transfer chain to the next payment service provider and the next intermediary payment service provider in said chain (section 4.3.2 of the Guidelines).

The Bank also recalls that a fund transfer as defined in Article 3, point 9) of Regulation (EU) 2023/1113 includes in particular a transmission of funds within the meaning of Article 2, 4° of the Law of 11 March 20184.

Pursuant to Article 16, paragraph 3 of Regulation (EU) No 1093/2010, PSPs and PSCAs shall make every effort to comply with these guidelines which entered into application on 30 December 2024, published on the EBA website and annexed to this circular.

A copy of this circular is sent to the auditor(s) of your establishment.

Please accept, Sir, Madam, the assurance of our distinguished consideration.

Pierre Wunsch
Governor

Annex:
Guidelines on information requirements for transfers of funds and crypto-assets under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') (EBA/GL/2024/11 of 4 July 2024)

4 Law of 11 March 2018 on the status and supervision of payment institutions and electronic money institutions, on access to the activity of payment service providers, and on the activity of electronic money issuance, and on access to payment systems.