Normative Instruction BCB No. 174 — Amending Normative Instruction BCB No. 32 of October 26, 2020, Regarding Pix Participant Reporting

INSTRUCTION NORMATIVA BCB Nº
174, OF October 15, 2021

Amends Instruction Normativa BCB No. 32, of October 26, 2020, which establishes the format, periodicity, and information to be provided by Pix participants.

The Head of the Department of Competition and Financial Market Structure (Decem), in the exercise of the powers conferred by art. 97-A, item X, of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, and taking into account the provisions of art. 99 of the Regulation annexed to Resolution BCB No. 1, of August 12, 2020,

R E S O L V E:

Art. 1º Annex I to Instruction Normativa BCB No. 32, of October 26, 2020, shall enter into force with the following wording:

"The following information must be sent periodically by Pix participants:

I - information on transactions:

a) year;

b) period;

c) number of transactions;

d) financial amount of transactions;

e) cash financial amount;

f) detail of transactions; and

g) purpose of transactions.

II - information on returns:

a) year;

b) period;

c) number of returns; and

d) financial amount of returns.

III - information on transactions subject to precautionary blocking:

a) year;

b) period;

c) number of transactions subject to precautionary blocking;

d) financial amount of transactions subject to precautionary blocking; and

e) detail of transactions subject to precautionary blocking.

IV - information on revenue earned from tariffs on transactions:

a) year;

b) period;

c) financial amount of revenue from tariffs on transactions; and

d) source of revenue.

V - information on transaction times:

a) year;

b) period;

c) 50th percentile of the time related to the payer user experience of transactions settled in the Instant Payment System (SPI);

d) 99th percentile of the time related to the payer user experience of transactions settled in the SPI;

e) 50th percentile of the time related to the payer user experience of transactions settled outside the SPI;

f) 99th percentile of the time related to the payer user experience of transactions settled outside the SPI; and

g) maximum time between the activation of precautionary blocking and the conclusion of the process.

VI - information on DICT times:

a) year;

b) period;

c) 99th percentile of the payer user time in the DICT query;

d) 95th percentile of the time to send the code to email or mobile phone number in key registration;

e) 95th percentile of the time related to the payer user experience in key registration;

f) 95th percentile of the time related to the payer user experience in key deletion;

g) 95th percentile of the time elapsed between the receipt (acknowledge) in the DICT and the notification to the donor user in a logged-in environment (portability or possession claim process); and

h) 95th percentile of the time elapsed between the user action (confirmation or cancellation) and the sending of information to the DICT (portability or possession claim process).

VII - information on DICT queries:

a) year;

b) period; and

c) number of queries to the participant's internal database.

VIII - information on participant availability:

a) year;

b) period; and

c) participant availability index." (NR)

Art. 2º Annex III to Instruction Normativa BCB No. 32, of October 26, 2020, shall enter into force with the following wording:

"Specification of the data of art. 2º:

Document Name:
Pix Participants' Data;

Document Code:
1201;

Submission Periodicity: monthly;

Deadline for Submission: fifth business day of the month following the end of the month;

Base Date: monthly;

Unit Responsible for Curation: Decem;

Submission Method:
electronic means;

System for Submission: File Transfer System (STA), in the form of Circular Letter No. 3,588, of March 18, 2013, available for access on the Central Bank of Brazil's internet page, at the address http://sta.bcb.gov.br/sta/;

File Code in STA: APIX001;

Format for Submission: XML;

Validation of Submission: advance and subsequent;

Additional Elements for Submission: filling instructions and XSD available on the Central Bank of Brazil's internet page at https://www.bcb.gov.br/estabilidadefinanceira/participantespix?modalAberto=pixremessainfoaobc;

Electronic Address for Solving Doubts about the Submission of the Document: suporte.ti@bcb.gov.br;

Electronic Address for Solving Doubts about the Filling of the Document: estatisticas.spb@bcb.gov.br.

Specification of the data of art. 3º:

Document Name:
On-demand Data from Pix Participants;

Document Code:
1202;

Submission Periodicity: non-periodic; data requested on demand;

Deadline for Submission: established for each demand;

Base Date: annual (requests will refer to monthly data of up to 12 months prior to the request);

Unit Responsible for Curation: Decem;

Submission Method:
electronic means;

System for Submission: File Transfer System (STA), in the form of Circular Letter No. 3,588, of March 18, 2013, available for access on the Central Bank of Brazil's internet page, at the address http://sta.bcb.gov.br/sta/;

File Code in STA: APIX002;

Format for Submission: to be defined for each demand;

Validation of Submission: subsequent;

Additional Elements for Submission: filling instructions available on the Central Bank of Brazil's internet page, at the address https://www.bcb.gov.br/estabilidadefinanceira/participantespix?modalAberto=pixremessainfoaobc (Instructions for Elaboration and Submission of Information Related to Pix – on-demand submission);

Electronic Address for Solving Doubts about the Submission of the Document: suporte.ti@bcb.gov.br; and

Electronic Address for Solving Doubts about the Filling of the Document: estatisticas.spb@bcb.gov.br." (NR)

Art. 3º This Instruction Normativa enters into force on the date of its publication, producing effects:

I - from November 23, 2021, for art. 1º; and

II - immediately, for the remaining provisions.

Ângelo José Mont Alverne Duarte