NORMATIVE INSTRUCTION BCB NO. 207, OF DECEMBER 14, 2021

Amends the Layout and Filling Instructions for document 3040 - Credit Risk Data, of the Credit Information System (SCR), governed by Circular No. 3,870, of December 19, 2017, and Circular Letter No. 3,869, of March 19, 2018.

The Acting Head of the Department of Financial System Monitoring (Desig), in the exercise of the authority conferred by Article 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, based on Article 77, item III, of the aforementioned Regulations, in view of the provisions of Law No. 14,042, of August 19, 2020, CMN Resolution No. 4,571, of May 26, 2017, Circular No. 3,870, of December 19, 2017, BCB Resolution No. 110, of July 1, 2021, and Circular Letter No. 3,869, of March 19, 2018,

R E S O L V E S:

Art. 1 The new versions of the Layout and Filling Instructions for document 3040 - Credit Risk Data, available on the Central Bank of Brazil’s website at the electronic address https://www.bcb.gov.br/estabilidadefinanceira/scrdoc3040, enter into force according to the specified schedule.

Art. 2 Starting from the January 2022 data base, the following modifications shall take effect:

I - in the Layout:

a) in “Annex 26: Additional Information”:

1. inclusion in domain 04 “Instrument registered in systems of registration, settlement and custody authorized by the Central Bank of Brazil” of subdomain 11, with the description “CRDC”;

2. inclusion in domain 06 “Asset pledged in systems of registration, settlement and custody authorized by the Central Bank of Brazil” of subdomain 11, with the description “CRDC”;

b) in “Annex 37: Type of Regulatory Use”:

1. alteration of the description of domain 04 to “Operations contracted within the scope of CGPE (Resolution No. 4,838/2020 - Working Capital Program for Preservation of Companies) and within the scope of PEC (Law No. 14,257/2021)”;

II - in the Filling Instructions:

a) in item 4 “Additional Information - (tag <Inf>):

1. in letter “d) Instrument in a system of registration, settlement and custody authorized by the Central Bank of Brazil”, in the table “Instrument registered in a system of registration, settlement and custody authorized by the Central Bank of Brazil”: inclusion of domain/subdomain 0411, with the description “CRDC”;

2. in letter “d) Instrument in a system of registration, settlement and custody authorized by the Central Bank of Brazil”, in the table “Type of additional information”: inclusion in field <Tp> of code 0411;

3. in letter “d) Instrument in a system of registration, settlement and custody authorized by the Central Bank of Brazil”: inclusion of the item “CRDC (0411): registration in the CRDC”;

4. in letter “e) Asset registered as collateral or component of a basket of Fiduciary Cession Instrument registered in systems of registration, settlement and custody authorized by the Central Bank of Brazil”, in the table “Asset pledged in systems of registration, settlement and custody authorized by the Central Bank of Brazil”: inclusion of domain/subdomain 0611, with the description “CRDC”;

5. in letter “e) Asset registered as collateral or component of a basket of Fiduciary Cession Instrument registered in systems of registration, settlement and custody authorized by the Central Bank of Brazil”: inclusion of the table “Annex 36: Type of Instrument”.

Art. 3 Starting from the March 2022 data base, the following modification in the Layout shall take effect:

I - in “Annex 36: Type of Instrument”:

1. inclusion of domain 03, with the description “LFL - Liquidity Financial Lines”.

Art. 4 Submission of the information referred to in item I of Article 3 is admitted under assisted production regime, starting from the January 2022 data base.

Art. 5 This Normative Instruction enters into force on January 3, 2022.

Gustavo Martins dos Santos

NOTE

The Credit Information System (SCR) is a system for recording client credits whose direct risk to the financial institution (sum of credit operations, interbank transfers, co-obligations, limits, and credits to be disbursed) is equal to or greater than R$ 200.00 (two hundred reais). This system is managed by the Central Bank and fed monthly by financial institutions, being continuously updated in order to fulfill the functions provided for in Article 2 of CMN Resolution No. 4,571, of 2017, and in accordance with Circular No. 3,870, of 2017. This BCB Normative Instruction (IN BCB) aims to include in the list of information capable of being sent by financial institutions (FIs) two new pieces of information: i) one related to the Credit Rights Registration Center (CRDC), considering the authorization for the functioning of this clearinghouse granted by the Central Bank, to be used by FIs to provide information regarding financial instruments registered in this Center; ii) another related to financial assets offered as collateral within the scope of Liquidity Financial Lines (LFL), established by BCB Resolution No. 110, of 2021.

2. Decree No. 10,411, of 2020, regulated the carrying out of regulatory impact analysis (AIR) as a prerequisite for the issuance of normative acts. However, in its Article 4, said decree establishes the hypotheses for exemption from carrying out AIR. This BCB IN only creates information domains and subdomains in annexes and tables already existing, considering decisions or new provisions brought by a hierarchically superior norm, so that the adaptations are necessary to preserve the structure and consistency of document 3040 - Credit Risk Data, of the SCR. Thus, in view of the fact that the capture of information is carried out maintaining the format, in the same technological structure, without adding information and with the same implementation deadline as compared to other similar inclusions, I understand that this BCB IN falls within the hypotheses provided for in items II and III of Article 4 of the aforementioned decree, which justifies the exemption from carrying out AIR.

Gustavo Martins dos Santos
Head of the
Department of Monitoring of the Financial
System (Desig), acting