2018-03-19 | Carta Circular 3869

Added 2026-09-25

Circular Letter No. 3869 — Amends and Consolidates Procedures for Reporting to the Credit Information System (SCR)

This Circular Letter amends and consolidates the procedures for reporting credit information to the Credit Information System (SCR), establishing specific reporting obligations for various financial institutions based on document codes 3026, 3040, and 3050. It defines submission frequencies, deadlines, validation formats, and calculation methods for present value across different credit operations, while also regulating data integrity, negotiation reporting, and the handling of judicial exclusions or discrepancies. The regulation supersedes previous circulars and enters into force upon publication.

Brazil

Banco Central do Brasil

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The Head of the Statistics Department (DSTAT) and the Head of the Financial System Monitoring Department (Desig), in exercise of the powers conferred by Article 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, attached to Ordinance No. 84,287, of February 27, 2015, having in view the provisions of Articles 103, item I, and 77, item III, of the aforementioned Regulations and based on the provisions of Circular Letter No. 3,870, of December 19, 2017,

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Show all related documents (42)

Supersedes: Circular Letter No. 3540 dated 2012-02-23not in RegAlertCircular Letter No. 3563 dated 2012-08-24not in RegAlertCircular Letter No. 3597 dated 2013-05-17not in RegAlertCircular Letter No. 3617 dated 2013-11-13not in RegAlertCircular Letter No. 3856 dated 2017-12-22not in RegAlert
Amended by: Central Bank of Brazil Instruction Normative No. 735 of May 6, 20262026 Normative Instruction BCB No. 733 of May 4, 20262026 Normative Instruction BCB No. 659 — Amends the Layout and Filling Instructions for Document Code 3040 - Credit Risk Data of the Credit Information System (SCR)2025 Normative Instruction BCB No. 627 — Amends Layout, Filling Instructions, and Complementary Instructions for Government Credit Program Operations in SCR Document 30402025 Normative Instruction BCB No. 602 of March 27, 20252025 Normative Instruction BCB No. 531 — Amends the Layout and Filling Instructions for Document 3040 – Credit Risk Data of the Credit Information System (SCR)2024
+14 more
Instruction Normative BCB No. 530 — Amends Circular Letter No. 3,869 of March 19, 2018, which alters and consolidates procedures for reporting information to the Credit Information System (SCR)2024 Normative Instruction BCB No. 472 of May 23, 20242024 Normative Instruction BCB No. 454 of February 7, 20242024 Normative Instruction BCB No. 419 of November 13, 20232023 Normative Instruction BCB No. 393 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023 Normative Instruction BCB No. 327 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2022 Normative Instruction BCB No. 238 — Amends the Layout of Document 3040 - Credit Risk Data of the Credit Information System (SCR)2022 Normative Instruction BCB No. 207 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2021 Normative Instruction BCB No. 168 of October 8, 20212021 Normative Instruction BCB No. 135 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2021 Normative Instruction BCB No. 105 of May 7, 20212021 Circular Letter No. 4072 - Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2020 Circular Letter No. 4062 - Amends Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2020 Circular Letter No. 4049 - Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2020
Amends: Circular No. 3870 — Dispenses on the Supply of Information Regarding Credit Operations to the Credit Information System (SCR)2017
Issued under: Resolution CMN No. 4571 — Establishes the Credit Information System (SCR)2017 CMN Resolution No. 2682 — Criteria for Classifying Credit Operations and Rules for Establishing Provisions for Doubtful Collection Credits1999Ordinance No. 84287 dated 2015-02-27not in RegAlertResolution No. 2309 dated 1996-08-28not in RegAlert
Refers to: Circular Letter No. 3588 — Establishes the use of the File Transfer System (STA) for the exchange of digital files between the Central Bank of Brazil and institutions registered in Sisbacen2013
Referred to by: BCB Normative Instruction No. 563 — Deadline for Submission of January and February 2025 Data for Market Risk, Operational Limits, Liquidity Risk, and Credit Data Documents2024 Normative Instruction BCB No. 414 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023 BCB Normative Instruction No. 408 — Amends the Layout and Complementary Instructions for Credit Operations Related to Emergency Programs in Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023 Normative Instruction BCB No. 193 — Amends Normative Instruction BCB No. 168 of October 8, 20212021 Joint Normative Instruction No. 2 - Amends Filling Instructions and Layout of Document 3050 - Aggregated Credit and Leasing Statistics of the Credit Information System (SCR)2021 Normative Instruction BCB No. 158 — Amends the Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2021
+5 more
Circular Letter No. 4057 Amending Circular Letter No. 4024 Regarding Eligibility Criteria for Guarantees Linked to the Temporary Special Liquidity Line via Financial Letter Issuance2020 Circular Letter No. 4046 - Procedures for Updating and Requesting Release of Liens on Financial Assets and Securities for LTEL-LFG2020 Circular Letter No. 4043 - Amends Circular Letter No. 4,024 of April 9, 2020 Regarding Eligibility Criteria for Guarantees Linked to the Temporary Special Liquidity Line via Financial Letter Issuance2020 Circular Letter No. 4044 - Amends Circular Letter No. 4031 Regarding Credit Risk Data Layout and Filling Instructions2020 Circular Letter No. 4039 - Amends Circular Letter No. 4,024 of April 9, 2020 Regarding Eligibility Criteria for Guarantees Linked to the Temporary Special Liquidity Line via Financial Letter Issuance2020

Timeline

Amended 20 times · last 2026-05-06

2026-05-06BCBCentral Bank of Brazil Instruction Normative No. 735 of May 6, 2026amends
2026-05-04BCBNormative Instruction BCB No. 733 of May 4, 2026amends
2025-09-08BCBNormative Instruction BCB No. 659 — Amends the Layout and Filling Instructions for Document Code 3040 - Credit Risk Data of the Credit Information System (SCR)amends
2025-05-29BCBNormative Instruction BCB No. 627 — Amends Layout, Filling Instructions, and Complementary Instructions for Government Credit Program Operations in SCR Document 3040amends
2025-03-27BCBNormative Instruction BCB No. 602 of March 27, 2025amends

This document amends: Circular No. 3870 — Dispenses on the Supply of Information Regarding Credit Operations to the Credit Information System (SCR)

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works