Normative Instruction BCB No. 168 of October 8, 2021

NORMATIVE INSTRUCTION BCB NO. 168, OF OCTOBER 8, 2021

Amends the Filling Instructions and the Layout of Document 3050 - Aggregate Credit and Leasing Statistics, of the Credit Information System (SCR), governed by Circular No. 3,870, of December 19, 2017, and Circular Letter No. 3,869, of March 19, 2018.

The Head of the Statistics Department (Dstat) and the Head of the Financial System Monitoring Department (Desig), in the exercise of the powers conferred upon them by Article 23, item I, letter 'a', of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, based on Article 77, item III, of said Regulations, and in view of the provisions of Resolution No. 4,571, of May 26, 2017, Circular No. 3,870, of December 19, 2017, and Circular Letter No. 3,869, of March 19, 2018,

RESOLVE:

Art. 1º New versions of the Filling Instructions and the Layout of Document 3050 - Aggregate Credit and Leasing Statistics, available on the Central Bank of Brazil's website at the electronic address https://www.bcb.gov.br/estabilidadefinanceira/scrdoc3050, shall enter into force, starting from the base date of March 4, 2022, with information relating to the period from February 28 to March 4, 2022. (Wording given, starting from 1/1/2022, by Normative Instruction BCB No. 193, of 12/2/2021.)

Art. 2º The following modifications were made to the Filling Instructions of Document 3050:

I - in item 2 - Identification of information to be provided: the provision of information relating to minimum rates, maximum rates, number of new contracts, number of contracts by levels of delay, and number of companies/entities involved is waived for all credit modalities with free resources and with directed resources;

II - in item 3 - Credit and leasing modalities: the provision of information relating to the modalities "Credit Card - Normal Rotating" and "Credit Card - Overdue Rotating" of the legal entity and physical person segments of credit operations with free resources is waived;

III - in item 6.1 - Average rates: new guidelines are presented for the calculation of average rates of operational charges;

IV - in item 7.1 – Modalities with free resources, item I, letter 'p' (Credit Card – Installment): new wording is presented for installment withdrawal operations;

V - in item 7.1 – Modalities with free resources, item II, letter 'b' (Unconsolidated Personal Credit): new wording is presented for unconsolidated personal credit operations;

VI - in item 7.1 - Modalities with free resources, item II, letter 'd' (Consolidated Personal Credit for public sector workers): new wording is presented for the composition of "public sector";

VII - in item 7.1 – Modalities with free resources, item II, letter 'i' (Rotating Credit Card): new wording is presented for cash advance operations;

VIII - in item 7.1 – Modalities with free resources, item II, letter 'l' (Credit Card – Installment): new wording is presented for installment withdrawal operations;

IX - in item 7.2 - Modalities with directed resources: new definition is presented for credit operations with directed resources;

X - in item 7.2 - Modalities with directed resources, letter 'k': new wording is presented for the modality "Other directed credits".

Art. 3º The modifications referred to in Article 2 are described in the filling instructions of Document 3050 and can be consulted in the "Revision History".

Art. 4º The following modifications were made to the Layout of Document 3050:

I - in the TXB Layout, information relating to minimum rates, maximum rates, number of new contracts, number of contracts by levels of delay, and number of companies/entities involved is no longer reported for all credit modalities with free resources and with directed resources;

II - in the TXB Layout, information relating to the modalities "Credit Card - Normal Rotating" and "Credit Card - Overdue Rotating" of the legal entity and physical person segments of credit operations with free resources is no longer reported.

Art. 5º The updated version of the layout of document code 3050, in the form provided in this Normative Instruction, will be made available by November 1, 2021.

Art. 6º Circular Letter No. 3,811, of March 23, 2017, is revoked starting from March 1, 2022. (Wording given, starting from 1/1/2022, by Normative Instruction BCB No. 193, of 12/2/2021.)

Art. 7º This Normative Instruction enters into force on November 1, 2021.

Renato Baldini Júnior Gilneu Francisco Astolfi Vivan

Head of Dstat, substitute Head of Desig