SBS Res. 2170-2016: Replaces Art. 4 of the Procedures for Credit Information Registration in the Co-debtor Report and Complementary Information Rectifications, approved by SBS Res. 6413-2014

Los Laureles No. 214 - Lima 27 - Peru Tel.: Tel.: (511) 6309000 Fax: (511) 6309239 1 Lima, April 13, 2016 S.B.S. Resolution No. 2170-2016 The Superintendent of Banking, Insurance and Private Pension Fund Administrators:

WHEREAS:

Whereas, by SBS Resolution No. 6413-2014 of September 26, 2014, the Procedures for the Registration of Credit Information Reported in the Co-debtor Report and of the Rectifications of Complementary Information were approved;

Whereas, by SBS Resolution No. 4174-2015 of July 15, 2015, the Regulation of Solidarity Group Credits was approved;

Whereas, in accordance with Article 5 of the Regulation of Solidarity Group Credits, through Multiple Official Letter No. 45570-2015-SBS, instructions were given for the reporting of information on solidarity group credits to the Credit Bureau;

Whereas, it has been deemed appropriate to grant a longer period for the implementation of the Co-debtor Report as well as for the submission of solidarity group credit information in said report, in order to provide greater facilities for the adaptation process;

With the approval of the Deputy Superintendencies of Banking and Microfinance, Risks, Economic Studies and Legal Affairs; and,

In exercise of the powers conferred by numerals 7 and 13 of Article 349 of the General Law; and, in accordance with the exception conditions set forth in numeral 3.2 of Article 14 of Supreme Decree No. 001-2009-JUS;

RESOLVES:

Article One.- To replace Article 4 of the Procedures for the Registration of Credit Information Reported in the Co-debtor Report and of the Rectifications of Complementary Information, approved by SBS Resolution No. 6413-2014, with the following:

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Los Laureles No. 214 - Lima 27 - Peru Tel.: Tel.: (511) 6309000 Fax: (511) 6309239

“Article 4.- Deadlines

Companies must send the new reports, as indicated below:

Report	Frequency	Deadline	First submission to the Credit Bureau
Co-debtor Report (RCCOD)	Monthly	Up to 15 calendar days following the closing period, together with the RCD	The first reporting period corresponds to information at the close of September 2017

The aforementioned deadline shall also be applicable to the reporting of solidarity group credits made through the RCCOD.

In the case of the Rectifications of Complementary Information Report (RIC), it shall enter into force as of May 1, 2015.”

Article Two.- This resolution shall enter into force as of the day following its publication in the Official Gazette El Peruano, and the deadline for submitting the RCCOD set forth in Multiple Official Letter No. 45570-2015-SBS of November 26, 2015, shall be without effect.

Register, communicate and publish.

JAVIER MARTÍN POGGI CAMPODÓNICO
Superintendent of Banking, Insurance and
Private Pension Fund Administrators (Acting)