BCB Resolution No. 413 — Amends Circular No. 3,870 of December 19, 2017, Regarding the Provision of Information on Credit Operations to the Credit Information System – SCR

BCB RESOLUTION NO. 413, OF SEPTEMBER 19, 2024

Amends Circular No. 3,870, of December 19, 2017, which provides for the provision of information regarding credit operations to the Credit Information System – SCR.

The Collegiate Board of the Central Bank of Brazil, in a session held on September 19, 2024, based on arts. 10, caput, item IX, and 37 of Law No. 4,595, of December 31, 1964, art. 9º-A of Law No. 4,728, of July 14, 1965, art. 20, § 2º of Law No. 4,864, of November 29, 1965, art. 7º of Law No. 6,099, of September 12, 1974, art. 1º, § 1º of Complementary Law No. 130, of April 17, 2009, art. 9º, caput, items II and VIII of Law No. 12,865, of October 9, 2013, arts. 106 and 107 of Law No. 13,097, of January 19, 2015, and in view of the provisions of Resolution CMN No. 5,037, of September 29, 2022,

R E S O
L V E :

Art.
1º Circular No. 3,870, of December 19, 2017, published in the Official Gazette of the Union on December 21, 2017, shall be amended as follows:

“Art. 2º-A
The institutions mentioned in arts. 1º and 2º must calculate:

I - monthly, with the base date being the last day of each month, the information to be provided to the SCR referred to in art. 1º, caput, items I and II; and

II - daily:

a) the information to be provided to the SCR referred to in art. 1º, caput, items I and II, regarding the following events that imply a change in the outstanding balance of a credit operation:

1. grants of credit operations;

2. partial payments of credit operations;

3. settlements of credit operations;

4. renegotiations that imply a reduction or increase in the outstanding balance of the credit operation; and

5. renegotiations that imply the settlement of ongoing credit operations; and

b) the information to be provided to the SCR referred to in art. 1º, § 1º.” (NR)

“Art. 5º
......................................................................................................................

Sole paragraph. The information to be provided to the SCR referred to in the caput must be calculated annually, with the base date being the last day of December.” (NR)

“Art. 19-A.
The calculation and submission of information in the manner established in art. 2º-A, caput, item II, letter “a”, must begin as of November 1, 2025.” (NR)

Art.
2º This Resolution enters into force on the date of its publication.

AILTON DE AQUINO SANTOS

Director of Supervision