Normative Instruction BCB No. 685 of December 5, 2025

This instruction establishes the procedures for financial institutions in Segments 1 and 2 to submit quantitative information regarding the Internal Capital Adequacy Assessment Process (Icaap), the Simplified Internal Capital Adequacy Assessment Process (IcaapSimp), and stress tests with scenarios provided by the Central Bank of Brazil. Institutions must transmit document code 2090 via the Electronic File Transfer System (STA) in XML format annually by April 30, using the Unicad system to register responsible directors and employees. The regulation applies to Segment 1 and 2 institutions, excluding development agencies and consortium administrators, and aligns with Resolution BCB No. 527 of 2025.

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INSTRUCTION
NORMATIVE BCB NO. 685, OF DECEMBER 5, 2025

Establishes the procedures for the submission, to the Central Bank of Brazil, of quantitative information regarding the Internal Process for the Assessment of Capital Adequacy (Icaap), the Simplified Internal Process for the Assessment of Capital Adequacy (IcaapSimp) and stress tests with scenarios provided by the Central Bank of Brazil, as provided for in Resolution BCB No. 527, of December 3, 2025.

The Head of the Strategic Management and Specialized Supervision Department (Degef) and the Head of the Financial System Monitoring Department (Desig), using the authority granted to them by art. 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, published through Resolution BCB No. 340, of September 21, 2023, based on arts. 82, item III, letter “b” and 85, item I, letter “b”, of said Regulations, and in view of the provisions in Resolutions CMN Nos. 4.553, of January 30, 2017, 4.557, of February 23, 2017, and 5.223, of May 30, 2025, in Circular No. 3.846, of September 13, 2017, and in Resolutions BCB Nos. 265, of November 25 2022, 436, of November 28, 2024, and 527, of December 3, 2025,

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Timeline

Amended 1 time · last 2026-04-30

2026-04-30BCBCentral Bank of Brazil Instruction Normative No. 730 of April 30, 2026amends

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works