Normative Instruction BCB No. 77, OF FEBRUARY 11, 2021

Establishes procedures relating to the sending of documents and information, responses to requirements and filing of appeals, the formalization of requirements, the communication of decisions and other communications related to the instruction and examination of authorization processes conducted by the Department of Financial System Organization (Deorf), and provides other measures.

The Head of the Department of Financial System Organization (Deorf), in the exercise of the authority conferred by Article 23, item I, letter "a", of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, and taking into account the provisions of Article 40 of Law No. 9,784, of January 29, 1999,

R E S O L V E:

Procedures for Instruction of Requests, Responses to Requirements and Filing of Appeals

Art. 1 Financial institutions, other institutions authorized to operate by the Central Bank of Brazil, institutions comprising the Brazilian Payments System (SPB), and other interested parties in the requests listed in Section 3.4.20 of the Manual of Organization of the Financial System (Sisorf), for the purpose of instructing authorization processes whose technical analysis is conducted by the Department of Financial System Organization (Deorf), must send, through the Central Bank's Digital Protocol system (Digital Protocol), available on this Autarchy's website on the internet:

I - the documents and information provided for in the relevant regulation; and

II - the responses to requirements and the appeals filed due to the denial of the requests.

Sole Paragraph. The responses to requirements and the appeals filed, referred to in item II of this article, when not accompanied by attached documents, must be sent through the Central Bank's Electronic Mail System (BC Mail) and must reference the official letter that formalized the requirement or that communicated the decision, in accordance with Article 8, and the number of the Electronic Administrative Process (PE) established for the analysis of the request.

Art. 2 Access to the Digital Protocol must be carried out through the institutional user account registered in the Central Bank Information System (Sisbacen).

Sole Paragraph. In the case of instruction of requests for authorization to operate, for representation of a foreign financial institution, or for registration of a database manager as provided for in Law No. 12,414, of June 9, 2011, access must be carried out through a physical person user account obtained by self-registration in the Registrato System - Extract of the Central Bank Information Registry. (Amended, effective February 1, 2023, by Normative Instruction BCB No. 345, of January 27, 2023.)

Art. 3 Documents and information must be filed individually and in the order in which they are presented:

I - in the list of documents and information necessary for the instruction of processes, contained in the request model relating to the type of request to be presented, as provided for in Title 8 of Sisorf, available for access on the Central Bank of Brazil's website on the internet;

II - in the official letter of requirements formalized by Deorf;

III - in the text of the appeal.

§ 1 Documents and information relating to the same request must be sent through the digital protocol using one of the following options: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - Bulk upload; (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

a) The request or cover letter (if any) must be the first document in the block, or the first document of the first block, in the case of multiple sends. (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - Associated with the request or, in the case of response to requirements or appeal, with the first document filed. (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 2 In the event that the request to be presented does not have a request model established by Sisorf, the documents and information must be filed in the order in which they are presented in the relevant regulation for the type of request.

§ 3 Requests, letters, official letters, authorizations, and declarations addressed to Deorf must contain the name, CPF registration number, and respective digital signature of the signatories. (Included, effective April 1, 2022, by Normative Instruction BCB No. 231, of January 25, 2022.)

§ 4 The digital signature of the documents referred to in § 3 must be carried out through: (Included, effective April 1, 2022, by Normative Instruction BCB No. 231, of January 25, 2022.)

I - digital certificate issued by a Certification Authority of the Brazilian ICP, in the PAdES standard; or (Included, effective April 1, 2022, by Normative Instruction BCB No. 231, of January 25, 2022.)

II - gov.br account with silver or gold security and access level. (Included, effective April 1, 2022, by Normative Instruction BCB No. 231, of January 25, 2022.)

Art. 4 The sending of documents and information must be carried out by filling in the following fields in the Digital Protocol: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - "Electronic Administrative Process Number - PE", if any; (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - "Subject"; (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

III - "Destination"; and (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

IV - "Description". (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 1 The "Subject" field must be filled in by selecting the option "Authorizations and Licensing for Supervised Institutions and SPB Members". (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 2 The "Destination" field must be filled in by selecting the Deorf organizational component to which the request must be presented, according to the list available in Subsection 3.4.30.12 of Sisorf. (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 3 The examples and patterns to be observed for filling in the "Description" field are contained in Annex I to this Normative Instruction. (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 4 In the case of initial instruction of requests for authorization to operate, the "Description" field must be filled in: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - for the request, the first document to be filed, with the components: "Institution - Type of Request"; and (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - for the other documents associated with the request, filed in sequence, with the components: "Institution - Document Type - Name of the physical person or social denomination of the legal person (if applicable)". (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 5 In the case of initial instruction of other types of requests, the "Description" field must be filled in: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - for the request, the first document to be filed, with the components: "CNPJ - Institution - Corporate Act Data - Type of Request"; and (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - for the other documents associated with the request, filed in sequence, with the components: "CNPJ - Document Type - Name of the physical person or social denomination of the legal person (if applicable)". (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 6 In the presentation of a response to requirements or an appeal, the "Description" field must be filled in: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - for the first document to be filed, with the components: "CNPJ (if any) - Institution - Content"; and (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - for the other associated documents, filed in sequence, with the components: "CNPJ (or, in the absence thereof, 'Institution') - Document Type - Name of the physical person or social denomination of the legal person (if applicable)". (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

§ 7 To compose the "Description" field, referred to in this article, the institution or its representative must consider that the component: (Amended, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

I - "CNPJ" corresponds to the registration number (first eight digits) of the institution holding the request in the National Registry of Legal Entities (CNPJ), in the format nn.nnn.nnn; (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

II - "Institution" corresponds: (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

a) to the trade name or acronym or social denomination intended by the requesting institution, in the case of the requests referred to in §1 of this article, with the exception of payment institutions and payment arrangement initiators, which must observe the provision in letter "b" of this item; or (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

b) to the trade name or acronym or social denomination of the institution holding the request, in other cases; (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

III - "Corporate Act Data" corresponds, when applicable, to the acronym and date of the corporate act related to the request presented; (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

IV - "Type of Request" corresponds to the type of authorization request presented, as specified in Section 3.4.20 of Sisorf; (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

V - "Content" corresponds, when applicable, to the indication that the document sent refers to a response to a requirement or an appeal. (Included, effective June 1, 2024, by Normative Instruction BCB No. 475, of May 23, 2024.)

Art. 5 Requests whose instruction, including with regard to responses to formalized requirements, has been filed in an incomplete, untimely, or non-compliant manner with the required format, will be subject to archiving, considering the particularities of the concrete case.

Sole Paragraph. The provisions of this article may also be applied when any of the following occurrences are identified:

I - sending of documents and information in disagreement with the provisions of Articles 2, 3, and 4 of this Normative Instruction;

II - non-sending or incorrect or incomplete sending of request models, declarations, authorizations, and registration forms, available in Sisorf;

III - absence of mandatory records or incorrect mandatory records in the Central Bank Interest Information System (Unicad);

IV - non-receipt of a message sent by Deorf in the manner of Article 8, within 5 business days, counted from the date of its issuance;

V - sending of requests or documents without signatures;

VI - non-sending of Statutes or Corporate Contracts files in ".rtf" format through the File Transfer System (STA);

VII - non-sending or incorrect or incomplete sending of the Capital Composition Map, through the STA; or

VIII - non-sending of electronic spreadsheets with information for the analysis of the economic-financial viability of the intended undertaking.

Art. 6 Exceptionally, in requests where it is necessary to send spreadsheets or other types of files not supported by the Digital Protocol, the person or institution must contact the Deorf component to which the institution is subject, according to the list available in Subsection 3.4.30.12 of Sisorf.

Art. 7 In the event of unavailability, or any other technical problem with the Digital Protocol, the person or institution must contact the BCB ICT Service Center, by phone (61) 3414-2156 or by email suporte.ti@bcb.gov.br.

Procedures for Formalization of Requirements, Communication of Decisions and General Communications by Deorf

Art. 8 The formalization of requirements, the communication of the decision taken and other communications related to the instruction and examination of authorization processes conducted by Deorf will be carried out through an official letter digitally signed by a competent server and sent:

I - to the requesting institution, by message from BC Mail, in the case of processes where the holder of the request is an institution authorized to operate by the Central Bank of Brazil; and

II - when it concerns the formalization of requirements, to the electronic address (e-mail) of the following physical persons:

a) in the case of an institution requesting authorization to operate:

1. the representative(s) of the requester;

2. the prospective controller(s); or

3. the prospective holder(s) of qualified participation; and

b) in the case of an institution authorized to operate by the Central Bank of Brazil:

1. the persons referred to in letter "a";

2. the controller(s) themselves; or

3. the holder(s) of qualified participation themselves.

§ 1 The message sent in the manner of item II must contain the indication of the link to access the official letter referred to in the caput.

§ 2 Communications to institutions that do not have access to BC Mail will be carried out in the manner mentioned in item II, letter "b", of the caput of this article.

§ 3 (Revoked, effective February 1, 2023, by Normative Instruction BCB No. 345, of January 27, 2023.)

§ 4 The official letter referred to in the caput of this article must:

I - attach the approved articles of association or partnership agreement, in the event that a statutory reform or contractual amendment has been deliberated; and

II - contain the list of elected or appointed individuals whose names have been approved to hold positions in statutory or contractual bodies, in the case of proceedings related to the election or appointment of these individuals.

§ 4º (Revoked, as of 1/2/2023, by Normative Instruction BCB No. 345, of 1/27/2023.)

§5º At the discretion of Deorf, the requirements and other communications referred to in the caput of this article may be formalized exclusively via message in BC Correio, without sending an official letter.

General and Transitional Provisions

Art. 9º The reallocation of members of corporate bodies must be communicated to the Deorf component responsible via BC Correio, informing the data of the corresponding corporate act.

Art. 9º-A The capital increase of financial institutions governed by CMN Resolution No. 4,970, of November 25, 2021, resulting from the incorporation of capital and profit reserves, must be registered in Unicad, according to the outline available in subsection 3.3.40.120 of Sisorf. (Included, as of 1/2/2023, by Normative Instruction BCB No. 345, of 1/27/2023.)

Art. 10. Circular Letter No. 4,074, of July 24, 2020, is hereby revoked.

Art. 11. This Normative Instruction enters into force on March 1, 2021.

JOSE REYNALDO DE ALMEIDA FURLANI

Annex I

Examples of Document Description for Process Instruction:

Below are examples of how to fill in the "Description" field on the Digital Protocol screen for each document filed, as provided for in Art. 4 of this Normative Instruction, presented in the following order:

1. Authorization for the operation of a Multiple Bank;

2. Authorization for the operation of a Direct Credit Society;

3. Authorization for the operation of a Payment Institution;

4. Approval of election and statutory reform;

5. Approval of capital increase;

6. Response to requirement;

7. Filing of appeal.

Example 1:

Type of Request: Authorization for the operation of a Multiple Bank

Sisorf Model 8.1.10.44: APPLICATION - FAVORABLE MANIFESTATION REGARDING THE PROPOSAL FOR THE CONSTITUTION OF AN INSTITUTION

Proposed corporate name of the requesting institution: Banco ABCD S.A.

Proposed trade name or acronym: Banco ABCD

Name of the controller or holder of qualified participation: "José Abcd"

"Description" field for each document:

1. Application, the first document to be filed:

"Banco ABCD - Authorization for operation";

2. Other documents linked or associated with the first document, contained in the application:

a) "BANCO ABCD - Identification of controllers and holders of qualified participation";

b) "BANCO ABCD - Draft statement of purpose";

c) "BANCO ABCD - Indication of corporate control form";

d) "BANCO ABCD - Executive summary";

e) "BANCO ABCD - Declaration - José Abcd";

f) "BANCO ABCD - Demonstration of business knowledge - José Abcd";

g) "BANCO ABCD - Source of funds";

h) "BANCO ABCD - Authorization to the Federal Revenue Service - José Abcd";

i) "BANCO ABCD - Authorization to the Central Bank - José Abcd";

j) "BANCO ABCD - Foreign authority";

k) "BANCO ABCD - Registration form - José Abcd";

l) "BANCO ABCD - Organizational chart"

Example 2:

Type of Request: Authorization for the operation of a Direct Credit Society

Sisorf Model 8.1.10.66: APPLICATION FOR AUTHORIZATION FOR THE OPERATION OF A DIRECT CREDIT SOCIETY OR A PERSON-TO-PERSON LENDING SOCIETY

Proposed corporate name of the requesting institution: ABCD Sociedade de Crédito Direto S.A.

Proposed trade name or acronym: ABCD SCD

Name of the controller or holder of qualified participation: "José Abcd"

Name of the elected Director: "João Abc"

"Description" field for each document:

1. Application, the first document to be filed:

"ABCD SCD - Authorization for operation";

2. Other documents linked or associated with the first document, contained in the application:

a) "ABCD SCD - AGC of DD/MM/YYYY";

b) "ABCD SCD - Subscription list";

c) "ABCD SCD - Justified justification";

d) "ABCD SCD - Identification of control group members and holders of qualified participation";

e) "ABCD SCD - Registration Form - José Abcd";

f) "ABCD SCD - Declaration - José Abcd";

g) "ABCD SCD - Source of funds";

h) "ABCD SCD - Balance sheet";

i) "ABCD SCD - IRPF calendar year YYYY - José Abcd";

j) "ABCD SCD - Indication of corporate control form";

k) "ABCD SCD - Authorization to the Federal Revenue Service - José Abcd";

l) "ABCD SCD - Authorization to the Central Bank - José Abcd";

m) "ABCD SCD - Organizational chart";

n) "ABCD SCD - Foreign authority";

o) "ABCD SCD - Information on the investment fund";

p) "ABCD SCD - Shareholders' agreement";

q) "ABCD SCD - Usufruct contract";

r) "ABCD SCD - Declaration and authorizations - João Abc";

s) "ABCD SCD - Technical qualification declaration - João Abc";

t) "ABCD SCD - Curriculum - João Abc".

Example 3:

Type of Request: Authorization for the operation of a Payment Institution

Sisorf Model - 8.13.10.15: APPLICATION FOR AUTHORIZATION FOR THE OPERATION OF A PAYMENT INSTITUTION

Corporate name of the institution: "Exemplo Serviços de Pagamento S.A."

Trade name or acronym: "Exemplo IP"

CNPJ: 99.999.999/9999-99

Corporate Act: Extraordinary General Assembly of DD/MM/YYYY

Identification of control group members and holders of qualified participation: "José Abcd", "João Xyz" and "Carlos Wyz"

Name of the administrator: "Maria Abcd"

"Description" field for each document:

1. Application, the first document to be filed:

"Exemplo IP - Authorization for Operation"

2. Other documents linked or associated with the first document, contained in the application:

a) "Exemplo IP - Justified justification";

b) "Exemplo IP - Identification of control group members and holders of qualified participation";

c) "Exemplo IP - Registration Form - José Abcd";

d) "Exemplo IP - Registration Form - João Xyz";

e) "Exemplo IP - Registration Form - Carlos Wyz";

f) "Exemplo IP - Declaration - José Abcd";

g) "Exemplo IP - Declaration - João Xyz";

h) "Exemplo IP - Declaration - Carlos Wyz";

i) "Exemplo IP - Organizational chart";

j) "Exemplo IP - Indication of corporate control form";

k) "Exemplo IP - Shareholders' agreement";

l) "Exemplo IP - Usufruct contract";

m) "Exemplo IP - Authorizations - José Abcd";

n) "Exemplo IP - Authorizations - João Xyz";

o) "Exemplo IP - Authorizations - Carlos Wyz";

p) "Exemplo IP - Authorizations of the company";

q) "Exemplo IP - Controller financial statements";

r) "Exemplo IP - IRPF calendar year YYYY - José Abcd";

s) "Exemplo IP - IRPF calendar year YYYY - João Xyz";

t) "Exemplo IP - IRPF calendar year YYYY - Carlos Wyz";

u) "Exemplo IP - IP financial statements";

v) "Exemplo IP - Foreign authority";

w) "Exemplo IP - Articles of association";

x) "Exemplo IP - EGA of DD/MM/YYYY";

y) "Exemplo IP - Declaration and authorizations - Maria Abcd"

z) "Exemplo IP - Technical qualification declaration - Maria Abcd";

aa) "Exemplo IP - Curriculum - Maria Abcd";

bb) "Exemplo IP - Call notice";

cc) "Exemplo IP - EGA of DD/MM/YYYY";

dd) "Exemplo IP - Subscription list";

ee) "Exemplo IP - Bank deposit receipt";

ff) "Exemplo IP - Proof of source of funds - José Abcd";

gg) "Exemplo IP - Proof of source of funds - João Xyz";

hh) "Exemplo IP - Proof of source of funds - Carlos Wyz";

ii) "Exemplo IP - Volume of payment transactions".

Example 4:

Type of Request: Election and Statutory Reform

Sisorf Model 8.2.10.2: APPLICATION FOR APPROVAL OF ELECTION AND STATUTORY REFORM IN A CREDIT COOPERATIVE

Corporate name of the Institution: "Coopexemplo - Cooperative for mutual economic and credit of employees of Exemplo S.A."

Trade name or acronym: "Coopexemplo"

CNPJ: 99.999.999/9999-99

Corporate Act: Ordinary and Extraordinary General Assembly of DD/MM/YYYY

Name of the elected Director: "Maria Abcd"

Names of elected Fiscal Councilors:

"José Abcd", "João Xyz" and "Carlos Wyz"

"Description" field for each document:

1. Application, the first document to be filed:

"99.999.999 - Coopexemplo - EGA/EGA of DD/MM/YYYY - Election and statutory reform"

2. Other documents linked or associated with the first document, in the order listed in the Application:

a) "99.999.999 - Statement of Purpose";

b) "99.999.999 - Call Notice";

c) "99.999.999 - EGA/EGA of DD/MM/YYYY";

d) "99.999.999 - Declaration and authorizations - Maria Abcd";

e) "99.999.999 - Technical qualification declaration - Maria Abcd";

f) "99.999.999 - Curriculum - Maria Abcd";

g) "99.999.999 - Declaration and authorizations - José Abcd";

h) "99.999.999 - Declaration and authorizations - João Xyz";

i) "99.999.999 - Declaration and authorizations - Carlos Wyz".

Example 5:

Type of Request: Capital Increase

Sisorf Model 8.3.10.13: APPLICATION FOR APPROVAL OF CAPITAL INCREASE IN CONSORIUM ADMINISTRATOR - JOINT STOCK COMPANY

Corporate name of the Institution: "Consórcio Exemplo Administradora de Consórcios S.A."

Trade name or acronym: "Consórcio Exemplo"

CNPJ: 99.999.999/9999-99

Corporate Act: Extraordinary General Assembly of DD/MM/YYYY

"Description" field for each document:

1. Application, the first document to be filed:

"99.999.999 - Consórcio Exemplo - EGA of DD/MM/YYYY - Capital Increase"

2. Other documents linked or associated with the first document, in the order listed in the Application:

a) "99.999.999 - Call Notice";

b) "99.999.999 - EGA OF DD/MM/YYYY";

c) "99.999.999 - Articles of association";

d) "99.999.999 - Subscription list";

e) "99.999.999 - Bank deposit receipt";

f) "99.999.999 - Justified justification of the operation".

Example 6:

In response to requirements made by Deorf, when it is not possible via BC Correio because it is necessary to send attached documents, the "Description" field of the Digital Protocol must be filled in as follows:

Content: Response to requirements

Trade name, acronym, or corporate name of the Institution: Institution XYZ

CNPJ: 99.999.999/9999-99

Declarations and Authorizations of the Elected: José Abcd

Curriculum of the Elected: José Abcd

1. First document to be filed:

"99.999.999 - Institution XYZ - Response to requirements"

2. If it is necessary to send a linked or associated document, in the order stated in the requirement letter:

a) "99.999.999 - Declarations and Authorizations - José Abcd";

b) "99.999.999 - Curriculum - José Abcd".

Example 7:

In filing an appeal against the decision of denial by Deorf, when it is not possible via BC Correio because it is necessary to send attached documents, the "Description" field of the Digital Protocol must be filled in as follows:

Content: Appeal

Trade name, acronym, or corporate name of the Institution: Institution XYZ

Declaration of the Elected: João Xyz

1. First document to be filed:

"99.999.999 - Institution XYZ - Appeal"

2. If it is necessary to send a linked or associated document:

"99.999.999 - Declaration - João Xyz"

Annex I

Examples of Document Description for Process Instruction:

Below are examples of how to fill in the "Description" field on the Digital Protocol screen for each document filed, as provided for in Art. 4 of Normative Instruction BCB No. 77, of 2021, presented in the following order:

1. Authorization for the operation of a Multiple Bank;

2. Authorization for the operation of a Payment Institution;

3. Approval of election;

4. Response to requirement;

5. Filing of appeal.

Example 1:

Type of Request:
Authorization for the operation of a Multiple Bank

Sisorf Model 8.20.10.1:
APPLICATION FOR AUTHORIZATION FOR OPERATION

Proposed corporate name of the requesting institution: Banco ABCD S.A.

Proposed trade name or acronym: Banco ABCD

Identification of controllers and holders of qualified participation: "José Abcd", "Maria Abcd"

Elected or appointed to positions in statutory bodies: "João Abc" and "Joana Abc"

"Description" field for each document:

1. Application, the first document to be filed:

"Banco ABCD - Authorization for operation";

2. Other documents linked or associated with the first document, contained in the application:

a) "BANCO ABCD - Declaration of economic-financial capacity - controller José Abcd";

b) "BANCO ABCD - Declaration of lawful source of funds - controller José Abcd";

c) "BANCO ABCD - Declaration of lawful source of funds - holder of qualified participation Maria Abcd";

d) "BANCO ABCD - Business plan";

e) "BANCO ABCD - Declaration and authorization - controller José Abcd";

f) "BANCO ABCD - Declaration and authorization - holder of qualified participation Maria Abcd";

g) "BANCO ABCD - Declaration and authorization of the elected - Joana Abc";

h) "BANCO ABCD - Declaration and authorization of the elected - José Abc";

i) "BANCO ABCD - Declaration, signed by the company, regarding the elected or appointed";

j) "BANCO ABCD – Articles of association";

k) "BANCO ABCD – Shareholders' agreement";

l) "BANCO ABCD – Usufruct contract".

Example 2:

Type of Request:
Authorization for the operation of a Payment Institution

Sisorf Model - 8.13.10.15: APPLICATION FOR AUTHORIZATION FOR THE OPERATION OF A PAYMENT INSTITUTION

Corporate name of the institution: "Exemplo Serviços de Pagamento S.A."

Trade name or acronym: "Exemplo IP"

CNPJ: 99.999.999/9999-99

Corporate Act: Extraordinary General Assembly of DD/MM/YYYY

Identification of control group members and holders of qualified participation: "José Abcd", "João Xyz" and "Carlos Wyz"

Name of the administrator: "Maria Abcd"

"Description" field for each document:

1. Application, the first document to be filed:

"Exemplo IP - Authorization for Operation"

2. Other documents linked or associated with the first document, contained in the application:

a) "Exemplo IP - Declaration of economic-financial capacity - controller José Abcd";

b) "Exemplo IP - Declaration of lawful source of funds - controller José Abcd";

c) "Exemplo IP - Declaration of lawful source of funds - holder of qualified participation João Xyz";

d) "Exemplo IP - Declaration of lawful source of funds - holder of qualified participation Carlos Wyz";

e) "Exemplo IP - Declaration of sustainability of the business model signed by the company";

f) "Exemplo IP - Declaration and authorization - controller José Abcd";

g) "Exemplo IP - Declaration and authorization - holder of qualified participation João Xyz";

h) "Exemplo IP - Declaration and authorization - holder of qualified participation Carlos Wyz";

i) "Exemplo IP - Declaration and authorization - administrator Maria Abcd";

j) "Exemplo IP - Declaration of the payment institution regarding the elected or appointed administrator(s)";

k) "Exemplo IP - Organizational chart".

Example 3:

Type of Request: Election

Sisorf Model 8.20.10.5: APPLICATION FOR AUTHORIZATION FOR THE POSSESSION AND EXERCISE OF ELECTED OR APPOINTED (EXCEPT IN PUBLIC COMPANIES, MIXED-ECONOMY COMPANIES OR THEIR SUBSIDIARIES)

Corporate name of the Institution: "Coopexemplo - Cooperative for Economic and Mutual Credit of Employees of Exemplo S.A."

Trade name or acronym: "Coopexemplo"

CNPJ: 99.999.999/9999-99

Corporate Act: Extraordinary General Assembly of DD/MM/YYYY

Name of the elected Director: "Maria Abcd"

Names of elected Fiscal Councilors:

"João Xyz" and "Carlos Wyz"

"Description" field for each document:

1. Application, the first document to be filed:

"99.999.999 - Coopexemplo - EGA of DD/MM/YYYY - Election"

2. Other documents linked or associated with the first document, in the order listed in the Application:

a) "99.999.999 - Declaration and authorization of the elected - Maria Abcd";

b) "99.999.999 - Declaration and authorization of the elected - João Xyz";

c) "99.999.999 - Declaration and authorization of the elected - Carlos Wyz";

d) "99.999.999 – Coopexemplo – Declaration of the institution regarding the elected or appointed".

Example 4:

In response to requirements made by Deorf, when it is not possible via BC Correio because it is necessary to send attached documents, the "Description" field of the Digital Protocol must be filled in as follows:

Content: Response to requirements

Trade name, acronym, or corporate name of the Institution: Institution XYZ

CNPJ: 99.999.999/9999-99

Declarations and Authorizations of the Elected: José Abcd

1. First document to be filed:

"99.999.999 - Institution XYZ - Response to requirements"

2. If it is necessary to send a linked or associated document, in the order stated in the requirement letter:

a) "99.999.999 - Declarations and Authorizations of the elected - José Abcd".

Example 5:

In filing an appeal against the decision of denial by Deorf, when it is not possible via BC Correio because it is necessary to send attached documents, the "Description" field of the Digital Protocol must be filled in as follows:

Content: Appeal

Trade name, acronym, or corporate name of the Institution: Institution XYZ

CNPJ: 99.999.999/9999-99

Declaration of the Elected: João Xyz

1. First document to be filed:

"99.999.999 - Institution XYZ - Appeal"

2. If it is necessary to send a linked or associated document:

a) "99.999.999 - Declaration of the elected - João Xyz".

(Wording given, as of 1/2/2023, by Normative Instruction BCB No. 345, of 1/27/2023.)