NORMATIVE INSTRUCTION BCB NO. 85, OF MARCH 10, 2021

Establishes the procedures for submitting information regarding the calculations of regulatory limits and standards referred to in Article 3 of Resolution BCB No. 69, of February 10, 2021.

The Head of the Financial System Monitoring Department (Desig), in the exercise of the authority conferred by Article 23, item I, letter "a", of the Internal Regulations of the Central Bank of Brazil, annexed to Resolution BCB No. 340, of September 21, 2023, based on Article 85, item I, letters "a" and "b", of said Regulations, and considering the provisions of Joint Resolution No. 14, of November 3, 2025, CMN Resolutions Nos. 4.693, of October 29, 2018, 5.008 of March 24, 2022, 5.047, of November 25, 2022, 5.051, of November 25, 2022, and 5.169, of August 22, 2024, and BCB Resolutions Nos. 69, of February 10, 2021, 80 of March 25, 2021, 334 of August 16, 2023, and 517, of November 3, 2025, (Amended, effective July 1, 2026, by Normative Instruction BCB No. 721, of April 2, 2026.)

RESOLVES:

Art. 1 The submission of the information referred to in Article 3 of Resolution BCB No. 69, of February 10, 2021, must be carried out through document code 2062 - Individual Operational Limits Statement (DLI), in accordance with the annex to this BCB Normative Instruction.

Sole Paragraph. The submission referred to in the caput must be made monthly, by the 5th day of the second month following the respective base date.

Art. 2 The information referred to in Art. 1 must be submitted to the Central Bank of Brazil and comprises the following regulatory limits and standards:

I - guarantees for financing for the purchase of securities, guarantees for loans of securities for sale, and the set of operations for financing for the purchase of securities and operations for loans of securities for sale, with respect to securities brokerage firms and securities distribution firms; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

II - paid-in share capital and net equity, with respect to financial institutions and other institutions authorized to operate by the Central Bank of Brazil, governed by Joint Resolution No. 14, of November 3, 2025, and BCB Resolution No. 517, of November 3, 2025; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 721, of April 2, 2026.)

III - credit operations with related parties, with respect to financial institutions and leasing companies, governed by CMN Resolution No. 4.693, of October 29, 2018; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

IV - raising funds through time deposits and finance letters, with respect to development banks, governed by CMN Resolution No. 5.047, of November 25, 2022; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

V - obtaining loans or financing from financial institutions, with respect to securities brokerage firms and securities distribution firms, governed by CMN Resolution No. 5.008, of March 24, 2022; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

VI - credit operations of a credit union with the sharing of resources and risks with other credit unions belonging to the same cooperative system, governed by CMN Resolution No. 5.051, of November 25, 2022; (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

VII - issuance of Development Credit Letter – LCD, governed by CMN Resolution No. 5.169, of August 22, 2024; and (Amended, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

VIII - minimum requirement for the leverage ratio – LR on an individual basis or on a sub-consolidated basis, according to BCB Resolution No. 478, of May 30, 2025, with respect to financial institutions and other institutions authorized to operate by the Central Bank of Brazil classified in S1 or S2, except single institutions not part of a prudential conglomerate. (Included, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

Sole Paragraph. (Revoked, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

§ 1º The regulatory limits and standards referred to in the caput must be calculated on an individualized basis, with the last day of the month as the base date. (Included, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

§ 2º If the LR is calculated on a sub-consolidated basis, the minimum requirement referred to in item VIII of the caput must be reported only by the leading institution of the sub-conglomerate. (Included, effective July 1, 2026, by Normative Instruction BCB No. 749, of June 19, 2026.)

Art. 3 As provided in Article 4 of Resolution BCB No. 69, of 2021, the DLI must be submitted by financial institutions and other institutions authorized to operate by the Central Bank of Brazil subject to the regulatory limits and standards referred to in Article 2 of this BCB Normative Instruction.

Sole Paragraph. (Revoked by Normative Instruction BCB No. 413, of October 5, 2023.)

§ 1º As provided in Article 7 of Resolution 69, of 2021, the preparation and submission of the information referred to in this Normative Instruction are exempted for: (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

I - financial institutions and other institutions authorized to operate by the Central Bank of Brazil classified in S5, as established in Resolution No. 4.553, of 2017; (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

II - payment institutions; and (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

III - consortium administrators. (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

§ 2º The exemption referred to in § 1 does not exempt the entities cited in that paragraph from responsibility for calculating and managing the limits applicable to them. (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

§ 3º The information referred to in the caput regarding the regulatory limits and standards of all cooperatives belonging to organized systems of three or two levels must be submitted by cooperative banks, credit confederations, service confederations constituted by central credit cooperatives, or central credit cooperatives, on an individual basis. (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

§ 4º The information referred to in the caput must be submitted starting from the first base date on which the institution authorized to operate by the Central Bank of Brazil is effectively functioning. (Included by Normative Instruction BCB No. 413, of October 5, 2023.)

Art. 4 The institutions mentioned in Art. 3 must designate an employee qualified to respond to any inquiries regarding the information provided under the terms of this BCB Normative Instruction.

Sole Paragraph. The designation referred to in this article must be registered in the Information System on Entities of Interest to the Central Bank (Unicad), governed by BCB Resolution No. 209, of March 22, 2022. (Amended, effective July 1, 2026, by Normative Instruction BCB No. 721, of April 2, 2026.)

Art. 5 This BCB Normative Instruction enters into force on January 3, 2022.

Gilneu Francisco Astolfi Vivan

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Annex to BCB Normative Instruction No. 85 of March 10, 2021.

Document Code: 2062.

Document Name: Individual Operational Limits Statement (DLI).

Submission Frequency: Monthly.

Deadline for Submission: By the 5th day of the second month following the corresponding base date.

Base Date: Last day of each month.

Responsible Unit for Curation: Desig.

Submission Method: Electronic means.

System for Submission: File Transfer System (STA), as regulated and made available on the Central Bank of Brazil's website at https://www.bcb.gov.br/acessoinformacao/sistematransferenciaarquivos.

Format for Submission: XML (eXtensible Markup Language).

Validation of Submission: Anticipated.

Submission Validation Schema: XSD (XML Schema Definition).

Additional Elements for Submission: layout, in XML format; models, in Excel format; XSD validation schemas; example files; validator program; and filling instructions, available on the Central Bank of Brazil's website at https://www.bcb.gov.br/estabilidadefinanceira/leiautedocumentoscrd.

Director Responsible for Submission: designated in accordance with Article 6 of Resolution BCB No. 69, of February 10, 2021.

Registration of Director Responsible for Submission: in the "Communication Occurrence - Designation of Director Responsible for Area of Activity" of Unicad.

Registration of Employee Designated to Respond to Inquiries: in the "Communication Occurrence - Designation of Responsible Person for Sending Information" of Unicad.

Electronic Address for Solving Doubts about Submission and Document Filling: dli@bcb.gov.br.