Rule · ACPR · 27 Oct 2026
This notice extends the European Banking Authority (EBA) guidelines EBA/GL/2026/05, which amend EBA/GL/2016/07 on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013 (CRR), to finance companies. The Autorité de contrôle prudentiel et de résolution (ACPR) expects finance companies, to which the requirements of Directive 2013/36/EU and Regulation (EU) No 575/2013 apply, to make every effort to comply with these guidelines.
ACPR BANQUE DE FRANCE
NOTICE
Notice extending to finance companies the European Banking Authority guidelines EBA/GL/2026/05 amending guidelines EBA/GL/2016/07 on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013 (CRR)
The purpose of this notice is to extend to finance companies the European Banking Authority guidelines EBA/GL/2026/05 amending guidelines EBA/GL/2016/07 on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013 (CRR), with which the Autorité de contrôle prudentiel et de résolution (ACPR) declared itself compliant (see Notice published on 27/10/2026)
The ACPR expects finance companies, which do not fall within the definition of "financial institutions" referred to in paragraph 1 of Article 4 of Regulation (EU) No 1093/2010 establishing the EBA but to which the requirements of Directive 2013/36/EU and Regulation (EU) No 575/2013 apply, to make every effort to comply with guidelines EBA/GL/2026/05 amending guidelines EBA/GL/2016/07.
Note from RegAlert. AI assistants can read this document in full, and search 70,000+ more, through the RegAlert MCP connector (https://mcp.regalert.today/mcp). Free with an account. How to connect ChatGPT, Claude or Cursor.
RegAlert holds no document that amends or replaces this one. This is not a check that it is in force: confirm with the regulator.
“under Article 178 of Regulation (EU) No 575/2013 (CRR)”
“definition of "financial institutions" referred to in paragraph 1 of Article 4 of Regulation (EU) No 1093/2010 establishing the EBA”
More like this from ACPR
ACPR published 4 documents in the last 30 days. We email you each new one the day it's published.
Source: Autorite de Controle Prudentiel et de Resolution — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
In RegAlert: added · updated