2013-06-26

Added 2026-09-23

Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 Text with EEA relevance

European Union

We hold this law as a reference for linked documents. Read the official text at the source.

Open official text

Get EU alerts — same-day email on every new publication.

Lineage: Amended

amendssupersedesissued underrefers toproposed or not in RegAlertarrows run from the older text to the one that changes it

Show all related documents (201)

Amended by: Commission Delegated Regulation (EU) 2025/1496 amending Regulation (EU) No 575/2013 regarding the date of application of own funds requirements for market risk2025 Commission Delegated Regulation (EU) 2024/2795 amending Regulation (EU) No 575/2013 regarding the date of application of own funds requirements for market risk2024
Amends: Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on OTC derivatives, central counterparties and trade repositories Text with EEA relevance2012
Basis for: REGULATION on the application of the Guidelines specifying the criteria for the identification of activities referred to in Article 4(1)(18) of Regulation (EU) No 575/20132026 Regulation on the documentation for the granting of an authorisation to include a capital instrument in the calculation of the own funds of banks and the documentation on subsequent issuances of instruments2026 Notice extending EBA guidelines on proportionate retail customer diversification methods to financing companies2026 FMA Notice 2026/3 on the Choice of Regulatory Authority under the CRR Published2026 Decision No 162 on the Regulation for Credit Risk Treatment under the Internal Ratings Based Approach2026 Decision on Documentation for Issuing Permission to Include Capital Instruments in Bank Capital Calculations and on Documentation for Subsequent Issuances of Instruments2026
+85 more
Final Report on Guidelines amending the application of the definition of default under Article 178 of Regulation (EU) No 575/20132026 EBA Guidelines on connected clients under Article 4(1)(39) of Regulation (EU) No 575/20132026 STS Securitisation Enforcement Act (STS-VVG)2026 Commission Delegated Regulation (EU) 2026/849 supplementing Regulation (EU) No 575/2013 with regulatory technical standards for equivalent legal mechanisms ensuring timely completion of residential property under construction2026 Final Report on Draft RTS on Assessing Materiality of IRB Model Changes2026 Commission Implementing Regulation (EU) 2026/722 amending disclosure standards for the EBA single access point2026 Decision on the partial deletion of EBA guidelines on connected clients2026 Bank of Italy Circular No. 285 of 17 December 20132026 Final Report on Guidelines on ancillary services undertakings2026 ACPR Compliance with EBA Guidelines EBA/GL/2025/03 on ADC Exposures under Article 126 bis of Regulation (EU) No 575/20132025 Regulation on the Application of the Guidelines on Loan Origination and Monitoring2025 Commission Delegated Regulation (EU) 2026/269 amending Delegated Regulation (EU) 2015/352025 Decision No 221 on the Approval of the Regulation on the Prudential Treatment of Securitisation2025 Order on the Calculation of the Institution-Specific Countercyclical Capital Buffer Rate, Maximum Distribution Amounts, and the Content of a Capital Conservation Plan for Certain Financial Undertakings2025 Opinion on the application of the provisions relating to disclosures on ESG risks2025 Final Report on Draft Regulatory Technical Standards on Operational Risk Losses Mandates2025 Decision No 177/2025 Amending the Regulation on Large Exposures2025 Commission Delegated Regulation (EU) 2022/2059 specifying technical details of back-testing and profit and loss attribution requirements2025 Commission Delegated Regulation (EU) 2023/1577 on regulatory technical standards for market risk own funds requirements for non-trading book positions2025 Commission Implementing Regulation (EU) 2021/763 on supervisory reporting and public disclosure of MREL2024 Regulation on the application of the Guidelines on implicit support for securitisation transactions2024 Regulation on Real Estate Financing Measures in Credit Institutions (KIM-V)2024 Circular 1/2024 of the Bank of Spain on Information Regarding Capital Structure and Shareholdings2024 Circular 3/2023 of the Bank of Spain, of 31 October, amending Circular 2/2016 on supervision and solvency and Circular 1/2022 on liquidity and prudential rules2023 Commission Implementing Regulation (EU) 2023/2083 on templates for credit institutions providing information on non-performing credit exposures2023 Commission Implementing Regulation (EU) 2023/1718 amending implementing technical standards on closely correlated currencies2023 CSSF Regulation No 23-03 of 30 June 2023 transposing ECB Guideline (EU) 2022/508 and amending Regulation No 18-032023 Supervisory disclosure2023 Regulations amending Finansinspektionen’s regulations and general guidelines regarding prudential requirements and capital buffers2023 Commission Delegated Regulation (EU) 2023/1578 on regulatory technical standards for internal methodologies and external sources estimating default probabilities and losses given default2023 Circular Letter No. CC/2023/00000004: CEBS Guidelines on Short-Term Risk Positions Exemptions for Large Exposures2023 Regulation on the Application of Guidelines on Disclosure of Non-Performing and Forborne Exposures2022 Commission Delegated Regulation (EU) 2023/511 on regulatory technical standards for calculating risk-weighted exposure amounts of collective investment undertakings2022 Commission Delegated Regulation (EU) 2023/206 on regulatory technical standards for risk weights and loss given default values for immovable property exposures2022 Commission Delegated Regulation (EU) 2022/1622 on regulatory technical standards for emerging markets and advanced economies2022 Circular 06/2022 (BA) – on the Stable Refinancing of Off-Balance Sheet Items under Articles 428p(10) and 428aq(10) of Regulation (EU) No 575/2013 as Amended by Delegated Regulation 2019/8762022 CSSF Circular 22/816: Adoption of ECB Guideline 2022/508 and Recommendation 2022/13 on National Competent Authority Options and Discretions2022 Commission Delegated Regulation (EU) 2022/1301 amending STS notification requirements for on-balance-sheet synthetic securitisations2022 Commission Implementing Regulation (EU) 2022/1650 amending technical standards on main indices and recognised exchanges2022 Commission Delegated Regulation (EU) 2022/1011 on indirect exposures to clients from derivatives2022 Regulations amending Finansinspektionen’s regulations regarding occupational pension undertakings2022 Regulations amending Finansinspektionen’s regulations regarding remuneration structures in credit institutions and investment firms2022 Circular Letter No. CC/2021/000000512021 Regulation on the application of EBA Guidelines on criteria for the use of data inputs in the risk-measurement model2021 Regulation on the Liquidity of Institutions (Liquidity Regulation - LiqV)2021 Circular Letter No CC/2021/00000010: Establishing supervisory expectations on climate and environmental risks for less significant institutions2021 Commission Implementing Regulation (EU) 2021/453 on specific reporting requirements for market risk2021 Commission Delegated Regulation (EU) 2021/930 on regulatory technical standards for economic downturns2021 Commission Implementing Regulation (EU) 2021/249 amending Implementing Regulation (EU) 2015/2197 regarding closely correlated currencies2021 Commission Delegated Regulation (EU) 2021/539 amending Delegated Regulation (EU) No 1222/2014 on G-SII identification methodology2021 Commission Delegated Regulation (EU) 2021/598 on regulatory technical standards for assigning risk weights to specialised lending exposures2020 CSSF Circular 20/756 on Application of EBA Guidelines on Determination of Weighted Average Maturity2020 Regulation on the Application of EBA Guidelines on Weighted Average Maturity of Securitisation Tranches2020 Instruction No. 2020-I-10 on the reporting of prudential financial information related to exposures subject to measures applied in response to the COVID-19 crisis2020 Regulation on the requirements for publication of information by banks2020 Commission Delegated Regulation (EU) 2020/866 amending prudent valuation standards for AVAs2020 Regulation on consolidated supervision of banks2020 General Administrative Act Reducing the Domestic Countercyclical Capital Buffer Rate to 0%2020 Regulation on the application of EBA Guidelines on materiality, proprietary and confidentiality and disclosure frequency under Articles 432 and 433 of Regulation (EU) No 575/20132020 Regulation on the Application of EBA Guidelines on Limits to Exposures to Shadow Banking Entities2020 Bank of Slovenia Regulation on Application of EBA Guidelines on Incremental Default and Migration Risk Charge2020 Bank of Slovenia Regulation on Guidelines for Significant Credit Risk Transfer under Articles 243 and 244 of Regulation EU 575/20132020 Regulation on the application of Guidelines on PD estimation, LGD estimation and treatment of defaulted exposures2020 Royal Decree of 29 January 2020 approving the National Bank of Belgium Regulation of 2 December 2019 on additional own funds requirements for macroprudential risk related to exposures secured by residential real estate in Belgium2020 Commission Implementing Regulation (EU) 2020/125 amending Implementing Regulation (EU) No 945/2014 on relevant appropriately diversified indices2020 Circular 3/2019 of the Bank of Spain defining the materiality threshold for past-due credit obligations2019 Regulations amending Finansinspektionen’s regulations regarding prudential requirements and capital buffers2019 General Administrative Act on the Domestic Countercyclical Capital Buffer Rate2019 Instruction No. 2/20192019 Regulation on Credit Risk Mitigation Techniques of Banks2018 Regulation of 10 April 2018 of the National Bank of Belgium concerning the own funds of payment institutions2018 Instruction No. 2017-I-23 of December 21, 2017, on the notification of transactions concluded in connection with a securitization or a securitization position2017 Decree of NBS No 9/2017 laying down national discretions for institutions under a separate regulation2017 Circular 3/2017 of the Bank of Spain, of 24 October, amending Circular 2/20142017 Instruction No. 2016-I-21 of 3 October 2016 on Systemic Importance Indicator Reporting under Article 131(2) of Directive 2013/36/EU (CRD)2016 Recommendation on the assessment of cross-border effects and voluntary reciprocity for macroprudential policy measures2015 Circular to Credit Institutions on the treatment of central bank reserves with regards to the Liquidity Coverage Requirement (LCR)2015 Final Report on draft Implementing Technical Standards on main indices and recognised exchanges under the Capital Requirements Regulation2014 Regulations amending Finansinspektionen’s regulations governing operations on trading venues2014 Regulations amending Finansinspektionen’s regulations on special supervision of financial conglomerates2014 Decree of NBS No 23/2014 laying down national discretions for institutions under a separate regulation2014 Instruction No. 2014-I-09 of August 22, 2014, repealing or modifying several instructions2014 Circular 2/2014 of the CNMV on the exercise of regulatory options regarding solvency for investment firms and their consolidatable groups2014 EBA Guidelines on instruments available for third country branches for unrestricted and immediate use to cover risks or losses Notice No. 4/2020
Referred to by: Regulation on annual fees for supervision and fees for decisions of Banka Slovenije2026 Regulation on the Reporting of Individual Facts and Circumstances of Banks2026 Law on the Recovery and Restructuring of Credit Institutions and Investment Intermediaries2026 ACPR Compliance with EBA Guidelines on Proportionate Retail Client Diversification Methods under Article 123(1) of Regulation (EU) No 575/2013 (EBA/GL/2026/02)2026 ACPR compliance with the European Banking Authority (EBA) guidelines specifying the criteria for identifying activities referred to in Article 4, paragraph 1, point 18), of Regulation (EU) No 575/2013 (EBA/GL/2026/01)2026 Notice on the Implementation of New Proportionality Measures2026
+101 more
Board of Appeal Decision D vs EBA - Admissibility of Appeal2026 Circular 06/2026 (BA): Minimum Requirements for Risk Management - MaRisk2026 Regulation on the Annex to the Audit Report for Electronic Money Institutions2026 Regulation on the Annex to the Audit Report for Payment Institutions (ZAPV)2026 Decision on Accounting Books and Annual Reports of Banks2026 Investment Firms Act (WPFG)2026 Federal Act on Pfandbriefe (PfandBG)2026 Payment Services Act 2018 (ZaDiG 2018)2026 ESAs Final Report on Joint Guidelines on ESG Stress Testing2026 EBA Opinion on Final Draft RTS to Specify Highly Liquid Financial Instruments with Minimal Risk under MiCA2025 Ordinance No 49 of the BNB of 6 October 2025 on the Terms and Procedure for Granting Licenses to Credit Servicers, Requirements for Their Activity, and Information Provision by Credit Purchasers and Credit Institutions2025 Circular to Credit Institutions on the 2026 Single Resolution Fund Ex-Ante Contribution Data Reporting Form2025 Guideline (EU) 2025/2212 amending Guideline (EU) 2021/833 on statistical information on consolidated banking data2025 Decision of the European Systemic Risk Board of 20 January 2011 adopting the Rules of Procedure of the European Systemic Risk Board (ESRB/2011/1) — consolidated text as at 2025-09-272025 Decision of NBM No. 220/2025 Approving the Counterparty Credit Risk Regulation for Banks and Amending Related Normative Acts2025 Recommendation of the European Systemic Risk Board on third-country multi-issuer stablecoin schemes2025 Appendix No. 2 Assessment of the Financial Soundness of Institutions2025 Regulations amending Finansinspektionen’s regulations regarding alternative investment fund managers2025 Capital Buffer Regulation 20252025 Bank Recovery Plan Regulation (BaSaPV)2025 Regulation on the Application of Guidelines on the Management of Environmental, Social and Governance (ESG) Risks2025 Decision on the Conditions and Method of Submitting Applications in Electronic Form or via Electronic Means2025 Order on Investor Information for Covered Bonds2025 Ordinance No 45 of the BNB on Legal Relationships with Monetary Policy Counterparties2025 Consumer Payment Account Act (VZKG)2025 Regulation on Credit Institution Risk Management (KI-RMV)2024 Circular Letter No. CC/2024/000000492024 Circular Letter No. CC/2024/000000352024 Joint EBA and ESMA Guidelines on the suitability assessment of management body members and shareholders for MiCA entities2024 Instruction No. 11/2024 amending Instruction No. 17/20182024 Procedure for the Calculation of the Maximum Distributable Amount2024 Instruction (Archive) No. 7/20242024 FMA Minimum Standards for Drawing up a Contingency Plan for a Potential Change of Custodian Bank or Depositary2024 Opinion on ELTIF regulatory technical standards under the revised ELTIF Regulation2024 Royal Decree 815/2023 developing the Securities Markets and Investment Services Law regarding CNMV registers, cooperation, and supervision2023 Circular to Credit Institutions on the 2024 Single Resolution Fund Ex-ante Contribution Data Reporting Form2023 FMA Minimum Standards for the Risk Management and Granting of Foreign Currency Loans and Loans with Repayment Vehicles - Revised Version - August 20232023 Regulation supplementing the Building Society Act (BSpkV)2023 Order on a Ship Financing Institute2023 Royal Decree of 1 May 2023 Approving the Regulation of the National Bank of Belgium of 24 January 2023 on a Tier 1 Common Equity Capital Buffer for Systemic Risk Related to Retail Exposures Secured by Residential Real Estate Located in Belgium2023 Joint EBA and ESMA Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) under Directive (EU) 2019/20342023 Circular Letter No. CC/2023/000000172023 Law 5/2015 of April 27 on the Promotion of Business Financing2023 Regulation on the Application of EBA Guidelines on Sectoral Systemic Risk Buffers2023 Circular for Credit Institutions on MREL Reporting2023 Instruction No. 1/20232023 Commission Delegated Regulation (EU) 2023/1118 on regulatory technical standards for colleges of supervisors2023 Commission Delegated Regulation (EU) 2022/2580 specifying information for credit institution authorisation applications2022 Commission Implementing Regulation (EU) 2022/2454 laying down implementing technical standards for supervisory reporting of risk concentrations and intra-group transactions2022 Instruction No. 2022-I-21 of 9 December 2022 on the collection of information on high remuneration for entities subject to Regulation (EU) 575/2013 and Regulation (EU) 2019/20332022 The Co-operative Bank Submission on Mutual Capital Instruments2022 Instruction No. 16/20222022 Warning of the European Systemic Risk Board on vulnerabilities in the Union financial system2022 Circular NBB_2022_21 of the Resolution Board on the methodology and assessment criteria for applying the specific MREL requirement for top-tier institutions to non-top-tier institutions2022 Regulation on Documentation for Approval or Exemption of Financial Holding Companies2022 Regulations amending Finansinspektionen’s regulations regarding Swedish UCITS2022 FMA Circular on Due Diligence Obligations for the Prevention of Money Laundering and Terrorist Financing2022 The Prevention and Suppression of Money Laundering and Terrorist Financing Laws of 2007-20212022 Warning of the European Systemic Risk Board on medium-term vulnerabilities in the residential real estate sector of Croatia2021 Royal Decree 1041/2021 amending the Deposit Guarantee Scheme and Bank Recovery and Resolution frameworks2021 Decree No. 399/2021 Coll. on Credit Ratios2021 Joint guidelines on cooperation and information exchange for the purpose of Directive (EU) 2015/8492021 Regulation on Credit Risk Management at Banks and Savings Banks2021 Commission Delegated Regulation (EU) 2021/2155 on regulatory technical standards for instruments used in variable remuneration2021 Regulation on the Application of EBA Guidelines on Management of Non-Performing and Forborne Exposures2021 Regulation on the Application of Guidelines on Harmonised Definitions and Templates for Funding Plans of Credit Institutions2021 Regulation on the Application of EBA Guidelines on Legislative and Non-Legislative Moratoria on Loan Payments2020 Circular to Credit Institutions on the EBA Guidelines on uniform disclosures under Article 473a of Regulation (EU) No 575/2013 as regards transitional arrangements for mitigating the impact of the introduction of IFRS 9 on own funds, and the amendments thereto2020 Communications - Communication of 29 May 2020 - SIM and SIM Groups2020 Royal Decree 877/2015 on the Reserve Fund for Banking Foundations and Amendments to Audit and Investment Institution Regulations2020 Regulation on the Application of the Guidelines on ICT and Security Risk Management2020 Circular Letter No. CC/2020/000000222020 Circular Letter No. CC/2020/00000021: Flexibilization Measures and Additional Recommendations Related to the COVID-19 Pandemic2020 Bank of Slovenia Regulation on Joint Guidelines for Supervisory Coordination of Financial Conglomerates2020 Regulation on Holders of Qualifying Holdings in Banks and Savings Banks2020 Regulation on the Application of Guidelines on Product Oversight and Governance Arrangements for Retail Banking Products2020 Regulation on the application of the EBA Recommendation on the use of the Legal Entity Identifier (LEI)2020 Regulation on the Calculation of an Institution-Specific Countercyclical Capital Buffer Rate for Banks and Savings Banks2020 Regulation on the Application of the Guidelines on Outsourcing Arrangements2020 Regulation on the application of the Guidelines on credit institutions’ credit risk management practices and accounting for expected credit losses2020 Regulations amending Finansinspektionen’s Regulations regarding alternative investment fund managers2019 Regulations amending Finansinspektionen’s regulations (FFFS 2013:9) regarding Swedish UCITS (FFFS 2019:4)2019 Circular NBB_2019_20 / Expectations Concerning Crypto-Asset Activities2019 Recommendation of the European Systemic Risk Board on medium-term vulnerabilities in the residential real estate sector in Finland2019 Recommendation of the European Systemic Risk Board on medium-term vulnerabilities in the residential real estate sector in the Netherlands2019 Opinion of the Bank of Lithuania on questions related to virtual assets and initial coin offering2019 General Valuation Principles for Renewable Energy Assets in Covered Bond Cover Pools under the Law of 22 June 20182018 Decision No 2018-03 of 16 April 2018 amending Decision No 2015-01 of 22 April 2015 on the implementation of the monetary policy and intraday credit of the Banque de France2018 AOBA and FMA Circular on Specific Issues Regarding Statutory Auditor Appointment at Public-Interest Entities2018 Regulations amending governance, risk management and control at credit institutions (FFFS 2017:8)2017 Royal Decree-Law 11/2017 of 23 June on Urgent Financial Measures2017 Circular No. 288/2015 Supervisory Provisions for Financial Intermediaries - Reconfiguration of Administrative Proceedings2017 Recommendation of the European Systemic Risk Board on closing real estate data gaps2016 Investor Compensation Act (Anlegerentschädigungsgesetz, or AnlEntG)2015 Royal Decree 84/2015 of 13 February developing Law 10/2014 on the regulation, supervision and solvency of credit institutions2015 Royal Decree of 25 April 2014 approving the Regulation of 1 April 2014 of the National Bank of Belgium concerning encumbered assets in the context of recovery plans2014 Royal Decree-Law 14/2013 on Urgent Measures to Adapt Spanish Law to EU Financial Supervision and Solvency Regulations2013 Decree No. 2/2019 Coll. on records of covered blocks, as amended Decree No. 252/2022 Coll. amending Decree No. 2/2019 Coll. on records of covered blocks Notice No. 7/2023 Recommendation C on Concentration Risk Management

Timeline

Amended 2 times · last 2025-06-12

This document amends: Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on OTC derivatives, central counterparties and trade repositories Text with EEA relevance

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works