Rule · ACPR · 23 Jul 2026

Notice extending EBA guidelines on proportionate retail customer diversification methods to financing companies

The Prudential Control and Resolution Authority (ACPR) extends the European Banking Authority's guidelines on proportionate retail customer diversification methods to financing companies. This notice requires financing companies, which are not classified as financial institutions under Regulation (EU) No 1093/2010 but are subject to Directive 2013/36/EU and Regulation (EU) No 575/2013, to make every effort to comply with EBA/GL/2026/02. The ACPR issued this notice following its declaration of conformity with the EBA guidelines published on July 23, 2026.

FranceAutorite de Controle Prudentiel et de Resolution

NOTICE

Notice extending to financing companies the European Banking Authority (EBA) guidelines on proportionate retail customer diversification methods under Article 123(1) of Regulation (EU) No 575/2013

This notice aims to extend to financing companies the European Banking Authority (EBA) guidelines EBA/GL/2026/02 on proportionate retail customer diversification methods under Article 123(1) of Regulation (EU) No 575/2013, to which the Prudential Control and Resolution Authority (ACPR) has declared conformity (see Notice published on 23/07/2026).

The ACPR expects financing companies, which do not fall within the definition of 'financial institutions' referred to in Article 4(1) of Regulation (EU) No 1093/2010 establishing the EBA but to which the requirements of Directive 2013/36/EU and Regulation (EU) No 575/2013 apply, to make every effort to comply with EBA/GL/2026/02.

Download the notice and associated notice

Notice extending to financing companies the EBA guidelines on... (PDF - 170.54 Ko)

ACPR compliance with the European Banking Authority guidelines... (PDF - 168.25 Ko)

Find the associated EBA guidelines

Guidelines on proportionate retail customer diversification methods under Article 123(1) of Regulation (EU) No 575/2013

Updated on July 23, 2026

Note from RegAlert. AI assistants can read this document in full, and search 70,000+ more, through the RegAlert MCP connector (https://mcp.regalert.today/mcp). Free with an account. How to connect ChatGPT, Claude or Cursor.

Lineage: No known changes

RegAlert holds no document that amends or replaces this one. This is not a check that it is in force: confirm with the regulator.

amendssupersedesissued underrefers todashed card: not in RegAlert (or proposed)arrows run from the older text to the one that changes it

The links and the sentences they come from (2)

Issued under

Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance2013 · EU
“requirements of Directive 2013/36/EU and Regulation (EU) No 575/2013 apply”
Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 Text with EEA relevance2013 · EU
“proportionate retail customer diversification methods under Article 123(1) of Regulation (EU) No 575/2013”

Mentions (2): 2 documents this one mentions without changing them

Refers to

Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC2010 · EU
“definition of 'financial institutions' referred to in Article 4(1) of Regulation (EU) No 1093/2010 establishing the EBA”
Final Report on Guidelines on proportionate retail diversification methods under Article 123(1) of Regulation (EU) No 575/2013EBA
“This notice aims to extend to financing companies the European Banking Authority (EBA) guidelines EBA/GL/2026/02 on proportionate retail customer diversification methods”

Similar documents from other regulators

BSIRegulation on the application of EBA Guidelines on proportionate retail diversification methods under Article 123(1) of Regulation (EU) No 575/2013Slovenia · 2026-05-15
CSSFCircular CSSF 26/916: Application of EBA Guidelines on Proportionate Retail Diversification Methods under Article 123(1) of Regulation (EU) No 575/2013Luxembourg · 2026-09-15
NBBCircular NBB_2026_07 on EBA Guidelines of 13 February 2026 on proportionate retail diversification methods under Article 123(1) of Regulation (EU) No 575/2013 (EBA/GL/2026/02)Belgium · 2026-05-19
EBAFinal Report on Guidelines on proportionate retail diversification methods under Article 123(1) of Regulation (EU) No 575/2013European Union
BDPCircular Letter No. CC/2026/00000017Portugal · 2026-05-15

More like this from ACPR

We email you every new ACPR publication the day it's published.

Source: Autorite de Controle Prudentiel et de Resolution — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

In RegAlert: added 2026-07-23 · updated 2026-09-25