2013-06-26

Added 2026-09-23

Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance

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Supersedes: Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance)2006 Directive 2006/49/EC of the European Parliament and of the Council of 14 June 2006 on the capital adequacy of investment firms and credit institutions (recast)2006
Amends: Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate and amending Council Directives 73/239/EEC, 79/267/EEC, 92/49/EEC, 92/96/EEC, 93/6/EEC and 93/22/EEC, and Directives 98/78/EC and 2000/12/EC of the European Parliament and of the Council2002
Basis for: Commission Implementing Regulation (EU) 2026/1872 amending Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and instructions for Article 78(2) of Directive 2013/36/EU2026 Notice extending EBA guidelines on proportionate retail customer diversification methods to financing companies2026 Commission Implementing Regulation (EU) 2026/1757 on third country branches reporting2026 Decision on Accounting Books and Annual Reports of Banks2026 ESAs Joint Guidelines on ESG Stress Testing2026 Decision (EU) 2026/565 of the European Central Bank nominating heads of work units to adopt delegated decisions regarding mergers, divisions and acquisitions of material holdings2026
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CSSF Regulation No 25-05 concerning systemically important institutions authorised in Luxembourg2025 CSSF Regulation No 25-04 on the setting of the countercyclical buffer rate for the fourth quarter of 20252025 Latvijas Banka Regulation No 241 on Acquiring or Increasing a Qualifying Holding in Financial Institutions2025 Consultation reciprocation Belgian macroprudential systemic risk buffer2025 Consultation reciprocation German macroprudential systemic risk buffer2025 Consultation reciprocation Norwegian macroprudential systemic risk buffer2025 Order on the Calculation of the Institution-Specific Countercyclical Capital Buffer Rate, Maximum Distribution Amounts, and the Content of a Capital Conservation Plan for Certain Financial Undertakings2025 CSSF Regulation No 25-03 of 25 July 2025 Relating to the Activity of Issuing Covered Bonds2025 Regulation on the Application of Guidelines on the Management of Environmental, Social and Governance (ESG) Risks2025 Order on the Calculation of Risk Exposures, Capital Base and Solvency Requirements2025 Order on Financial Reports for Credit Institutions and Fund Brokerage Companies etc.2025 Commission Delegated Regulation (EU) 2025/791 on regulatory technical standards for supervisory colleges2025 Regulation on Internal Governance Arrangements, the Management Body and the Internal Capital Adequacy Assessment Process for Banks and Savings Banks2025 Commission Delegated Regulation (EU) 2025/1275 correcting certain language versions of Delegated Regulation (EU) 2024/8572025 Commission Implementing Regulation (EU) 2025/379 amending Implementing Regulation (EU) 2016/2070 on benchmark portfolios and reporting templates2025 CSSF Regulation No 24-09 on the setting of the countercyclical buffer rate for the first quarter of 20252024 Commission Implementing Regulation (EU) 2021/763 on supervisory reporting and public disclosure of MREL2024 CSSF Regulation No 24-06 on the setting of the countercyclical buffer rate for the fourth quarter of 20242024 Final Report on draft RTS specifying elements related to threat led penetration tests2024 CSSF Regulation No 24-05 of 28 June 2024 on the setting of the countercyclical buffer rate for the third quarter of 20242024 Commission Implementing Regulation (EU) 2024/796 amending Implementing Regulation (EU) No 650/2014 regarding disclosure by competent authorities2024 Commission Implementing Regulation (EU) 2024/348 amending Implementing Regulation (EU) 2016/2070 regarding benchmark portfolios and reporting templates2024 CSSF Regulation No 23-06 on the Countercyclical Buffer Rate for Q1 20242023 Notice No. 8/20232023 Commission Delegated Regulation (EU) 2024/856 on regulatory technical standards for supervisory shock scenarios and large decline thresholds2023 CSSF Regulation No 23-04 on the Countercyclical Buffer Rate for Q4 20232023 CSSF Regulation No 23-02 on the setting of the countercyclical buffer rate for the third quarter of 20232023 Law 10/2014, of June 26, on the regulation, supervision and solvency of credit institutions. 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Implementing Regulation (EU) 2022/2581 laying down implementing technical standards for the application of Directive 2013/36/EU with regard to provision of information in applications for authorisation of a credit institution2022 Commission Implementing Regulation (EU) 2023/313 amending Implementing Regulation (EU) 2016/2070 regarding benchmark portfolios and reporting templates2022 Compliance with EBA Guidelines on Comparative Assessment Exercises for Remuneration Policies and Practices, Gender Pay Gap, and Upper Management Ratios (EBA/GL/2022/06)2022 Regulation on the Application of Guidelines on Data Collection Regarding High Earners2022 Commission Implementing Regulation (EU) 2022/1994 amending Implementing Regulation (EU) 2021/451 on supervisory reporting2022 Commission Delegated Regulation (EU) 2023/206 on regulatory technical standards for risk weights and loss given default values for immovable property exposures2022 CSSF Regulation No 22-06 on the Countercyclical Buffer Rate for Q4 20222022 Commission Delegated Regulation (EU) 2022/2403 correcting certain language versions of Delegated Regulation (EU) No 1151/20142022 CSSF Regulation No 22-03 Setting the Countercyclical Buffer Rate for the Third Quarter of 20222022 Commission Implementing Regulation (EU) 2022/951 amending technical standards for benchmark portfolios and reporting templates under Directive 2013/36/EU2022 Regulation on the Application of EBA Guidelines for Credit Institution Authorisation under Article 8(5) of Directive 2013/36/EU2022 Royal Decree of 21 February 2022 approving the Regulation of the National Bank of Belgium of 26 October 2021 imposing a Tier 1 core capital buffer for systemic risk related to exposures to individuals secured by non-business immovable property located in Belgium2022 Recommendation of the European Systemic Risk Board of 16 February 2022 amending Recommendation ESRB/2015/2 on the assessment of cross-border effects of and voluntary reciprocity for macroprudential policy measures2022 CSSF Regulation No 21-05 Setting the Countercyclical Buffer Rate for Q1 20222021 Regulation on the Application of the Guidelines on Internal Governance2021 Commission Delegated Regulation (EU) 2022/676 on prudential consolidation conditions2021 Commission Implementing Regulation (EU) 2022/193 amending Implementing Regulation (EU) No 926/20142021 Commission Delegated Regulation (EU) 2022/192 amending regulatory technical standards on notification for establishment and services2021 CSSF Regulation No 21-03 of 30 September 2021 on the setting of the countercyclical buffer rate for the fourth quarter of 20212021 Regulations amending Finansinspektionen’s regulations and general guidelines regarding prudential requirements and capital buffers2021 Regulations amending Finansinspektionen’s regulations on operational risk management2021 Commission Implementing Regulation (EU) 2021/1971 amending Implementing Regulation (EU) 2016/20702021 Commission Implementing Regulation (EU) 2021/2017 amending Implementing Regulation (EU) 2016/2070 regarding benchmark portfolios and reporting templates2021 Finansinspektionen’s regulations on reporting obligations for credit institutions with branches in Sweden2021 Commission Delegated Regulation (EU) 2021/2153 on prudential requirements for certain investment firms2021 CSSF Regulation No 21-02 of 30 June 2021 on the setting of the countercyclical buffer rate for the third quarter of 20212021 Guidelines on the assessment of the suitability of members of the management body and key function holders2021 Order on Product Approval Procedures2021 Commission Implementing Regulation (EU) 2021/1018 amending disclosure standards for global systemic importance indicators2021 Commission Delegated Regulation (EU) 2021/923 supplementing Directive 2013/36/EU with regulatory technical standards on managerial responsibility, control functions, material business units, and staff with significant impact on risk profiles2021 Commission Delegated Regulation (EU) 2021/539 amending Delegated Regulation (EU) No 1222/2014 on G-SII identification methodology2021 CSSF Regulation No 20-11 of 29 December 2020 on the setting of the countercyclical buffer rate for the first quarter of 20212020 CSSF Regulation No 20-06 of 30 September 2020 on the setting of the countercyclical buffer rate for the fourth quarter of 20202020 CSSF Regulation No 20-03 on the setting of the countercyclical buffer rate for the third quarter of 20202020 Regulation on the Application of the Guidelines on ICT and Security Risk Management2020 Regulation on consolidated supervision of banks2020 CSSF Regulation No 20-01 of 15 April 2020 on the setting of the countercyclical buffer rate for the second quarter of 20202020 Regulation on the Application of Guidelines for Assessing Other Systemically Important Institutions (O-SIIs) under CRD Article 131(3)2020 Regulation on the Calculation of an Institution-Specific Countercyclical Capital Buffer Rate for Banks 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No. 2015-I-21 on the transmission of regulatory reporting for the 'banking separation law' sub-group for institutions with a dedicated subsidiary2015 CSSF Regulation No 15-02 relating to the supervisory review and evaluation process for CRR institutions2015 CSSF Regulation No 15-01 on the calculation of institution-specific countercyclical capital buffer rates2015 Royal Decree 358/2015 of 8 May amending Royal Decree 217/2008 on the legal regime of investment firms and partially amending the Regulation of the Collective Investment Institutions Law2015 Decree of NBS No 4/2015 on Risk Management and Market Interest Rates2015 Joint Guidelines on the convergence of supervisory practices relating to the consistency of cooperation agreements for financial conglomerates2015 Royal Decree 84/2015 of 13 February developing Law 10/2014 on the regulation, supervision and solvency of credit institutions2015 Regulations amending Finansinspektionen’s regulations regarding remuneration systems in 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This document amends: Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate and amending Council Directives 73/239/EEC, 79/267/EEC, 92/49/EEC, 92/96/EEC, 93/6/EEC and 93/22/EEC, and Directives 98/78/EC and 2000/12/EC of the European Parliament and of the Council

This document supersedes: Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance), Directive 2006/49/EC of the European Parliament and of the Council of 14 June 2006 on the capital adequacy of investment firms and credit institutions (recast)

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works