2006-06-14

Added 2026-09-23

Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance)

European Union

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Superseded by: Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance2013
Amended by: Directive 2011/89/EU of the European Parliament and of the Council of 16 November 2011 amending Directives 98/78/EC, 2002/87/EC, 2006/48/EC and 2009/138/EC as regards the supplementary supervision of financial entities in a financial conglomerate Text with EEA relevance2011 Directive 2010/78/EU of the European Parliament and of the Council of 24 November 2010 amending Directives 98/26/EC, 2002/87/EC, 2003/6/EC, 2003/41/EC, 2003/71/EC, 2004/39/EC, 2004/109/EC, 2005/60/EC, 2006/48/EC, 2006/49/EC and 2009/65/EC in respect of the powers of the European Supervisory Authority (European Banking Authority), the European Supervisory Authority (European Insurance and Occupational Pensions Authority) and the European Supervisory Authority (European Securities and Markets Authority) Text with EEA relevance2010 Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC (Text with EEA relevance)2009 Directive 2009/111/EC of the European Parliament and of the Council of 16 September 2009 amending Directives 2006/48/EC, 2006/49/EC and 2007/64/EC as regards banks affiliated to central institutions, certain own funds items, large exposures, supervisory arrangements, and crisis management (Text with EEA relevance)2009 Commission Directive 2009/83/EC of 27 July 2009 amending certain Annexes to Directive 2006/48/EC of the European Parliament and of the Council as regards technical provisions concerning risk management (Text with EEA relevance )2009 Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance)2007
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Directive 2007/44/EC of the European Parliament and of the Council of 5 September 2007 amending Council Directive 92/49/EEC and Directives 2002/83/EC, 2004/39/EC, 2005/68/EC and 2006/48/EC as regards procedural rules and evaluation criteria for the prudential assessment of acquisitions and increase of holdings in the financial sector (Text with EEA relevance )2007
Basis for: Austrian Savings Banks Act (SpG)2026 Circular 10/2012: Minimum Requirements for Risk Management (MaRisk)2014 EBA Recommendations on asset quality reviews2013 Royal Decree 256/2013 incorporating EBA criteria on the assessment of the adequacy of members of the administrative body and key function holders into credit institution regulations2013 Royal Decree of 11 October 2012 concerning the issuance of Belgian covered bonds by Belgian credit institutions2012 Royal Decree of 12 August 1994 on Consolidated Supervision of Credit Institutions, Investment Firms, and Collective Investment Scheme Management Companies2011
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Instruction No. 2011-I-10 on the Monitoring of Internal Models Used for Calculating Capital Requirements2011 Circular 9/2010 of the Bank of Spain amending Circular 3/2008 on the determination and control of minimum own funds for credit institutions2010 Act No 566/1992 Coll. on Národná banka Slovenska2010 Instruction No. 2010-I-01 of 29 September 2010 amending Instruction No. 2000-07 of 4 September 2000 on the control of large exposures and gross risks2010 Act No 566/1992 Coll. on the National Bank of Slovakia2009 Instruction No. 2008-01 of January 10, 2008 Amending Instruction No. 2007-02 of March 26, 2007 on Capital Requirements for Credit Institutions and Investment Firms2008 Urgent Decree of the Minister of Economy and Finance, President of the CICR, No. 213 of 12 April 20072007 Instruction No. 2007-02 of March 26, 2007 on Own Funds Requirements for Credit Institutions and Investment Firms (Consolidated Version)2007 Instruction No. 2007-03 of March 26, 2007 Amending Several Instructions Following the Adoption of the Decree of February 20, 2007 on Capital Requirements for Credit Institutions and Investment Firms2007 Ordinance No 11 of the BNB on Bank Liquidity Management and Supervision2007 Notice No. 1/2007 on the Application of Prudential Regulation and Amendments to Notice No. 1/932007 Instruction No. 2006-04 of June 28, 2006 on the transmission to the Banking Commission by credit institutions, investment firms, and financial companies of consolidated financial documents established under IAS/IFRS standards2006 Zákon č. 483/2001 Z. z. o bankách a o zmene a doplnení niektorých zákonov (Act No. 483/2001 Coll. on Banks and on Amendments to Certain Laws)2001 Recommendation M on Operational Risk Management in Banks
Referred to by: FMA Circular on Sound Private Residential Real Estate Lending2025 Order on the Calculation of Qualifying Holdings2024 Law 10/2014, of June 26, on the regulation, supervision and solvency of credit institutions. Correction of errors of Law 10/2014, of June 262023 Circular Letter No. CC/2023/00000004: CEBS Guidelines on Short-Term Risk Positions Exemptions for Large Exposures2023 Regulation on the Application of Guidelines on Data Collection Regarding High Earners2022 Authorised Collective Investment Schemes (Class A) Rules 20082020
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Royal Decree-Law 19/2018 of 23 November on Payment Services and Other Urgent Financial Measures2018 Recommendation of the European Systemic Risk Board on funding of credit institutions (ESRB/2012/2) consolidated text as at 2016-04-212016 Circular 2/2016 of the Bank of Spain on Supervision and Solvency Completing the Adaptation of Spanish Law to Directive 2013/36/EU and Regulation (EU) No 575/20132016 Royal Decree 358/2015 of 8 May amending Royal Decree 217/2008 on the legal regime of investment firms and partially amending the Regulation of the Collective Investment Institutions Law2015 Circular 2/2014 of the CNMV on the exercise of regulatory options regarding solvency for investment firms and their consolidatable groups2014 Related Party Lending FAQ 31 July 20132013 Code of Practice on Lending to Related Parties 20132013 EBA Recommendations on supervisory oversight of activities related to banks’ participation in the Euribor panel2012 BaFin Guidance Notice on Notification of Market Making and Primary Market Operations under Article 17 of the EU Short Selling Regulation2012 Royal Decree of 2 June 2012 adapting the list of entities subject to the Law of 11 January 1993 on the prevention of the use of the financial system for money laundering and terrorist financing2012 Recommendation on US dollar denominated funding of credit institutions2011 Decision on the provision and collection of information for macro-prudential oversight2011 Recommendation of the European Systemic Risk Board on lending in foreign currencies2011 Law 6/2011 of 11 April amending the Law on Financial Intermediaries, the Securities Market Law, and the Royal Decree on Credit Entities2011 Code of Conduct on the Switching of Current Accounts with Credit Institutions2011 Decree of NBS No 13/2010 on Risk Management2010 Law of 2 May 2007 on disclosure of major holdings in issuers whose shares are admitted to trading on a regulated market2007 Royal Decree of 12 January 2007 on the prudential supervision of institutions for occupational retirement provision2007

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Amended 8 times · last 2013-06-26

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