2022-10-05

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Commission Delegated Regulation (EU) 2023/206 on regulatory technical standards for risk weights and loss given default values for immovable property exposures

The European Commission adopts regulatory technical standards specifying the factors designated authorities must consider when assessing the appropriateness of risk weights and minimum loss given default values for exposures secured by immovable property. Authorities are required to determine loss experience and forward-looking loss expectations based on market characteristics, structural features, and macroeconomic drivers, while accounting for national specificities and existing macroprudential measures. The regulation permits authorities to apply these assessments to specific property segments or territories and allows the use of additional data sources where Union reporting is insufficient. This Regulation enters into force on the twentieth day following its publication in the Official Journal of the European Union.

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Regulation (EU) No 1093/2010 of…2010Directive 2013/36/EU of the Eur…2013Regulation (EU) No 575/2013 of …2013Commission DelegatedRegulation (EU) 2023/206 on r…2022-10-05 · this document
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Source: European Commission — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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