RegAlert2025-04-30
Added
Consultation paper on amending RTS on the assessment of appropriateness of risk weights and minimum LGD values
The draft Regulatory Technical Standards amend Delegated Regulation (EU) 2023/206 to align legal references with Regulation (EU) 2024/1623 (CRR3) while leaving the substantive factors for assessing preferential risk weights for exposures secured by immovable property unchanged. The proposal updates terminology from 'minimum LGD values' to 'LGD input floor values' at the individual exposure level and adjusts references to Articles 124 and 164 of the CRR. The draft RTS specifies that designated national authorities must assess loss experience and expectations using these updated references, with a consultation deadline of 30 May 2025 and a Final Report delivery date of 10 January 2026.
EBA published 1 document in the last 30 days — get each new one by email the day it lands.
CONSULTATION PAPER ON AMENDING RTS MANDATED UNDER CRR ARTICLE 124(11) 1 EBA/CP/2025/06 30 April 2025 Consultation Paper On Draft Regulatory Technical Standards amending Delegated Regulation (EU) 2023/206 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the types of factors to be considered for the assessment of the appropriateness of risk weights for exposures secured by immovable property and the conditions to be taken into account for the assessment of the appropriateness of minimum loss given default values for exposures secured by immovable property
Read the rest free, and get an email when EBA publishes again
Lineage: In force
Source: European Banking Authority — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
More like this from EBA
EBA published 1 document in the last 30 days. We email you each new one the day it's published.