Notice on Financing Leasing Companies Engaging in Accounts Receivable Purchase or Installment Sales for Natural Persons Being Financial Service Providers Under the Financial Consumer Protection Act

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Notice on "Financing leasing companies listed in the attachment engaging in accounts receivable purchase, installment sales, or businesses with similar financing nature targeting natural persons are financial service providers under Article 3, Paragraph 1 of the Financial Consumer Protection Act; the provisions of said Act apply to the engagement in such businesses and financial consumer disputes arising therefrom from the effective date of this announcement; this announcement takes effect on September 15, 2026" (Document No. Jin Guan Fa Zi 11501941722) -- Public Comment Period: July 31, 2026 to August 13, 2026

2026-07-31

Financial Supervisory Commission Announcement
Issue Date: September 15, 2026 (Republic of China Year 115) Document No.: Jin Guan Fa Zi 11501941722

Subject: Notice on "Financing leasing companies listed in the attachment engaging in accounts receivable purchase, installment sales, or businesses with similar financing nature targeting natural persons are financial service providers under Article 3, Paragraph 1 of the Financial Consumer Protection Act; the provisions of said Act apply to the engagement in such businesses and financial consumer disputes arising therefrom from the effective date of this announcement; this announcement takes effect on September 15, 2026 (Republic of China Year 115)".

Basis: Article 154, Paragraph 1 of the Administrative Procedure Act.

Announcement Details:

1. Enacting Authority: Financial Supervisory Commission.
2. Legal Basis: Article 3, Paragraph 1 of the Financial Consumer Protection Act.
3. The draft of the "Provisions on Other Financial Service Providers Announced by the Competent Authority under Article 3, Paragraph 1 of the Financial Consumer Protection Act" referenced above is attached. This case is also posted on the Commission's "Competent Regulations Query System" website under the "Draft Notice" page (URL).
4. The Commission has previously announced that first- and second-stage financing leasing companies meeting certain conditions are included in the scope of the Financial Consumer Protection Act, effective respectively on September 15, 2025 (Republic of China Year 114) and March 15, 2026 (Republic of China Year 115). Continuing to align with policy implementation, and in accordance with the original schedule, this announcement designates the third phase of regulated entities. Since there are no changes to the Financial Consumer Protection Act or related delegated legislation, the public comment period for this announcement is shortened to 14 days. For any opinions or suggestions for amendment regarding the content of this announcement, please submit comments or inquiries within 14 days from the day following the publication of this announcement in the Gazette via the aforementioned "Draft Notice" page:
   (1) Handling Unit: Legal Affairs Division of the Commission (2) Address: 18F., No. 7, Section 2, Xianmin Avenue, Banqiao District, New Taipei City (3) Contact Person: Specialist Lee (4) Telephone: (02) 8968-0802 (5) Fax: (02) 8969-1272 (6) Email: leeph@fsc.gov.tw

Related Attachments

Draft "Provisions on Other Financial Service Providers Announced by the Competent Authority under Article 3, Paragraph 1 of the Financial Consumer Protection Act"

Last Updated: 2026-07-31

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