Order Against National Jewelry and Pawn, LLC for Late Annual Report Filing

during the previous calendar year of such licensed place of business conducted by the pawnbroker within this Commonwealth. Such report shall be made under oath and shall be in the form prescribed by the Secretary of Banking. For failure to file such report within the time specified, a pawnbroker shall pay to the Secretary of Banking a penalty of ten ($10.00) dollars for each calendar day which such report is overdue, but the Secretary of Banking may, in his discretion, relieve a pawnbroker of any portion or all of such fine”. 63 P.S. § 281-10.
7. The Department, acting pursuant to its authority under section 10 of the PLA, 63 P.S. § 281-10,
requires each pawnbroker licensee to complete and file an Annual Report for the previous year through a self-service web-based system (the “Portal”) by March 1 of the current year.
8. NJP failed to file a completed Annual Report for the calendar year of 2025 by the deadline of
March 1, 2026, by filing three days after the deadline on March 4, 2026.
Authority of the Department
9. Section 10 of the PLA provides in relevant part: “For failure to file such reports within the time
specified, a pawnbroker shall pay to the Secretary of Banking a penalty of Ten ($10) dollars for each calendar day which such report is overdue…” 63 P.S. § 281-10.
10. In addition, Section 202.D of the Department of Banking and Securities Code provides: “The
department may issue orders, statements of policy and interpretive letters necessary and appropriate to administer this act or any other statue within the department’s jurisdiction to administer or enforce.” 7 P.S. § 733-202.D. VIOLATION
11. NJP violated section 10 the PLA at 63 P.S. § 281-10, by filing an Annual Report concerning its
business and operations for calendar year 2025 three days after the March 1, 2026, filing deadline. RELIEF
12. Fine. NJP agrees to pay a fine of thirty dollars ($30). The fine is due within thirty (30) days of the
Effective Date of the Order. Payment shall be made through the Department’s secure portal https://www.portal.dobs.pa.gov.

13. Failure to Pay. Failure to pay the fine within 30 days may result in additional enforcement action,
    including, but not limited to, the suspension, revocation or refusal to renew NJP license.

14. Contact Information. NJP shall within 30 days of the date of this Order, update all portal
    information including but not limited to email addresses, mobile or work telephone numbers, other electronic addresses or contact information in addition to ordinary mailing addresses and shall ensure that such information remains updated on a going forward basis. FURTHER PROVISIONS

15. Consent. NJP hereby knowingly, willingly, voluntarily and irrevocably consents to the entry of
    this Order pursuant to the Department’s order authority under the PLA and agrees that it understands all of the terms and conditions contained herein. NJP, by voluntarily entering into this Order, waives any right to a hearing or appeal concerning the terms, conditions and/or penalties set forth in this Order.

16. Consumer Rights. The Order shall not limit or impair a consumer’s rights under the PLA.

17. Publication. The Department will publish this Order pursuant to its authority in the Department of
    Banking and Securities Code. 71 P.S. § 733-302.A.(5).

18. Entire Agreement. This Order contains the whole agreement between the parties. There are no
    other terms, obligations, covenants, representations, statements, conditions, or otherwise, of any kind whatsoever concerning this Order. This Order may be amended in writing by mutual agreement by the Office and NJP.

19. Binding Nature. The Department, NJP, and all officers, owners, directors, employees, heirs and
    assigns of NJP intend to be and are legally bound by the terms of this Order.

20. Counsel. This Order is subject to review by the Department’s Legal Division. This Order is
    entered into by the parties upon full opportunity for legal advice from legal counsel.

21. Effectiveness. NJP hereby stipulates and agrees that the Order shall become effective on the date
    that the Department’s Legal Division dockets this Order (“Effective Date”).

22. Other Enforcement Action.
    a. The Department reserves all of its rights, duties, and authority to enforce all statutes, rules and regulations under its jurisdiction against NJP in the future regarding all matters not resolved by this Order. b. NJP acknowledges and agrees that this Order is only binding upon the Department and not any other local, state or federal agency, department or office regarding matters within this Order.

23. Authorization. The parties below are authorized to execute this Order and legally bind their
    respective parties.

24. Counterparts. This Order may be executed in separate counterparts and by facsimile or electronic
    format.

25. Titles. The titles used to identify the paragraphs of this document are for the convenience of
    reference only and do not control the interpretation of this document.