2026-04-30
Added · Updated
The Pakistan Credit Rating Agency (PACRA) issued this framework to standardize the assignment of independent management quality ratings for conventional and digital investment advisors. The methodology prioritizes qualitative assessments of ownership, governance, management effectiveness, investment risk, and customer relationships, while incorporating financial risk as a quantitative benchmark. By evaluating operational capabilities, digital infrastructure, and peer-relative positioning, the framework distinguishes advisory management quality from traditional credit obligations to ensure accurate risk profiling.