News · CBRT · 23 May 2026

Press Release on Macroprudential Framework (2026-21)

The Central Bank of the Republic of Türkiye reduced reserve requirement growth limits for specific loan categories effective immediately for a period of eight weeks. The new ratios are 3% for general purpose and vehicle loans to consumers, 1% for consumer overdraft accounts, 4.5% for Turkish lira loans to SMEs, and 2% for Turkish lira loans to non-SME enterprises. These changes replace the previous limits of 4%, 4%, 2%, 5%, and 3% respectively.

TurkeyCentral Bank of Republic of Turkey

Türkiye Cumhuriyet Merkez Bankası
(Central Bank of the Republic of Türkiye) Head Office Hacı Bayram Mahallesi İstiklal Caddesi 10 06050 Ulus Altındağ / Ankara +90 (312) 507 50 00 www.tcmb.gov.tr Press Release on Macroprudential Framework May 23, 2026 No: 2026-21 In view of loan growth developments, the Central Bank of the Republic of Türkiye has introduced the following changes in the reserve requirements practice to support the tight monetary policy stance and strengthen macrofinancial stability. Growth Limits (For Eight Weeks) Former Ratio New Ratio General purpose loans extended to consumers 4% 3% Vehicle loans extended to consumers 4% 3% Overdraft account limits extended to consumers 2% 1% Turkish lira loans extended to SMEs 5% 4.5% Turkish lira loans extended to non-SME enterprises 3% 2% Contact For further information, please send an e-mail to basin@tcmb.gov.tr.

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