Procedures for Handling Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea

Enacted: January 12, 2026
Approved by: Director, Loan Collateral Operation Team-4

Chapter 1 General Provisions

Article 1 (Purpose) The purpose of these Procedures is to define the detailed matters necessary for the implementation of the "Detailed Rules on Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea" (hereinafter referred to as the "Detailed Rules").

Article 2 (Terms and Definitions)

1. Terms not separately defined in these Procedures shall have the same meaning as used in the "Regulations on Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea" (hereinafter referred to as the "Regulations") and the Detailed Rules.
2. The definitions of terms used in these Procedures are as follows:
   1. "Collateral Real Estate": Refers to the real estate on which a (preliminary) mortgage right has been established to secure the claim, in the case where the target loan claim is a real estate-secured claim.
   2. "Current Account": Refers to the general current account opened with the Bank of Korea's Financial Business Division (hereinafter referred to as the "Financial Business Division") as a result of the deposit transaction agreement concluded between the financial institution and the Bank of Korea pursuant to Article 2 of the "Bank of Korea Deposit and Loan Handling Procedures" (if the transaction target institution is a branch, it refers to the general current account of that branch).
   3. "Emergency Loan": Refers to a loan applied for by a financial institution and executed by the Bank of Korea pursuant to Articles 4 and 5 of the Detailed Rules under a loan agreement.
   4. "Loan Agreement": Refers to the loan agreement concluded between the financial institution and the Bank of Korea pursuant to Article 3 of the Detailed Rules.
   5. "Third-party Debtor": Refers to the debtor of the loan claim.
   6. "Qualified Collateral": Refers to the loan claim that the Bank of Korea has examined for eligibility, acquired as collateral for emergency loans, and registered pursuant to Articles 8(3) and (4), Article 9 of the Detailed Rules, and Chapter 2 of these Procedures.
   7. "Qualified Provisional Collateral": Refers to the loan claim managed by the Bank of Korea pursuant to Articles 8(1) and (2) of the Detailed Rules and Chapter 4 of these Procedures.
   8. "Qualification Conversion": Refers to the Bank of Korea examining the eligibility of a loan claim that is qualified provisional collateral and approving it as qualified collateral pursuant to Articles 8(3) and (4), Article 9 of the Detailed Rules, and Chapter 2 of these Procedures.
   9. "Contract for Establishment of Pledge of Claim": Refers to the contract for establishment of pledge of claim concluded pursuant to Article 3 of the Detailed Rules.

Chapter 2 Acquisition and Management of Qualified Collateral

Article 3 (Application for New Submission of Qualified Collateral and Qualification Conversion) When a financial institution intends to newly submit a loan claim as qualified collateral to the Bank of Korea or convert qualified provisional collateral into qualified collateral, it shall submit the following documents to the Director of the Financial Business Division (hereinafter referred to as the "Director of the Financial Business Division") and apply for the main examination pursuant to Article 8 of the Detailed Rules:

1. "Application for Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation]" (Form No. 1-1)
2. "Loan Claim Collateral Application Schedule" (Form No. 1-2)
3. Documents listed in Item 1 "a" of the Appendix
4. Documents listed in Item 1 "b" "1)" of the Appendix
5. Other documents deemed necessary by the Director of the Financial Business Division

Article 4 (Main Examination)

1. Upon receiving the documents specified in Article 3, the Director of the Financial Business Division shall review the following matters and determine whether to recognize the eligibility of the loan claim:
   1. Whether the loan claim complies with the "Bank of Korea Act," the "Banking Act," and other relevant laws and regulations;
   2. Whether the loan claim complies with the directives of the Financial Supervisory Committee related to the emergency loan;
   3. Whether the loan claim meets the requirements specified in Article 4 of the Regulations and Article 6 of the Detailed Rules;
   4. Other matters deemed necessary by the Director of the Financial Business Division.
2. If the documents submitted pursuant to Article 3 contain errors that make examination difficult, or if the financial institution fails to submit some of the documents specified in Article 3, the Director of the Financial Business Division may reject the application or refuse to accept it.
3. After the review pursuant to Paragraphs 1 and 2, the Director of the Financial Business Division shall notify the financial institution of the required actions via the "Notification of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Details" (Form No. 2) as follows:
   1. If the credit loan claim is recognized as eligible upon review in Paragraph 1: "Pledge Notification Required"
   2. If the real estate-secured loan claim is recognized as eligible upon review in Paragraph 1: "Real Estate Report Required"
   3. If the loan claim is rejected pursuant to Paragraph 2: "Resubmission Required"
4. Upon receiving the notification of the required action under Item 2 of Paragraph 3, the financial institution shall additionally submit the following documents to the Director of the Financial Business Division:
   1. "Report on Real Estate with Preliminary Mortgage Right Established for Loan Claim" (Form No. 3-1)
   2. "Schedule of Real Estate Report for Loan Claim Collateral" (Form No. 3-2)
   3. Data listed in Item 1 "b" "2)" of the Appendix
   4. Other documents deemed necessary by the Director of the Financial Business Division
5. Upon reviewing the documents in Paragraph 4, if the Director of the Financial Business Division recognizes that the Bank's rights over the collateral real estate can be easily secured, it shall notify the financial institution of the loan claim and collateral real estate via the "Notification of Collateral Real Estate Details Subject to Supplementary Registration [New/Change/Cancellation]" (Form No. 4).

Article 5 (Confirmation of Counterparty Requirements, etc.)

1. For loan claims notified under Item 1 of Article 4(3), the financial institution shall take the following actions:
   1. Notification of pledge establishment with a fixed date to the third-party debtor under the Contract for Establishment of Pledge of Claim (or receipt of a pledge establishment consent letter with a fixed date from the third-party debtor);
   2. After completing the action in Item 1, submit the data pursuant to Item 1 "d" of the Appendix to the Director of the Financial Business Division.
2. For loan claims notified under Article 4(5), the financial institution shall take the following actions:
   1. Notification of pledge establishment with a fixed date to the third-party debtor under the Contract for Establishment of Pledge of Claim (or receipt of a pledge establishment consent letter with a fixed date from the third-party debtor);
   2. After completing the action in Item 1, submit the data pursuant to Item 1 "d" of the Appendix to the Director of the Financial Business Division;
   3. Prepare and affix the seal to the "Power of Attorney for Registration Application/Withdrawal (for Pledge Establishment of Preliminary Mortgage Right)" (Form No. 5) and submit it to the Director of the Financial Business Division.
3. Upon receiving the power of attorney pursuant to Item 3 of Paragraph 2, the Director of the Financial Business Division shall affix the seal to the power of attorney and send it to the financial institution.
4. Upon receiving the power of attorney in Paragraph 3, the financial institution shall immediately apply for supplementary registration at the competent registration office according to the Contract for Establishment of Pledge of Claim, and immediately upon completion of the supplementary registration, submit the data pursuant to Item 1 "e" of the Appendix to the Director of the Financial Business Division.
5. The Director of the Financial Business Division shall confirm the data submitted pursuant to Item 2 of Paragraph 1, Items 2 and 4 of Paragraph 2.

Article 6 (Notification of Processing Results of Qualified Collateral Application and Registration)

1. The Director of the Financial Business Division shall notify the financial institution of the results of the application pursuant to Article 3, categorized as approval, non-approval, or rejection, via the "Notification of Processing Results of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application" (Form No. 6).
2. Along with the action in Paragraph 1, the Director of the Financial Business Division shall assign a registration number to the loan claim confirmed pursuant to Article 5(5), record it in the "Loan Claim Collateral Registration Book" (hereinafter referred to as the "Collateral Registration Book") (Form No. 7-1) and the "List of Collateral Real Estate for Loan Claims" (hereinafter referred to as the "Collateral Real Estate List") (Form No. 7-2), calculate the collateral recognition value for the financial institution, and register it as qualified collateral.
3. If there are changes to the contents of the documents previously submitted pursuant to Article 3 from the time of application under Article 3 until the Director of the Financial Business Division registers the loan claim as qualified collateral pursuant to Paragraph 2, the financial institution shall reflect these changes in the documents pursuant to Article 3 and immediately notify the Director of the Financial Business Division.
4. Upon notification pursuant to Paragraph 3, unless otherwise recognized by the Director of the Financial Business Division, the Director shall notify the financial institution of the required action under Article 4(3) as "Resubmission Required."

Article 7 (Application for Change of Qualified Collateral)

1. For qualified collateral, the financial institution shall reflect the status of qualified collateral as of the previous business day by 9:00 on each business day, submit the documents pursuant to Article 3 to the Director of the Financial Business Division, and apply for the main examination. However, submission of documents listed in Items 3 to 4 of Article 3 may be omitted if there are no changes to the contents of the previously submitted documents.
2. If there are changes to the collateral real estate of the qualified collateral, the financial institution shall submit the documents pursuant to Paragraph 1 along with the data pursuant to Article 4(4) (in the case of data listed in Item 1 "b" "2)" of the Appendix, unless otherwise recognized by the Director of the Financial Business Division, it must be issued as of the previous business day prior to the submission date).

Article 8 (Management of Changes to Qualified Collateral)

1. The Director of the Financial Business Division shall conduct the examination pursuant to Article 4(1) for the application under Article 7.
2. If the documents submitted pursuant to Article 7 contain errors that make examination difficult, or if the financial institution fails to submit some of the documents specified in Article 7, the Director of the Financial Business Division may reject the application or refuse to accept it.
3. For loan claims rejected pursuant to Paragraph 2, the Director of the Financial Business Division shall notify the financial institution of the required action as "Resubmission Required" via the "Notification of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Details" (Form No. 2).
4. For loan claims where the Director of the Financial Business Division determines that changes to the collateral real estate subject to supplementary registration are necessary based on the examination result in Paragraph 1, it shall notify the financial institution of the loan claim and collateral real estate via the "Notification of Collateral Real Estate Details Subject to Supplementary Registration [New/Change/Cancellation]" (Form No. 4).
5. Upon notification pursuant to Paragraph 4, the financial institution shall change the supplementary registration according to the separate provisions of the Director of the Financial Business Division.
6. The notification of processing results for the application under Article 7 shall apply Article 6(1) mutatis mutandis.
7. Along with the action in Paragraph 6, the Director of the Financial Business Division shall update the Collateral Registration Book and the Collateral Real Estate List on each business day and recalculate the collateral recognition value. In this case, the collateral recognition value for non-approved loan claims shall be fully deducted.
8. If the financial institution fails to take any of the following actions on each business day, the Director of the Financial Business Division may fully deduct the collateral recognition value of the qualified collateral:
   1. Change application pursuant to Article 7;
   2. Cancellation application pursuant to Article 9(1);
   3. Change application pursuant to Article 9(7).

Article 9 (Cancellation of Qualified Collateral)

1. If a financial institution intends to cancel qualified collateral, it shall submit the following documents to the Director of the Financial Business Division by 9:00 on the business day it wishes to cancel, and apply for cancellation:
   1. "Application for Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation]" (Form No. 1-1)
   2. "Loan Claim Collateral Application Schedule" (Form No. 1-2)
2. If the documents listed in Paragraph 1 contain errors that make examination difficult, the Director of the Financial Business Division may reject the application or refuse to accept it.
3. For loan claims rejected pursuant to Paragraph 2, the Director of the Financial Business Division shall notify the financial institution of the required action as "Resubmission Required" via the "Notification of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Details" (Form No. 2).
4. The Director of the Financial Business Division may approve the application in Paragraph 1 within the range where the collateral recognition value of the financial institution remains equal to or greater than the loan principal and interest (including loan interest that has occurred or will occur up to the relevant repayment date).
5. The notification of processing results for the application in Paragraph 1 shall apply Article 6(1) mutatis mutandis.
6. Along with the action in Paragraph 5, if the application in Paragraph 1 is approved, the Director of the Financial Business Division shall delete the loan claim from the Collateral Registration Book and the Collateral Real Estate List and deduct it from the financial institution's collateral recognition value.
7. For loan claims for which the cancellation application pursuant to Paragraph 1 is not approved, the financial institution shall make a change application pursuant to Article 7 until the deadline separately specified by the Director of the Financial Business Division.

Article 10 (Supplementing Qualified Collateral)

1. The Director of the Financial Business Division shall check the collateral recognition value of qualified collateral on each business day and may request the financial institution to supplement qualified collateral if any of the following occurs:
   1. The collateral recognition value is less than the loan principal and interest (including loan interest that has occurred or will occur up to the relevant repayment date);
   2. The collateral recognition value is expected to be less than the loan principal and interest (including loan interest that has occurred or will occur up to the relevant repayment date).
2. If the financial institution fails to comply with the request pursuant to Paragraph 1, the Director of the Financial Business Division may suspend the execution of additional individual loans under the loan agreement for the financial institution and recover all or part of the loan (including loan interest that has occurred up to the relevant date) by deducting it from the financial institution's current account.

Chapter 3 Execution and Recovery of Loans, etc.

Article 11 (Execution of Loans)

1. The financial institution shall submit the following documents to the Director of the Financial Business Division by 4:00 on the day of the loan execution application and apply for loan execution. However, if the Director of the Financial Business Division deems it necessary, the application deadline may be extended to a separately specified time.
   1. "Emergency Loan Execution Application" (Form No. 8-1)
   2. Other documents deemed necessary by the Director of the Financial Business Division
2. When executing a loan, the Director of the Financial Business Division shall confirm the documents listed in Paragraph 1, the loan limit of the financial institution, the collateral, and whether the prerequisite conditions for loan execution under the loan agreement are met, and then determine whether to approve it.
3. The examination result pursuant to Paragraph 2 shall be categorized as loan approval or loan non-approval, and the Director of the Financial Business Division shall notify the financial institution of the examination result via the "Emergency Loan Execution Notification" (Form No. 8-2).
4. Upon approving the loan execution application pursuant to Paragraph 2, the Director of the Financial Business Division shall deposit the applied loan amount into the financial institution's current account.

Article 12 (Repayment and Recovery of Loans)

1. The financial institution shall deposit the repayment amount (including loan interest that has occurred during the interest period according to the loan agreement, hereinafter the same) into the financial institution's current account by 4:00 on the day of repaying the individual loan, submit the "Emergency Loan Repayment Application" (Form No. 9-1) to the Director of the Financial Business Division, and apply for repayment.
2. If the Director of the Financial Business Division approves the repayment application pursuant to Paragraph 1, it shall recover the repayment amount by deducting it from the financial institution's current account.
3. Notwithstanding Paragraph 2, if the financial institution has amounts such as fees and other costs payable to the Bank of Korea under the loan agreement, late payment damages, etc., on the day of repayment, the Director of the Financial Business Division shall deduct and recover such amounts from the financial institution's current account prior to the repayment amount.
4. If the amount pursuant to Paragraph 3 is not fully recovered, or if the financial institution's current account balance is less than the repayment amount after the amount is fully recovered, the Director of the Financial Business Division shall not approve the repayment application in Paragraph 1.
5. For the repayment application of an individual loan that has reached its repayment date, the Director of the Financial Business Division may deduct and recover part of the repayment amount from the financial institution's current account after non-approval pursuant to Paragraph 4. In this case, the order of offset shall be as specified in the loan agreement.
6. Notwithstanding Paragraphs 1 to 5, if any of the following occurs, the Director of the Financial Business Division shall deduct and recover the amount that has reached its repayment date from the financial institution's current account. If the balance is insufficient, the order of offset shall be as specified in the loan agreement:
   1. If the financial institution does not apply for repayment pursuant to Paragraph 1 on the repayment date;
   2. If a loan recovery cause pursuant to Article 10 occurs;
   3. If a loan recovery cause pursuant to Article 17 occurs;
   4. If fees, other costs, late payment damages, etc., payable to the Bank of Korea under the loan agreement occur.
7. The Director of the Financial Business Division shall notify the financial institution of the repayment and recovery results pursuant to this Article via the "Emergency Loan Repayment Result Notification" (Form No. 9-2), the "Emergency Loan Interest Calculation Sheet" (Form No. 9-3), and other methods separately specified by the Director of the Financial Business Division.

Chapter 4 Management of Qualified Provisional Collateral

Article 13 (Qualified Provisional Collateral)

1. The financial institution shall submit the following documents to the Director of the Financial Business Division within the deadline separately specified by the Director of the Financial Business Division regarding qualified provisional collateral, and apply for the preliminary examination pursuant to Article 8 of the Detailed Rules:
   1. "Application for Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation]" (Form No. 1-1)
   2. "Loan Claim Collateral Application Schedule" (Form No. 1-2)
   3. "Report on Real Estate with Preliminary Mortgage Right Established for Loan Claim" (Form No. 3-1)
   4. "Schedule of Real Estate Report for Loan Claim Collateral" (Form No. 3-2)
   5. Other documents deemed necessary by the Director of the Financial Business Division
2. Upon receiving the documents listed in Paragraph 1, the Director of the Financial Business Division shall review the following matters and determine whether to recognize the eligibility of the loan claim:
   1. Whether the loan claim complies with the "Bank of Korea Act," the "Banking Act," and other relevant laws and regulations;
   2. Whether the loan claim meets the requirements specified in Article 4 of the Regulations and Article 6 of the Detailed Rules;
   3. Other matters deemed necessary by the Director of the Financial Business Division.
3. The Director of the Financial Business Division may register the loan claim recognized as eligible as a result of Paragraph 2 in the "Loan Claim Collateral Registration Book" (Form No. 7-1) and the "List of Collateral Real Estate for Loan Claims" (Form No. 7-2) and manage it as qualified provisional collateral.
4. After the application pursuant to Paragraph 1, the financial institution shall submit the documents listed in Paragraph 1 semi-annually according to the provisions of the Director of the Financial Business Division to apply for new submission, change, or cancellation of qualified provisional collateral.
5. In addition to the application pursuant to Paragraph 4, the financial institution may apply for new submission, change, or cancellation of qualified provisional collateral.
6. Articles 8 and 9 shall apply mutatis mutandis to the management of qualified provisional collateral under this Article. In this case, "qualified collateral" shall be deemed "qualified provisional collateral."

Chapter 5 Supplementary Provisions

Article 14 (Issuance of Loan Status Documents) Upon request by a financial institution to confirm the status such as the loan balance, the Director of the Financial Business Division shall verify it against the relevant general ledger or balance ledger and issue the "Emergency Loan Status Book" (Form No. 10).

Article 15 (Effect of Electronic Application and Notification)

1. Unless otherwise provided in other articles of these Procedures or separately requested by the Director of the Financial Business Division, applications, reports, requests, and various related notifications and issuances by the financial institution under these Procedures shall be made through electronic recording media according to the loan agreement.
2. The notification by the Bank of Korea pursuant to Paragraph 1 may be substituted by providing a dedicated inquiry screen within the Bank of Korea Financial Network.

Article 16 (Seal Registration and Affixing)

1. Before submitting the documents pursuant to Article 13(1) for the first time, the financial institution shall submit the following documents to the Director of the Financial Business Division:
   1. Representative's Seal Registration Form (Form No. 11-1)
   2. Representative's Seal Certificate
   3. Agent's Seal Registration Form (Form No. 11-2)
   4. Other documents deemed necessary by the Director of the Financial Business Division
2. If the contents of the documents submitted in Paragraph 1 change or the seal is lost, the financial institution shall immediately report it to the Director of the Financial Business Division according to the relevant registration form.
3. If the financial institution intends to submit the forms in the "Forms" of these Procedures by a method other than the Bank of Korea Financial Network, the financial institution shall affix the representative's seal pursuant to Paragraphs 1 and 2 to the relevant documents.
4. Notwithstanding Paragraph 3, if the financial institution submits the "Forms" related to qualified provisional collateral pursuant to Article 13, it may affix the agent's seal pursuant to Paragraphs 1 and 2.

Article 17 (Sanctions) The Director of the Financial Business Division may impose one or more sanctions according to the categories of sanction causes specified in the following items. In addition, the Director of the Financial Business Division may request correction or issue a warning to the financial institution subject to the sanction.

1. Imposition of late payment damages: Imposed when a cause for late payment damages under the loan agreement occurs;
2. Suspension of loan execution for a period specified by the Director of the Financial Business Division if any of the following occurs:
3. Violation of Bank regulations, Detailed Rules (including confirmation letters and loan agreements), Procedures (including contracts for establishment of pledge of claim), Handling Procedures, or directives;
4. Reoccurrence of matters for which correction was requested or a warning was issued, or other reasons that hinder the smooth performance of the emergency loan business using loan claims as collateral with the Bank;
5. Recovery of all or part of the loan if any of the following occurs:
6. Fact of receiving excessive or unjust loans due to submission of incorrectly recorded data related to emergency loans;
7. Use or disposal of loan claims provided as collateral to the Bank for other purposes;
8. Occurrence of recovery causes pursuant to Article 12(6) Items 1 to 2;
9. Disruption of financial order due to violation of Bank regulations, Detailed Rules (including confirmation letters and loan agreements), Procedures (including contracts for establishment of pledge of claim), Handling Procedures, or directives;
10. Other reasons that seriously hinder the smooth performance of the emergency loan business using loan claims as collateral with the Bank or are expected to cause damage to the Bank.

Supplementary Provisions <2026. 1. 12.>
These Procedures shall come into force on January 14, 2026.

Appendix
Necessary Documents for Collateral Submission and Loan Execution

Necessary Documents for Collateral Submission and Loan Execution

1. Essential Submission Documents for Collateral Submission
   a. Copies of the following documents related to the target loan claim (common)
   1) Credit transaction agreement related to the target loan claim
   2) Credit rating evaluation report issued by a domestic credit rating agency (NICE Credit Information Co., Ltd., Korea Credit Rating Co., Ltd., or Korea Enterprise Rating Co., Ltd.) confirming that the third-party debtor's credit rating is BBB- or higher, or an internal judgment document evaluating the third-party debtor's credit situation by the borrower
   3) Corporate registration certificate and business registration certificate of the borrower of the target loan claim
   4) Certificate of loan balance of the target loan claim
   b. Copies of the following documents related to the target loan claim (real estate-secured loan)
   1) (Preliminary) Mortgage Right Establishment Contract
   2) Certificate of All Matters Registered in the Real Estate Registry proving that a (preliminary) mortgage right is established on the collateral real estate
   c. Copies of pledge establishment notification evidence documents
   1) Notification letter with a fixed date to the third-party debtor regarding the Contract for Establishment of Pledge of Claim and the proof of delivery completion from the post office, or the consent letter with a fixed date from the third-party debtor and the proof of delivery completion from the post office
   d. Copies of supplementary registration evidence documents (for real estate-secured loans only)
   1) Certificate of All Matters Registered in the Real Estate Registry proving that supplementary registration for the purpose of pledge has been completed regarding the (preliminary) mortgage right on the collateral real estate
   2) Registration completion information and registration completion notification related to the supplementary registration in 1) above

2. Additional Submission Documents if Necessary
   a. Various company documents of the third-party debtor requested by the Director of the Financial Business Division, which are documents received by the borrower during loan examination regarding the third-party debtor b. Documents related to the establishment and management of the (preliminary) mortgage right on the collateral real estate requested by the Director of the Financial Business Division, in the case of real estate-secured loans
   c. Other documents deemed necessary by the Director of the Financial Business Division regarding the target loan claim (including originals of documents submitted as copies according to this Appendix, but not limited thereto)

Form No. 1-1 Application for Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation]

Application for Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Form (Year Month Day)

Mark "O" for each reason corresponding to the items in [ ]. If multiple apply, mark multiple (e.g., if a list of new and qualification conversion applications is included, mark both new and qualification conversion).

To the Director of the Financial Business Division, Bank of Korea

[Financial Institution] applies for [Main Examination]
1) [Preliminary Examination]
2) for the [New/Qualification Conversion/Change/Cancellation]
3) of the loan claim as detailed below and in the attached detailed schedule, pursuant to the "Procedures for Handling Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea".

1) Input when applying for qualified collateral
2) Input when applying for qualified provisional collateral
3) Mark "O" for each reason corresponding to the items in [ ]. If multiple apply, mark multiple (e.g., if a list of new and qualification conversion applications is included, mark both new and qualification conversion).

• Below -

Application Category 1)	Borrower Corporate Registration Number	Loan Account Number	Loan Balance

Note: 1) Enter the code corresponding to the following codes:

• For Qualified Provisional Collateral Applications:
• New submission as qualified provisional collateral: Enter 11
• Change application for existing qualified provisional collateral: Enter 12
• Cancellation application for existing qualified provisional collateral: Enter 13
• For Qualified Collateral Applications:
• New submission as qualified collateral: Enter 21
• Change application for existing qualified provisional collateral while applying for conversion to qualified collateral ('Qualification Conversion'): Enter 22
• Change application for existing qualified collateral: Enter 32
  (Note: For existing qualified collateral, documents based on the previous business day must be submitted every business day regardless of whether there are changes to previously submitted documents)
• Cancellation application for existing qualified collateral: Enter 33

Attachment: Loan Claim Collateral Application Schedule

Year Month Day
[Financial Institution]
Representative Director (Seal)

Form No. 1-2 Loan Claim Collateral Application Schedule

Loan Claim Collateral Application Schedule

Application Category	Institution Code	Reference Date	Loan Account Number	Corporate Registration Number	Business Registration Number	Company Name	Head Office Location	Special Relationship with Bank	Overdue Days
Industry Code	Special Finance	Financial Consolidation Target	Installment Loan	Loan Execution Date	Loan Contract Amount	Loan Balance	Loan Interest Rate	Loan Maturity Date	Principal Repayment Cycle
Next Principal Repayment Date	Real Estate Collateral	Real Estate Valid Recognition Value	External Audit Opinion	Borrower Expected Default Probability	Expected Default Probability Calculation Date	Borrower External Credit Rating	Rating Agency	External Credit Rating Evaluation Date	Asset Quality Classification
Collateral Type	Compliance	KRW Display	Subordinated Loan Claim	Current/Revolving Loan	Trust Account	Domestic Law Applicable

(Table repeats for additional entries)

Form No. 2 Notification of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Details

Notification of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application Details

To the Bank

We hereby notify [Financial Institution] of the application details for loan claim collateral [New/Qualification Conversion/Change/Cancellation] during the target period below. Please check the required actions below and take necessary measures.

Target Period (based on application date): Year Month Day ~ Year Month Day

1. Summary 1)
Note: 1) If the same loan claim is applied for multiple times during the period, the number and amount are displayed based on the most recent application. For specific examination results of multiple application details related to the loan claim, refer to the schedule.

Loan Type	Collateral Type	Collateral Category	Application Category	Submitted Content 1)	Number	Amount 2)
Emergency Loan	Loan Claim	Qualified Provisional	New (11) Change (12) Cancellation (13)
		Qualified	New (21, 22) Change (32) Cancellation (33)
Total

Note: 1) Excludes rejected items; refer to 2. Schedule for rejected items.
2) Input based on the claim balance of the loan claim.

2. Schedule

Financial Institution Name	Application Date	Application Number	Application Category	Corporate Registration Number	Company Name	Industry Code	Loan Account Number	Loan Execution Date	Loan Maturity Date	Loan Balance	Loan Claim Registration Number	Collateral Category	Rejection Status 1)	Required Action 2)
Year Month Day

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) Indicates whether the item is rejected.
2) Pledge Notification Required: Perform notification of pledge establishment with a fixed date to the third-party debtor of the loan claim (or receipt of pledge establishment consent with a fixed date from the third-party debtor).
Real Estate Report Required: Submit real estate report for the item (Note: 'Real Estate Report Required' is not displayed for change applications, but if there are changes to the collateral real estate, a real estate report must be submitted). Resubmission Required: Submit revised application form and application schedule for rejected items.

Form No. 3-1 Report on Real Estate with Preliminary Mortgage Right Established for Loan Claim

Report on Real Estate with Preliminary Mortgage Right Established for Loan Claim (Year Month Day)

To the Director of the Financial Business Division, Bank of Korea

[Financial Institution] reports the status of the real estate with preliminary mortgage right established in relation to the loan claim as detailed below and in the attached detailed schedule, pursuant to the loan agreement concluded with the Bank of Korea on Year Month Day and the Contract for Establishment of Pledge of Claim concluded on Year Month Day.

1) [Regarding Qualified Provisional Collateral]
2)

• Below -

Real Estate Unique Number	Cancellation Application Status 3)	Preliminary Mortgage Right Registration Receipt Number	Preliminary Mortgage Right Registration Receipt Date	Loan Account Number

Note: 1) Display if the relevant loan claim is qualified collateral.
2) Display if the relevant loan claim is qualified provisional collateral.
3) For preliminary mortgage rights to be deleted from the collateral real estate list, write 'Y' for Cancellation Application Status, and 'N' for others.

Attachment: 1 copy of Loan Claim Collateral Real Estate Report Schedule. End.

Year Month Day
[Financial Institution]
Representative Director (Seal)

Form No. 3-2 Schedule of Real Estate Report for Loan Claim Collateral

Schedule of Real Estate Report for Loan Claim Collateral

Basic Information	Report Information	Real Estate Information	Registration Information
Institution Code	Loan Account Number	Corporate Registration Number	Cancellation Application Status	Real Estate Unique Number	Real Estate Location	(Preliminary) Mortgage Right Registration Receipt Date	(Preliminary) Mortgage Right Registration Receipt Number	(Preliminary) Mortgage Right Establishment Amount

Form No. 4 Notification of Collateral Real Estate Details Subject to Supplementary Registration [New/Change/Cancellation]

Notification of Collateral Real Estate Details Subject to Supplementary Registration [New/Change/Cancellation]

To the Bank

We hereby notify [Financial Institution] of the details of the collateral real estate subject to supplementary registration as follows. Please complete the [New/Change/Cancellation] supplementary registration for these details pursuant to Article 5 or Article 8 of the "Procedures for Handling Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea" and submit the relevant data pursuant to Article 5(4).

1) [Complete notification of pledge establishment with a fixed date to the third-party debtor regarding the loan claim of these details, or receipt of pledge establishment consent with a fixed date from the third-party debtor, and submit the relevant data pursuant to Article 5(2).]

Note: 1) Exclude this phrase for cancellation supplementary registration.

Target Period (based on submission date): Year Month Day ~ Year Month Day

1. Summary

Loan Type	Collateral Type	Report Category	Target Collateral Real Estate	Number of Preliminary Mortgage Rights 1)
Emergency Loan	Loan Claim	Registration New
		Registration Change
		Registration Cancellation
Total

Note: 1) If the same preliminary mortgage right is reported multiple times, the number is displayed as 1 item. For specific details of multiple report details related to the loan claim, refer to the schedule.

2. Schedule 1)

Submission Date	Report Category 1)	Financial Institution	Loan Claim Information	Collateral Real Estate Subject to Supplementary Registration	Preliminary Mortgage Right Information
			Corporate Registration Number	Loan Account Number	Real Estate Unique Number	Preliminary Mortgage Right Registration Receipt Date	Preliminary Mortgage Right Registration Receipt Number
Year Month Day

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) [Financial Institution] shall perform new, change, or cancellation supplementary registration according to the report category.

Form No. 5 Power of Attorney for Registration Application/Withdrawal (for Pledge Establishment of Preliminary Mortgage Right)

Power of Attorney for Registration Application/Withdrawal (for Pledge Establishment of Preliminary Mortgage Right)

Power of Attorney

① Indication of Real Estate and Rights 1)
② Cause of Registration and Year/Month/Day Year Month Day Establishment Contract ③ Purpose of Registration For each (preliminary) mortgage right established on each real estate listed in ① above, Establishment of each 1st priority preliminary pledge right for the registration right holder ④ Amount of Claim ➄ Agent Name:
Address:

We appoint the above person as our agent and delegate all authority regarding the application and withdrawal of the above real estate registration. We also permit the appointment of a sub-agent.

Year Month Day

Name (Trade/Name)	Corporate Registration Number	Address (Location)
(Seal)

Bank of Korea
39 Namdaemun-ro 3-ga, Jung-gu, Seoul

(Seal)

Note: 1) Include the real estate unique number.

Form No. 6 Notification of Processing Results of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application

Notification of Processing Results of Loan Claim Collateral [New/Qualification Conversion/Change/Cancellation] Application

To the Bank

We hereby notify the processing results of the application details related to qualified collateral or qualified provisional collateral of [Financial Institution] during the target period below, including the results of ex officio non-approval (action pursuant to Article 8(8) of the "Procedures for Handling Emergency Loans Collateralized by Financial Institutions' Loan Claims with the Bank of Korea").

Target Period (based on execution date 1): Year Month Day ~ Year Month Day

Note: 1) Indicates the date the examination result is reflected in the <Form No. 7-1> Loan Claim Collateral Registration Book.

1. Summary 1)
Note: 1) If the same loan claim is applied for multiple times during the period, the number and amount are displayed based on the most recent application. For application details of multiple items related to the loan claim, refer to the schedule.

1) Processing Results of Application

Loan Type	Collateral Type	Collateral Category	Application Category	Application Content 1)	Approval Content	Non-Approval Content
				Number	Amount 2)	Number	Amount 2)	Number	Amount 2)
Emergency Loan	Loan Claim	Qualified Provisional	New (11) Change (12) Cancellation (13)
		Qualified	New (21, 22) Change (32) Cancellation (33)
Total

Note: 1) Excludes items where the examination result is rejection (refer to 2. Schedule for rejected items).
2) Input based on the claim balance of the loan claim.

2) Ex Officio Non-Approval Results

Loan Type	Collateral Type	Collateral Category	Ex Officio Non-Approval	Number	Amount
Emergency Loan	Loan Claim	Qualified Provisional	Qualified

2. Schedule

Financial Institution Name	Execution Date	Application Date	Application Number	Application Category	Corporate Registration Number	Company Name	Industry Code	Loan Account Number	Loan Execution Date	Loan Maturity Date	Loan Balance	Loan Claim Registration Number	Examination Result	Non-Approval Cause 1)	Remarks	Collateral Category	Final Collateral Recognition Value	Collateral Registration Date	Collateral Cancellation Date
Year Month Day

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) For items where the examination result is rejection, the error code starts with 3; for non-approval and ex officio non-approval items, the error code starts with 2 or 4.

Form No. 7-1 Loan Claim Collateral Registration Book

Loan Claim Collateral Registration Book
(Reference Time: Year Month Day 00:00:00)

Handling Branch: Bank of Korea Financial Business Division Financial Institution: Bank

Final Collateral Recognition Value	Financial Institution Name	Collateral Category 1)	Collateral Registration Number	Collateral Registration Date 2)	Collateral Cancellation Date	Application Date	Loan Account Number	Corporate Registration Number	Company Name	Loan Balance	Real Estate Secured Loan Balance	Credit Loan Balance	Loan Maturity Date	Borrower Expected Default Probability	Expected Default Probability Calculation Date	Borrower External Credit Rating	Rating Agency	External Credit Rating Evaluation Date

Total Final Collateral Recognition Value: ￦ (Qualified Collateral: ￦, Qualified Provisional Collateral: ￦)

Note: 1) Distinguish between Qualified Provisional and Qualified.
2) Indicates the date the collateral was newly registered (Note: For qualification conversion items, display the date registered as qualified collateral).

Form No. 7-2 List of Collateral Real Estate for Loan Claims

List of Collateral Real Estate for Loan Claims (Reference Time: Year Month Day 00:00:00)

Handling Branch: Bank of Korea Financial Business Division Financial Institution: Bank

Financial Institution Name	Corporate Registration Number	Loan Account Number	Collateral Category 1)	Loan Claim Registration Number 2)	Real Estate Unique Number 3)	Real Estate Location	(Preliminary) Mortgage Right Registration Receipt Date 3)	(Preliminary) Mortgage Right Registration Receipt Number 3)	(Preliminary) Mortgage Right Establishment Amount	Supplementary Registration Receipt Date	Supplementary Registration Receipt Number	Supplementary Registration Completion Date 4)	Supplementary Registration Status 5)

Note: 1) Distinguish between Qualified Provisional and Qualified.
2) Indicates the collateral registration number in the Loan Claim Registration Book.
3) Indicates the real estate unique number, registration receipt date, and registration receipt number on the real estate registry certificate.
4) Indicates the issuance date of the registration completion information and registration completion notification.
5) Distinguish between registration and cancellation at the registration office.

Form No. 8-1 Emergency Loan Execution Application

Emergency Loan Execution Application
(Year Month Day)

To the Director of the Financial Business Division, Bank of Korea

Pursuant to Article 65 of the Bank of Korea Act, we hereby apply for the execution of an emergency loan as follows. Please approve.

Loan Application Details
(Unit: Won)

Loan Category	Fund Code 1)	Loan Application Details
		Financial Institution Name	Loan Application Amount	Loan Interest Rate	Loan Application Date	Loan Maturity Date	Applied Loan	Estimated Interest
Emergency Loan
Total

Note: 1) Enter fund code 13000 (Emergency Loan).

Financial Institution: Bank
Representative Director (Seal)

Form No. 8-2 Emergency Loan Execution Notification

Emergency Loan Execution Notification
(Year Month Day)

To the Bank

We hereby notify the execution results of the emergency loan execution application details of [Financial Institution] during the target period below.

Target Period (based on application date): Year Month Day ~ Year Month Day

(Unit: Won)

Loan Category	Fund Code	Loan Application Details	Loan Execution Details
		Financial Institution Name	Loan Application Date	Loan Application Number	Loan Application Amount	Loan Interest Rate	Loan Execution Date	Loan Maturity Date	Applied Loan	Estimated Interest	Examination Result	Approved Loan Amount 1)
Emergency Loan
Total

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) If the examination result is 'Approved', it is the same as the loan application amount; if 'Non-Approved', it is 0.

Form No. 9-1 Emergency Loan Repayment Application

Emergency Loan Repayment Application
(Year Month Day)

To the Director of the Financial Business Division, Bank of Korea

We intend to repay the emergency loan previously borrowed from the Bank of Korea by [Financial Institution] on Year Month Day as follows.

Financial Institution Name	BOK Loan Number	Loan Execution Date	Loan Maturity Date	Repayment Application Date	Loan Balance	Repayment Application Amount	Loan Balance After Repayment

Financial Institution: Bank
Representative Director (Seal)

Form No. 9-2 Emergency Loan Repayment Result Notification

Emergency Loan Repayment Result Notification (Year Month Day)

To the Bank

We hereby notify the results regarding the emergency loan repayment application, etc., of [Financial Institution] during the target period below.

Target Period (based on repayment date): Year Month Day ~ Year Month Day

Financial Institution Name	BOK Loan Number	Loan Balance	Repayment Amount	Loan Balance After Repayment	Loan Execution Date	Loan Maturity Date	Loan Repayment Date	Repayment Result	Recovery Cause 1)

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) Display as one of 'Repayment Application', 'Insufficient Collateral', 'Sanction', 'Other'.

Form No. 9-3 Emergency Loan Interest Calculation Sheet

Emergency Loan Interest Calculation Sheet
(Year Month Day)

To the Bank

Regarding the emergency loan to [Financial Institution], the interest calculation details during the target period below are as follows.

Target Period: Year Month Day ~ Year Month Day

Financial Institution Name	BOK Loan Number	Loan Type 1)	Fund Code 2)	Loan Balance During Calculation Period	Loan Interest Rate	Loan Days	Interest Amount for Calculation Period	Receipt Date	Receipt Status 3)
				Start Date	End Date

Bank of Korea, Director of the Financial Business Division (Seal)

Note: 1) Enter 'Emergency Loan' for Loan Type.
2) Enter fund code 13000 (Emergency Loan).
3) Display 'Receipt Completed' if interest receipt is completed at the inquiry time, 'Uncollected' if the repayment date has passed the inquiry time but interest has not been paid, and 'Expected Receipt' for other interest requiring payment.

Form No. 10 Emergency Loan Status Book

Emergency Loan Status Book
(Year Month Day)

Handling Branch: Bank of Korea Financial Business Division Financial Institution: Bank

Financial Institution Name	BOK Loan Number	Loan Execution Date	Loan Maturity Date	Loan Interest Rate	Initial Loan Amount	Cumulative Repayment Amount	Emergency Loan Balance
Institution Total

Form No. 11-1 Representative's Seal Registration Form

Representative's Seal Registration Form

To the Director of the Financial Business Division, Bank of Korea

Transaction Type | Effective Date
[Loan Claim Collateral Emergency Loan] . . .

We hereby register the representative's seal (official seal, hereinafter the same) of our institution to be used for the above transaction.

Seal

Address

Institution Name	Position	Name	Date of Birth . . .	Telephone Number ( ) - . . .
Institution Name	Representative (Seal)

Handler Verification Seal Comparison
(Front) (84mm x 192mm)

| Category | (Check the applicable □ with ∨)

1. New Registration □ | We hereby register the seal (official seal, hereinafter the same) to be used by our institution's representative for emergency loan-related transactions with your bank as shown on the front.
   Attachment: 1 copy of Certificate of All Matters Registered in the Corporate Registry
2. Change of Address, Name, Representative □ | Our institution has changed (Address, Name, Representative) and hereby registers as shown on the front to continue transactions for all claims, debts, and agreements related to emergency loan transactions with your bank by succeeding to the new address, name, and representative on the front, and confirms that the valid agent appointed by the previous representative (manager) is the agent of the same authority as the person themselves.
   Attachment: 1 copy of Certificate of All Matters Registered in the Corporate Registry
3. Change of Seal □ | Our institution has changed the representative's seal registered with your bank for the following reason and hereby registers the new seal to be used as shown on the front.
   Reason:
   Attachment: 1 copy of Representative's Seal Certificate
4. Loss of Seal □ | Our institution has lost the representative's seal registered with your bank for the following reason and requests that transactions using the representative's seal be suspended from . . .
   Reason:

(Back) (Retention period for discarded seal registration forms: 3 years)

Form No. 11-2 Agent's Seal Registration Form

Agent's Seal Registration Form

To the Director of the Financial Business Division, Bank of Korea

Transaction Type | Effective Date
[Loan Claim Collateral Emergency Loan] . . .

We hereby register the agent's seal of our institution to be used for the above transaction.

Seal

Address

Institution Name	Position	Name	Date of Birth . . .	Telephone Number ( ) - . . .
Institution Name	Representative (Seal)

Handler Verification Seal Comparison
(Front) (84mm x 192mm)

| Category | (Check the applicable □ with ∨)

1. New Registration □ | We hereby appoint the person listed on the front as our agent, delegate all authority for transactions with your bank as specified on the front, and register the seal (official seal, hereinafter the same) to be used by the agent as shown on the front.
2. Cancellation of Agency Power □ | We hereby cancel the agency power for the agent listed below who was previously designated as our institution's agent.
   Agent's Position/Name
   Reason for Cancellation
   Cancellation Date . . .
3. Change of Seal □ | Our institution has changed the agent's seal registered with your bank for the following reason and hereby registers the new seal to be used as shown on the front.
   Reason:
4. Loss of Seal □ | Our institution has lost the agent's seal registered with your bank for the following reason and requests that transactions using the agent's seal be suspended from . . .
   (Change/Loss) Reason
   Position/Name

(Back) (Retention period for discarded seal registration forms: 3 years)