Resolution of the Board of the National Bank of the Republic of Kazakhstan No. 81 dated November 24, 2025 "On Approval of the Rules for Credit Bureaus to Submit Reports"

REPUBLICAN STATE INSTITUTION
"NATIONAL BANK OF THE REPUBLIC OF KAZAKHSTAN"		DECISION OF THE BOARD No. 81 Astana city

On Approval of the Rules for Credit Bureaus to Submit Reports

(With amendments and additions:

1. NB RK Resolution No. 93 dated July 31, 2026)

In accordance with subparagraph 48) of paragraph two of part two of point 19 of the Regulation on the National Bank of the Republic of Kazakhstan, approved by Decree of the President of the Republic of Kazakhstan dated December 31, 2003 No. 1271 "On Approval of the Regulation and Structure of the National Bank of the Republic of Kazakhstan" and subparagraph 2) of point 3 of Article 16 of the Law of the Republic of Kazakhstan "On State Statistics", the Board of the National Bank of the Republic of Kazakhstan RESOLVES:

1. Approve the attached Rules for Credit Bureaus to Submit Reports.

2. Recognize as having lost force:

1) Resolution of the Board of the National Bank of the Republic of Kazakhstan dated November 28, 2019 No. 225 "On Approval of the List, Forms, Deadlines and Rules for Credit Bureaus to Submit Reports" (registered in the Registry of State Registration of Normative Legal Acts under No. 19682);

2) Resolution of the Board of the National Bank of the Republic of Kazakhstan dated November 21, 2022 No. 99 "On Amendments to the Resolution of the Board of the National Bank of the Republic of Kazakhstan dated November 28, 2019 No. 225 'On Approval of the List, Forms, Deadlines for Credit Bureaus to Submit Reports and Rules for its Submission'" (registered in the Registry of State Registration of Normative Legal Acts under No. 30932).

3. The Department of Financial Market Statistics of the National Bank of the Republic of Kazakhstan shall ensure, in the manner established by the legislation of the Republic of Kazakhstan:

1) together with the Legal Department of the National Bank of the Republic of Kazakhstan, state registration of this resolution in the Ministry of Justice of the Republic of Kazakhstan;

2) publication of this resolution on the official Internet resource of the National Bank of the Republic of Kazakhstan after its official publication;

3) within ten working days after the state registration of this resolution, submission to the Legal Department of the National Bank of the Republic of Kazakhstan of information on the execution of the measure provided for in subparagraph 2) of this point.

4. Control over the implementation of this resolution is assigned to the Deputy Chairman of the National Bank of the Republic of Kazakhstan overseeing the relevant area.

5. This resolution enters into force upon the expiration of ten calendar days after the day of its first official publication.

Chairman	T.M. Suleimenov

"AGREED"

Bureau of National Statistics
Agency for Strategic Planning and Reforms of the Republic of Kazakhstan

"AGREED"

Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market

Approved by Resolution of the Board
National Bank of the Republic of Kazakhstan dated "24" November 2025 No. 81

Rules for Credit Bureaus to Submit Reports

Chapter 1. General Provisions

1. These Rules for Credit Bureaus to Submit Reports (hereinafter – the Rules) are developed in accordance with subparagraph 48) of paragraph two of part two of point 19 of the Regulation on the National Bank of the Republic of Kazakhstan, approved by Decree of the President of the Republic of Kazakhstan dated December 31, 2003 No. 1271 "On Approval of the Regulation and Structure of the National Bank of the Republic of Kazakhstan" and subparagraph 2) of point 3 of Article 16 of the Law of the Republic of Kazakhstan "On State Statistics", and define the procedure for credit bureaus to submit reports to the National Bank of the Republic of Kazakhstan (hereinafter – the National Bank), including forms intended for collecting administrative data, the list, frequency, and deadlines for their submission.

2. Reports are submitted in electronic format via the digital system "Web Portal of the National Bank of the Republic of Kazakhstan", which serves as a single window for accessing services for submitting reports to the National Bank.

3. Reports signed by means of an electronic digital signature by the head of the credit bureau or the person entrusted with the function of signing the report, and the executor, are stored in electronic format.

4. The completeness and accuracy of data in the reports are ensured by the head of the credit bureau or the person entrusted with the function of signing the report.

5. Data in the reports are indicated in the national currency of the Republic of Kazakhstan – tenge.

Chapter 2. Procedure for Credit Bureaus to Submit Reports

6. A credit bureau submits to the National Bank quarterly, no later than the 15 (fifteenth) working day of the month following the reporting quarter:

1) a report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers, according to the form set forth in Appendix 1 to these Rules;

2) a report on the results of carrying out additional types of activities during the reporting quarter, according to the form set forth in Appendix 2 to these Rules.

Appendix 1
to the Rules for Credit Bureaus to Submit Reports

Form, intended for collecting administrative data

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for collecting administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers

Index of the form intended for collecting administrative data on a gratuitous basis: Pril_2

Frequency: quarterly

Reporting period: as of "__" ____________ 20 year

Circle of persons submitting the form intended for collecting administrative data on a gratuitous basis: credit bureau

Deadline for submitting the form intended for collecting administrative data on a gratuitous basis: quarterly, no later than the 15 (fifteenth) working day of the month following the reporting quarter

BIN: _______________________

Collection method: in electronic form

Table 1. Report on the number of credit histories in the database of credit histories

No.	Name of Indicator	Number of credit histories for the reporting period	Number of credit histories from the beginning of the creation of the database cumulatively
1	2	3	4
1	Total number of credit histories, including
1.1	for individuals
1.2	for legal entities

Table 2. Report on the number of contracts for providing loans, services, and conditional obligations broken down by information providers

No.	Name of Information Provider	Business Identification Number (for a legal entity), Individual Identification Number (for an individual, including for an individual entrepreneur)	Number of contracts for providing loans, services for the reporting period
total	including
for individuals	for individual entrepreneurs	for legal entities
1	2	3	4	5	6	7
1	Second-tier banks
1.1
1…
2	Organizations carrying out certain types of banking operations
2.1
2…
3	Organizations carrying out microfinance activities
3.1
3…
4	Individual entrepreneurs or legal entities selling goods and services on credit or providing payment deferrals
4.1
4…
5	State Corporation "Government for Citizens"
6	Natural monopoly subjects providing utility services
6.1
6…
7	Collection agencies
7.1
7…
8	Other persons based on contracts for providing information
8.1
8…
	Total

continuation of the table:

Number of contracts for conditional obligations for the reporting period				Number of contracts for providing loans, services from the beginning of the creation of the database cumulatively
total	including			total	including
for individuals	for individual entrepreneurs	for legal entities	for individuals	for individual entrepreneurs	for legal entities
8	9	10	11	12	13	14	15

continuation of the table:

Number of contracts for conditional obligations from the beginning of the creation of the database cumulatively			Date of last update of information in the database by the information provider
total	including
for individuals	for individual entrepreneurs	for legal entities
16	17	18	19	20

Name _______________________________________________________ Address_______________________________________________________________ Phone ________________________________________ Email address _________________________ Executor ______________________________________ ________________ surname, name and patronymic (if any) signature, phone

Head or person entrusted with the function of signing the report _____________________ ___________________________________________________ _______________ surname, name and patronymic (if any) signature

Date "____" ______________ 20 year

Note: the form is filled out in accordance with the explanation for filling out the form intended for collecting administrative data on a gratuitous basis, "Report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers"

Appendix
to the form intended for collecting administrative data on a gratuitous basis, "Report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers"

Explanation for filling out the form intended for collecting administrative data on a gratuitous basis

"Report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers"

(index – Pril_2, frequency – quarterly)

Chapter 1. General Provisions

1. This explanation defines uniform requirements for filling out the form intended for collecting administrative data on a gratuitous basis, "Report on the number of credit histories in the database of credit histories and on the number of contracts for providing loans, services, and conditional obligations broken down by information providers" (hereinafter – the Form).

2. The Form is compiled quarterly and filled out as of the end of the reporting period.

3. The Form is signed by the executor and the head or person entrusted with the function of signing the report.

Chapter 2. Explanation for Filling out the Form

4. In column 3 of Table 1, the number of credit histories entered into the database of credit histories for the reporting period is indicated.

5. In column 4 of Table 1, the number of credit histories entered into the database of credit histories from the beginning of the creation of the database cumulatively is indicated.

6. In columns 4, 5, 6, 7, 8, 9, 10, and 11 of Table 2, information on the number of contracts for providing loans, services, and conditional obligations received into the credit bureau's database during the reporting quarter is indicated respectively.

7. In columns 12, 13, 14, 15, 16, 17, 18, and 19 of Table 2, information on the number of contracts for providing loans, services, and conditional obligations received into the credit bureau's database from the beginning of the creation of the database cumulatively is indicated.

8. In column 20 of Table 2, the date of the last update of information in the database by the information provider is indicated.

9. In row 3 of Table 2, information on organizations carrying out microfinance activities holding a license from the authorized body for regulation, control, and supervision of the financial market and financial organizations in accordance with Article 14 of the Law of the Republic of Kazakhstan "On Microfinance Activities" is indicated.

10. In row 4 of Table 2, information on individual entrepreneurs or legal entities selling goods and services on credit or providing payment deferrals, whose systematic signs are determined by the Resolution of the Government of the Republic of Kazakhstan dated January 18, 2005 No. 25 "On Approval of Systematic Signs of Individual Entrepreneurs or Legal Entities Selling Goods and Services on Credit or Providing Payment Deferrals", is indicated.

Appendix 2
to the Rules for Credit Bureaus to Submit Reports

Form, intended for collecting administrative data

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for collecting administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on the results of carrying out additional types of activities during the reporting quarter

Index of the form intended for collecting administrative data on a gratuitous basis: Pril_3

Frequency: quarterly

Reporting period: as of ""______ 20___ year

Circle of persons submitting the form intended for collecting administrative data on a gratuitous basis: credit bureau

Deadline for submitting the form intended for collecting administrative data on a gratuitous basis: quarterly, no later than the 15 (fifteenth) working day of the month following the reporting quarter

BIN: _______________________

Collection method: in electronic form

No.	Client Name	Business Identification Number (for a legal entity), Individual Identification Number (for an individual, including for an individual entrepreneur)	Basis	Name of Service	Cost of service, thousand tenge	Date of service provision
1	2	3	4	5	6	7
1.	Type of activity 1
1.1
1…
2.	Type of activity 2
2.1
2.2
2…
…	Type of activity …
…
…
	Total

Name _______________________________________________________ Address_______________________________________________________________ Phone ________________________________________ Email address _________________________ Executor ______________________________________ ________________ surname, name and patronymic (if any) signature, phone

Head or person entrusted with the function of signing the report ________________________________________________ ________________ surname, name and patronymic (if any) signature

Date "____" ______________ 20 year

Note: the form is filled out in accordance with the explanation for filling out the form intended for collecting administrative data on a gratuitous basis, "Report on the results of carrying out additional types of activities during the reporting quarter"

Appendix
to the form intended for collecting administrative data on a gratuitous basis, "Report on the results of carrying out additional types of activities during the reporting quarter"

Explanation for filling out the form intended for collecting administrative data on a gratuitous basis

"Report on the results of carrying out additional types of activities during the reporting quarter" (index – Pril_3, frequency – quarterly)

Chapter 1. General Provisions

1. This explanation defines uniform requirements for filling out the form intended for collecting administrative data, "Report on the results of carrying out additional types of activities during the reporting quarter" (hereinafter – the Form).

2. The Form is compiled quarterly and filled out as of the end of the reporting period.

3. The Form is signed by the executor and the head or person entrusted with the function of signing the report.

Chapter 2. Explanation for Filling out the Form

4. In rows 1 and 2 of column 2, the names of additional types of activities of the credit bureau provided for in point 2 of Article 7 of the Law of the Republic of Kazakhstan "On Credit Bureaus and Formation of Credit Histories in the Republic of Kazakhstan", within the framework of which services were provided during the reporting quarter, are indicated.