SGDB N° 025/2012: Request for Information on Fees for Payment Services and Instruments

[LOGO: BANCO CENTRAL DE BOLIVIA 1928]

11 MAY 2012 09 18
GENERAL CORRESPONDENCE
DISPATCHED

EXTERNAL CIRCULAR OF THE CENTRAL BANK OF BOLIVIA

La Paz, May 9, 2012
SGDB No. 025/2012

FROM: GENERAL MANAGEMENT
FINANCIAL ENTITIES MANAGEMENT
TO: FINANCIAL INTERMEDIATION ENTITIES
PAYMENT SERVICE PROVIDER COMPANIES
DEVELOPMENT FINANCIAL INSTITUTIONS
SUBJECT: REQUEST FOR INFORMATION ON FEES FOR PAYMENT SERVICES AND INSTRUMENTS

Ladies and Gentlemen:

The Central Bank of Bolivia communicates that, with the purpose of promoting the efficiency and use of payment services and instruments in the country, financial intermediation entities, payment service provider companies, and development financial institutions must complete (as applicable in each case) the attached spreadsheet with information on the fees they charge their clients for the payment instruments and services they offer. The information must be completed for the fiscal years 2011 and 2012.

The spreadsheet (Excel version) is available for download in the "Featured" section and in the payments system section of the official website of the Central Bank of Bolivia www.bcb.gob.bo.

The printed and electronic files must be sent to the Financial Entities Management of the Central Bank of Bolivia by May 18, 2012, without fail, and to the following email addresses: ealdazosa@bcb.gob.bo and aaortiz@bcb.gob.bo. Any inquiries will be addressed through the cited email addresses and at the phone numbers 2661615 - 2661639.

Sincerely,

[Signature]
CRO/MMV/MAAM/AAOA

Ayacucho and Mercado • Tel: (591-2) 2409090 • P.O. Box: 3118 bcb@bcb.gob.bo • La Paz - Bolivia

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Fees associated with payment instruments and services

Information for filling out and sending the information: i) The titles (in bold) in the first column on the left refer to payment instruments and services (check, manager's check, traveler's check, credit card, etc.). ii) Below the titles, the financial services associated with the payment instruments or services are detailed (e.g., Through the credit card, products such as: Visa Gold, Visa International, or my first card can be offered). iii) The cells must be filled with unit tariffs expressed in Bolivianos according to the respective concept (e.g., instrument: Credit card; Product 1: Visa Gold; Concept: Card issuance; Fee: 25). Similarly, in applicable cases, services must be differentiated by currency (national currency or foreign currency). iv) If the columns or rows are insufficient due to the amount of information or detail, add the corresponding spaces. v) The complete information must be sent to the following emails: jlucana@bcb.gob.bo and aaortiz@bcb.gob.bo vi) Inquiries will be attended to through the emails: jlucana@bcb.gob.bo and aaortiz@bcb.gob.bo or at the phone numbers 2661639 and 2661637.

Payment instrument/service
Check	Checkbook issuance	Checkbook renewal	Checkbook replacement due to theft or loss	Other concept 1	Other concept 2	Other concept 3
Product 1
Product 2
Product 3
Manager's check	Check issuance	Check renewal	Other concept 1	Other concept 2	Other concept 3	Other concept 4	Other concept 5
For people who are clients
For people who are not clients
Other product 1
Other product 2
Traveler's check	Check exchange	Other concept 1	Other concept 2
Product 1
Credit card	Card issuance	Card renewal	Card replacement due to theft or loss	Additional card issuance	Annual maintenance cost	Statement/extract issuance	Protection insurance	Debt cancellation insurance	Cash advance at local ATM	Cash advance via internet	Cash advance at foreign ATM	Cash advance at counter
Product 1
Product 2
Debit card	Card issuance	Card renewal	Card replacement due to theft or loss	Additional card issuance	Services linked to security devices	Cash withdrawal on other ATM networks	Cash withdrawal abroad	Cash withdrawal at another bank's ATM 1	Cash withdrawal at another bank's ATM 2	Cash withdrawal at another bank's ATM 3	Cash withdrawal at another bank's ATM 4	Cash withdrawal at another bank's ATM 5
Product 1
Product 2
Electronic services	Balance inquiry	Transfers to own accounts	Transfers to third-party accounts within the same entity	Transfers to accounts in other entities	Online bill payment	Online tax payment	Other concept 1
Home Banking
Mobile Banking
Electronic transfers to accounts in other entities	ACH	SIPAV
Requested at offices and/or counter
Requested via HomeBanking
Requested via other means
Automatic debits	Fixed fee per transaction to beneficiary	Variable fee to beneficiary (% of amount)
Electricity service
Fixed telephone service
Mobile telephone service
Water service
Educational services
Other service 1
Other service 2
National money orders	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)
From 1 to 1,700
From 1,701 to 2,500
From 2,501 to 5,000
From 5,001 to 12,000
From 12,001 to 40,000
From 40,001 to 100,000
From 100,001 onwards
Mobile wallet	For fund transfer between devices	For fund loading	For fund cashing	Other concept 1	Other concept 2	Other concept 3	Other concept 4
Product 1
Product 2
International money orders
Note: The Central Bank of Bolivia groups by country based on the volume of information of each Financial Intermediation Entity (FIE).
Note: If the destination country is not on the list, the FIE must add the corresponding country.
Send to Bolivia	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)	Fixed fee	Variable fee (% of amount)
Note: The information refers to remittances effectively received in the country of origin (fee to be charged in the receiving country), as applicable.
Country (Group 1)
Country (Group 2)
Country (Group 3)
Country (Group 4)
Country (Group 5)
Country (Group 6)
Country (Group 7)
Country (Group 8)
Country (Group 9)
Country (Group 10)