RegAlertRule · SSF · 26 Oct 2016 · NRSF-01
Technical Standards for Reporting Guaranteed Deposits
The Central Reserve Bank of El Salvador mandates that banks, branches of foreign banks, savings and credit societies, and cooperative banks report guaranteed and non-guaranteed deposits to the Deposit Guarantee Institute and the Financial System Superintendence. These obligated entities must submit the required data via a single electronic submission within the first ten business days of each month, covering the previous month's balances. The standards specify detailed reporting formats for checking, savings, and time deposits, including the segregation of excess amounts and specific exclusions such as deposits from related parties or those linked to money laundering.
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
THE STANDARDS COMMITTEE OF THE CENTRAL RESERVE BANK OF EL SALVADOR,
CONSIDERING:
I. That Article 156 of the Banks Law decrees that all banks regulated by said law shall be members of the Deposit Guarantee Institute. With the exception of the Agricultural Development Bank, the Multisectoral Investment Bank currently the Development Bank of El Salvador, and branches of foreign banks established in the country, the latter when they demonstrate to the Financial System Superintendence that the deposits collected are covered in an equal or better manner by insurance or guarantees constituted abroad.
II. That Article 166 of the Banks Law establishes that all information and verifications required by the Deposit Guarantee Institute regarding member banks shall be obtained and conducted through the Financial System Superintendence and the Central Reserve Bank of El Salvador.
III. That Article 167 in the last paragraph of the Banks Law determines that banks must report to the Deposit Guarantee Institute and the Financial System Superintendence, within the first ten business days of each month, the amount of guaranteed deposits.
IV. That Article 106 of the Law on Cooperative Banks and Savings and Credit Societies establishes that Cooperative Banks shall be members of the Deposit Guarantee Institute with the same rights and obligations that the law confers on banks.
THEREFORE,
by virtue of the regulatory powers conferred by Article 99 of the Law on Supervision and Regulation of the Financial System,
AGREES to issue the following:
TECHNICAL STANDARDS FOR REPORTING GUARANTEED DEPOSITS
CHAPTER I
OBJECT, SUBJECTS, AND TERMS
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Object
Art. 1.- These Standards aim to establish the manner in which obligated subjects must remit to the Deposit Guarantee Institute and the Financial System Superintendence, the deposits subject to guarantee.
Subjects
Art. 2.- The subjects obligated to comply with the provisions established in these Standards are:
a) Banks constituted in El Salvador; b) Branches of foreign banks established in the country; c) Savings and credit societies; and d) Cooperative banks.
The Agricultural Development Bank and branches of foreign banks established in the country are excepted, when such branches demonstrate to the Superintendence that the deposits collected are covered in an equal or better manner by insurance or guarantees constituted abroad.
Terms
Art. 3.- For the purposes of these Standards, the terms indicated below have the following meaning:
a) Central Bank: Central Reserve Bank of El Salvador; b) Guaranteed Deposits: The sum of deposits up to the value of the guarantee limit per person stipulated according to Article 167 of the Banks Law; c) Non-Guaranteed Deposits: Those deposits that do not have the guarantee of the Deposit Guarantee Institute because they exceed the value of the guarantee limit, as well as those listed in Article 168 of the Banks Law (2); d) Excess: The sum exceeding the guarantee limit per person, as well as interest balances to be paid; e) Business Group: In accordance with Article 5 letter n) of the Securities Market Law, it is one in which a society or set of societies have a common controller, who acting directly or indirectly participates with fifty percent as a minimum in the share capital of each of them or that have common shareholders who, directly or indirectly, are holders of fifty percent as a minimum of the capital of another society, which allows to presume that the economic and financial performance is determined by common interests or subordinate to the group; f) Institute: Deposit Guarantee Institute; g) Person, Client, or Depositor: Holder of one or several types of deposits; and (1) h) Superintendence: Financial System Superintendence. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
CHAPTER II
REQUIRED INFORMATION
Art. 4.- The obligated subjects must remit via a single submission to the Institute and the Superintendence, within the first ten business days of each month, information on deposits according to the formats and indications established in the Annexes of these Standards, referring to the last day of the previous month.
This submission must be made once the first paragraph of Article 14 of the "Technical Standards for Submission and Collection of Information for the Statistical Accounting System of Financial Entities" (NRP-51) (2) has been complied with.
The information to be reported shall be the Guaranteed Deposits and, for reconciliation and validation purposes, the Non-Guaranteed Deposits.
The maximum amount to be reported per depositor in Annex No. 1 of these Standards, in the column "Guaranteed Deposits," shall be the current guaranteed amount. The excesses must be reported by deposit type, in the column "Non-Guaranteed Deposits." (1)
In the case where the same person has more than one type of deposit, it must be reported only once, in the "Various" row; and if the sum of all deposits exceeds the guarantee limit, the excess must be reported in that same row, in the column "Non-Guaranteed Deposits." (1)
The deposits that must be reported as Non-Guaranteed Deposits are the following:
a) Those constituted with bearer deposit certificates; b) Those from other banks; c) Those from societies that belong to the same financial conglomerate or business group, of the obligated subject in question; d) Those from persons related to the obligated subject in question, in accordance with what is provided in Article 204 of the Banks Law, and Article 50 of the Law on Cooperative Banks and Savings and Credit Societies; e) Those belonging to autonomous estates such as trusts or any other similar figure, even if they have been constituted in the name of the entity administering them; f) Those that are property of persons who have been judicially demonstrated to have a relationship with money laundering and other assets or with terrorism financing; g) Excesses referred to in paragraphs three and four of this article; and (1) h) Interest balances to be paid. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
For the estimation of the total balance of deposits per client or account type, the Annexes must consider the principal balances and the interest balances to be paid.
Art. 5.- In the formats corresponding to Annexes Nos. 1 to 3, deposits will be grouped as follows:
a) Checking Accounts:
i. From item "2110 Demand Deposits", those called "Checking Account Deposits"; and
ii. From item "2114 Restricted and Inactive Deposits", those called "Seized Deposits" and "Inactive Deposits".
b) Savings Accounts:
i. From item "2110 Demand Deposits", those called "Savings Deposits" and "Simplified Savings Account Deposits"; and
ii. From item "2114 Restricted and Inactive Deposits", those called "Guarantee Deposits", "Seized Deposits", and "Inactive Deposits".
c) Time Deposits:
i. Those contained in item "2111 Agreed Deposits Up to One Year Term";
ii. Those contained in item "2112 Agreed Deposits More than One Year Term", and
iii. From item "2114 Restricted and Inactive Deposits", those called "Guarantee Deposits" and "Seized Deposits".
The Institute and the Superintendence may request clarifications as appropriate regarding the information obtained in accordance with these Standards.
Art. 6.- The obligated subjects must estimate the guaranteed and non-guaranteed deposits and provide the information based on Annexes Nos. 1 and 2, considering the following:
a) That the Institute will be the guarantor of deposits of the same depositor in an obligated subject for an amount of principal up to a quantity defined in accordance with the Banks Law; b) That in the case of accounts whose holders are two or more persons, the guarantee amount will be computed independently for each holder, with a limit of three persons per account; and c) Interest balances to be paid, since they are not part of the principal amount, will be considered within the excess.
For the sum of each type of deposit, the estimation of both guaranteed and non-guaranteed deposits must be reported.
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
In each case, the number of accounts and depositants considered must be made explicit.
Art. 7.- The Superintendence will remit the technical details related to the submission of the information requested in this article, which will be communicated within a maximum period of sixty days after the entry into force of these Standards. The technical details will be limited to the collection of information in accordance with what is regulated in these Standards. (1)
The obligated subjects must implement the necessary mechanisms for the submission of the information referred to in the previous paragraph within a maximum period of ninety days after the Superintendence notifies the technical details.
The name and structure of the data files containing the general information of guaranteed and non-guaranteed deposits are contemplated in Annex No. 9 of these Standards. (1)
The Superintendence will remit to the entities, within a maximum period of twenty business days after the approval of the modifications of Annexes Nos. 10, 11, and 12, with a copy to the Central Bank, the technical details related to the submission of the information required in said Annexes. (2)
The obligated subjects must implement the necessary mechanisms for the submission of the information referred to in the previous paragraph of this article within a maximum period of two months after receipt of the technical details. (2)
Art. 8.- The obligated subjects must designate a person responsible for the submission of the information required in these Standards, within the period established in Article 4 thereof.
The name of the person designated as the responsible for the submission of the information must be notified to the Institute and the Superintendence. In case of substitution, the obligated subjects must communicate the respective changes to the Institute and the Superintendence, within the following five business days after the change, in order to update the user name and assign the key for the submission of information by electronic means.
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
CHAPTER III
OTHER PROVISIONS AND VALIDITY
Sanctions
Art. 8-A.- Non-compliance with the provisions contained in these Standards will be sanctioned in accordance with what is established in the Law on Supervision and Regulation of the Financial System. (1)
Repeals
Art. 9.- These Standards render ineffective the "Standards for Reporting Guaranteed Deposits" (NPB4-22) approved by the Board of Directors of the Financial System Superintendence in Session CD 83/99 of December 8, 1999, and its reforms whose Organic Law was repealed by Legislative Decree Number 592 which contains the Law on Supervision and Regulation of the Financial System, published in the Official Journal Number 23, Volume 390, dated February 2, 2011.
Transitory
Art. 10.- Repealed (2)
Unforeseen Aspects
Art. 11.- Unforeseen aspects in regulatory matters in these Standards will be resolved by the Central Bank through its Standards Committee.
Validity
Art. 12.- These Standards will enter into force as of December first, two thousand sixteen.
MODIFICATIONS:
(1) Modifications to articles 3, 4, 7 and Annexes Nos. 1, 2, 3, 4, 5, 6, 7, and 8 and incorporation of article 8-A and Annex No. 9, approved by the Central Bank through its Standards Committee in Session No. CN-08/2022 dated September 23, two thousand twenty-two, with validity as of October 10, two thousand twenty-two.
(2) Modifications in articles 3, 4, and 7 and in Annexes Nos. 7 and 9, repeal of article 10, and incorporation of Annexes Nos. 10, 11, and 12, approved by the Central Bank through its Standards Committee in Session No. CN-10/2024 dated October 31, two thousand twenty-four, with validity as of November 15, two thousand twenty-four.
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 1
Guaranteed Deposits and Their Excesses (1)
Date: as of XX of XX of XXXX
Balances in United States Dollars
| Deposit Type | Guaranteed Deposits | Non-Guaranteed Deposits (1) | ||||
|---|---|---|---|---|---|---|
| Amount | Number of Accounts | Number of Depositors (persons) | Amount | Number of Accounts | Number of Depositors (persons) | |
| Checking Accounts | ||||||
| Savings Accounts | ||||||
| Time Deposits | ||||||
| Various (1) | ||||||
| TOTAL |
Repealed explanatory note 1 (1)
Repealed explanatory note 2 (1)
Instructions for filling out Annex No. 1 (1)
a) If the person has only one deposit, it must be reported in the row of the corresponding deposit type; (1) b) If the same person is the holder of more than one of the same type of deposit, the sum of these must be reported in the row of the corresponding deposit type, computing in the "Number of Accounts" columns the total number of accounts; (1) c) In the case where the same person is the holder of more than one type of deposit (1) (checking, savings, and time deposits), the sum of these must be reported only once in the "Various" deposit row, computing in the "Number of Accounts" columns the total number of accounts; (1) d) For letters a) to c), the "Amount" column of the "Guaranteed Deposits" column must not exceed the current guaranteed amount per person; (1) e) If any of the letters a) to c) exceed the current guaranteed amount, the excess must be reported, in the "amount" column of the "Non-Guaranteed Deposits" column; and (1) f) If a deposit account has more than one holder, the "Number of Depositors (persons)" column must consider the guaranteed amounts and permitted holders in accordance with letter b) of Article 6 of these Standards. (1)
The sum of the total of the "Amount" columns of guaranteed and non-guaranteed deposits must match the "Total deposit balance" of Annex No. 7 of these Standards. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 2
NON-GUARANTEED DEPOSITS BY LAW
Date: as of XX of XX of XXXX
Balances in United States Dollars
| Deposit Type | Amount | Number of accounts (1) | Number of depositors (persons) |
|---|---|---|---|
| Checking Accounts: | |||
| a) From other banks | |||
| b) Societies of the same conglomerate or group | |||
| c) Related | |||
| d) Estates administered by third parties | |||
| e) Those that are property of persons who have been judicially demonstrated to have a relationship with money laundering and other assets or with terrorism financing | |||
| Savings Accounts: | |||
| a) From other banks | |||
| b) Societies of the same conglomerate or group | |||
| c) Related | |||
| d) Estates administered by third parties | |||
| e) Those that are property of persons who have been judicially demonstrated to have a relationship with money laundering and other assets or with terrorism financing | |||
| Time Deposits: | |||
| a) From other banks | |||
| b) Societies of the same conglomerate or group | |||
| c) Related | |||
| d) Estates administered by third parties | |||
| e) Those that are property of persons who have been judicially demonstrated to have a relationship with money laundering and other assets or with terrorism financing | |||
| Various: (1) | |||
| a) From other banks (1) | |||
| b) Societies of the same conglomerate or group (1) | |||
| c) Related (1) | |||
| d) Estates administered by third parties (1) | |||
| e) Those that are property of persons who have been judicially demonstrated to have a relationship with money laundering and other assets or with terrorism financing (1) | |||
| Instructions for filling out Annex No. 2 (1) |
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 2
NON-GUARANTEED DEPOSITS BY LAW
Date: as of XX of XX of XXXX
Balances in United States Dollars
| Deposit Type | Amount | Number of accounts (1) | Number of depositors (persons) |
|---|---|---|---|
| a) If the person has only one deposit, it must be reported in the row of the corresponding deposit type. (1) | |||
| b) If the same person is the holder of more than one of the same type of deposit, the sum of these must be reported in the row of the corresponding deposit type, computing in the "Number of Accounts" columns the total number of accounts. (1) | |||
| c) In the case where the same person is the holder of more than one type of deposit (checking, savings, and time deposits), the sum of these must be reported only once in the "Various" row, computing in the "Number of Accounts" columns the total number of accounts. (1) |
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 3
DEPOSIT INFORMATION BY AMOUNT AND ACCOUNT TYPE Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 4
GUARANTEED DEPOSITORS BY LAW (1)
Date: as of XX of XX of XXXX
Balances in United States Dollars (1)
| Amounts | Balance per Depositor | ||
|---|---|---|---|
| No. Persons | No. Accounts | Balance | |
| 0 to 1000 | |||
| 1001.01 to 5000 | |||
| 5000.01 to Current Guarantee Limit¹/ (1) | |||
| Current Guarantee Limit + 0.01¹/ (1) to 50000 | |||
| 50000.01 to 75000 | |||
| 75000.01 to 100000 | |||
| 100000.01 to 500000 | |||
| 500000.01 to 1000000 | |||
| More than 1 million | |||
| Total |
1/ Updated based on the Law. (1)
Instructions for filling out Annex No. 4
The purpose of the annex is to obtain the quantity of guaranteed depositors based on the amount of deposits. (1)
To obtain the information from this annex, the following must be considered: (1) a) Include only guaranteed depositors, that is, excluding the deposits from Annex No. 2 of these Standards. (1) b) Group deposits by client and classify them by deposit range. (1) c) Place the deposit amount in the balance column according to the corresponding range. (1) d) If the same person is the holder of more than one of the same type of deposit or different types of deposits "accounts", the sum of the types of deposits will be located in the "Amounts" range; for this case, the "No. Accounts" column will consider all accounts of the holder. (1) e) If a deposit account has more than one holder, the balance will be placed for the deposit amount according to the corresponding range; for this case, in the "No. of persons" column, the permitted holders must be considered in accordance with letter b) of Article 6 of these Standards. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 5
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 6
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 7
TOTAL DEPOSIT BALANCE
Date: as of XX of XX of XXXX
Balances in United States Dollars
| Deposit Type | Amount |
|---|---|
| Checking Accounts | |
| Savings Accounts | |
| Time Deposits | |
| Total |
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 8
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 9
DATA FILE STRUCTURE FOR GUARANTEED AND NON-GUARANTEED DEPOSITS
This annex specifies the structure of the data files that must be submitted electronically to the Institute and the Superintendence. The file must be in CSV format, with the following fields:
- Institution Code: Alphanumeric code assigned by the Superintendence.
- Report Date: Date of the report (YYYY-MM-DD).
- Deposit Type: Code indicating the type of deposit (Checking, Savings, Time, Various).
- Guaranteed Amount: Numeric value of the guaranteed portion.
- Non-Guaranteed Amount: Numeric value of the non-guaranteed portion.
- Number of Accounts: Numeric count of accounts.
- Number of Depositors: Numeric count of depositors.
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| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 10
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 11
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 12
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 13
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 14
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 15
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 16
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 17
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) | |||||||||||||||||||
| Current Guarantee Limit + 0.01¹ (1) to 50,000.00 | |||||||||||||||||||
| 50,000.01 to 75,000.00 | |||||||||||||||||||
| 75,000.01 to 100,000.00 | |||||||||||||||||||
| 100,000.01 to 500,000.00 | |||||||||||||||||||
| 500,000.01 to 1,000,000.0 | |||||||||||||||||||
| More than 1 million | |||||||||||||||||||
| Totals (1) |
1/ Updated based on the Law. (1)
*
| CNBCR-11/2016 | ||
|---|---|---|
| Approval: 26/10/2016 | NRSF-01; TECHNICAL STANDARDS FOR REPORTING GUARANTEED; DEPOSITS | |
| Validity: 01/12/2016 |
Annex No. 18
DEPOSIT INFORMATION BY AMOUNT AND TYPE OF ACCOUNT Date: as of XX of XX of XXXX Balances in United States Dollars
| Amounts | Natural Persons | Legal Persons | Public Legal Persons | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Checking | Savings | Time | Checking | Savings | Time | Checking | Savings | Time | |||||||||||
| No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | No. Accounts | Balance | ||
| 0 to 1,000.00 | |||||||||||||||||||
| 1,001.01 to 5,000.00 | |||||||||||||||||||
| 5,000.01 to Current Guarantee Limit¹ (1) |
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RegAlert holds no document that amends or replaces this one. This is not a check that it is in force: confirm with the regulator.
The links and the sentences they come from (1)
- Supersedes
- Resolution No. NPB4-22 dated 1999-12-08Not in RegAlert
“These Standards render ineffective the "Standards for Reporting Guaranteed Deposits" (NPB4-22) approved by the Board of Directors of the Financial System Superintendence in Session CD 83/99 of December 8, 1999”
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