Credit & Lending regulation in Saudi Arabia

Credit, lending, digital-lending and loan-classification regulation from banking supervisors worldwide. 72 publications, summarized in English and updated same-day.

2026-05-21

Limitation of the Right of Recourse against Real Estate Finance Entities in Real Estate Portfolios Sold to the Saudi Real Estate Refinance Company, and Exemption of such Portfolios from the Requirement to Obtain SAMA's No-Objection

Saudi Arabia

SAMA

2026-05-17

Emphasis on the Obligations of Finance Entities to Verify Cases of Economic Total Loss of Motor Vehicles Financially Leased to Individuals

Saudi Arabia

SAMA

2025-12-24

Circular Regarding the Increase of the Maximum Limit in Paragraph (1) of Article (Twenty-Second) of the Rules for Regulating Buy-Now-Pay-Later (BNPL) Companies

Saudi Arabia

SAMA

2025-12-22

Circular on the Guide to Financial Institutions Services Fees and Amendment of Regulatory Articles Related to Administrative Fees

Saudi Arabia

SAMA

2025-12-22

Not Requesting Promissory Notes from Individual Consumers when Offering Credit Card Financing Products

Saudi Arabia

SAMA

2025-10-15

Sharing Residential Real Estate Finance Data with the Saudi Credit Bureau (SIMAH)

Saudi Arabia

SAMA

2025-09-04

Circular on Frequently Asked Questions Regarding the Rules for Issuance and Operation of Credit Cards

Saudi Arabia

SAMA

2025-06-19

Rules of Issuance and Operation of Credit Cards

Saudi Arabia

SAMA

2025-06-04

Emphasis on Exercising Due Diligence when Verifying Customer Income Prior to Granting Finance

Saudi Arabia

SAMA

2025-03-09

Allowing the Saudi Real Estate Refinance Company to Purchase Residential Mortgage Portfolios from Real Estate Financiers after a Minimum of One Month from the Date of Granting the Financing Related to those Assets

Saudi Arabia

SAMA

2024-10-17

Approval of the Amendment to the Rules for Engaging in Debt-Based Crowdfunding

Saudi Arabia

SAMA

2024-09-09

Exemption of Bank Accounts for Enforcement Courts Established to Collect Enforcement Amounts from Inoperative Account Classification Stages

Saudi Arabia

SAMA

2024-09-09

Financing Amount to the Value of the First Home of Customers Whose Properties Are Covered Within the Scope of Expropriation

Saudi Arabia

SAMA

2023-10-31

Circular Re. Rules Governing Calculation of Annual Percentage Rate (APR)

Saudi Arabia

SAMA

2023-08-02

Financing Product for Private Dental Healthcare Facilities

Saudi Arabia

SAMA

2023-05-18

Approval of Off-Plan Sales Licenses Issued by the ECZA

Saudi Arabia

SAMA

2023-05-14

In-kind Real Estate Registration

Saudi Arabia

SAMA

2022-10-02

Ensure that finance companies update their credit granting policies and procedures

Saudi Arabia

SAMA

2022-08-31

Emphasis on Applying the Method for Calculating Government Subsidies Provided by the Ministry of Municipal and Rural Affairs and Housing or the Real Estate Development Fund

Saudi Arabia

SAMA