2020-12-02 | 70/2020

Regulation 70/2020 on the Net Stable Funding Ratio of Banks

The Bank of Albania’s Supervisory Council has approved Regulation No. 70/2020, establishing a mandatory Net Stable Funding Ratio framework for all licensed banks and foreign bank branches in Albania. The regulation mandates a minimum NSFR of 100 percent, calculated on both individual and consolidated bases across reporting and significant foreign currencies, while detailing specific calculation methodologies for liabilities, assets, derivatives, and netting arrangements. Set to take full effect on January 1, 2023, the rule requires banks to implement necessary internal measures and submit interim progress reports every six months alongside quarterly NSFR disclosures beginning in March 2022.

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