2026-03-11

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2026 Q2: Quarterly decision of the National Bank of Belgium on the countercyclical buffer rate (1 April 2026): 1.25 %

The National Bank of Belgium maintains the countercyclical capital buffer rate for exposures in Belgium at 1.25% for the second quarter of 2026. This decision incorporates a previously separate mortgage portfolio buffer into the general countercyclical requirement, resulting in a total macroprudential capital requirement reduction from approximately €3.9 billion to €3.3 billion effective 1 July 2026. The regulator considers this buffer sufficient to ensure banking sector resilience despite recent credit growth and financial market volatility.

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