CA 24-3: Revised A Guide to HMDA Reporting Getting It Right

The Board of Governors of the Federal Reserve System issued Consumer Affairs Letter CA 24-3 to distribute a revised version of the HMDA reporting guide developed by the Interagency Task Force. This updated guidance assists Federal Reserve-supervised institutions in complying with the Home Mortgage Disclosure Act and CFPB Regulation C for data collected starting January 1, 2024. The letter mandates that Reserve Banks distribute the document to supervised institutions and examination staff to ensure adherence to key institutional, transactional, and data collection requirements.

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