Circular Letter No. 2.714

CIRCULAR LETTER No. 002714 ------------------------ Bank tariffs - Establishes new form and deadlines for the provision of information to the Central Bank of Brazil by the financial institutions it specifies. In view of the provisions of art. 3 of Resolution No. 2.303, of 25.07.96, with the wording given to it by art. 1 of Resolution No. 2.343, of 19.12.96, multiple banks with commercial, investment and/or credit, financing and investment portfolios, commercial banks, savings banks, investment banks and credit, financing and investment companies must send to the Department of Special Studies and Monitoring of the Financial System (DEASF) of the Central Bank of Brazil, by 24.01.97, the information relating to the maximum tariffs charged for the provision of the services listed below, even if they have already been provided on other occasions: - preparation of registration form; - renewal of registration form; - consultation of credit protection services; - standard card for debit, withdrawal and consultations; - card for debit, withdrawal and overdraft guarantee; - multiple card - national scope; - multiple card - international scope; - additional multiple card - national scope; - additional multiple card - international scope; - 10-leaf checkbook; - 20-leaf checkbook; - administrative check; - single check; - check return; - opposition/stop payment of check; - maintenance of stopped check; - inclusion/exclusion in the bounced check registry; - check collection by clearing; - account opening; - account maintenance; - inactive account maintenance; - advance to depositors, including overdraft limit excess; - granting of overdraft or guaranteed account; - renewal of overdraft or guaranteed account; - authorized debit in account; - withdrawal at external automated teller machine; - issuance of DOC "C"; - issuance of DOC "D"; - payment order; - deposit at another branch; - account statement via electronic terminal; - account statement by other means; - account statement by copies of microfilms, microfiches and similar; - collection: entry via bordero; - collection: entry by magnetic means; - collection: entry without registration - via slip issued by the client; - maintenance of overdue title; - sending of title for protest; - suspension of protest; - return of title; - opening of credit; - debt renegotiation; - replacement of collateral; - copy of documents - 2nd copy; - reimbursement of expenses with telephone call; - reimbursement of expenses with sending fax; - enveloping of documents; - payment of employees via list; - payment of employees via magnetic means. 2. This information must be provided by filling out a standard form, which may be obtained at the service centers of the regional offices of this Body as of 16.01.97 and must be signed by the responsible director. 3. After the aforementioned submission, any changes to the informed values must be communicated to this Department, at least ten business days in advance of their effective date,
using the aforementioned form. 4. All fields of the form in question must be filled in, even if a specific service does not charge a tariff (enter value zero), or voided (in the case of a certain service not being provided by the institution). 5. Non-compliance with any of the determinations of this Circular Letter subjects the institution to the penalties provided for in Resolution No. 2.194, of 31.08.95. 6. Circular Letter No. 2.701, of 25.11.96, is revoked. Brasilia, 14 January 1997. DEPARTMENT OF SPECIAL STUDIES AND MONITORING OF THE FINANCIAL SYSTEM Eduardo Felix de Sousa Acting Head