Circular Letter No. 3451 — Establishes format, deadlines and conditions for sending credit operation information in the Credit Information System (SCR)

CIRCULAR LETTER NO. 003451

Establishes format, deadlines and conditions for sending information on credit operations, within the scope of the Credit Information System (SCR) governed by Circular No. 3,445 of 2009.

In accordance with the provisions of Article 17 of Circular No. 3,445 of March 26, 2009, we clarify that the registration of the information referred to in Article 1 of that circular, in the Credit Information System (SCR), will also be carried out through document code 3040 - Credit Risk Data, without prejudice to the preparation and transmission of the documents mentioned in Circular Letters No. 3,418 of October 22, 2009, and No. 3,419 of December 10, 2009.

2. All institutions mentioned in Article 4 of Resolution No. 3,658 of December 17, 2008, must prepare the document referred to in the preceding paragraph, with the base date being the last day of each month, and transmit it monthly to the Central Bank of Brazil (BCB) by the 10th (tenth) business day of the month following the respective base date:

I - regarding each of the credit operations, individually, whose clients have responsibility equal to or greater than the limit established in Article 1, Item II of Circular No. 3,445 of 2009, and to other credit operations, in an aggregated manner;

II - in a homologation regime, starting from the base date of September 30, 2010, inclusive;

III - in an assisted production regime, starting from the base date of February 28, 2011, inclusive; and

IV - in a definitive production regime, starting from the base date of July 31, 2011, inclusive.

3. The transmission of the document referred to in paragraph 1 must be carried out according to the coding of the Document Catalog (Cadoc), presented in the annex to this Circular Letter.

4. The filling instructions and layouts of the document referred to in paragraph 1, as well as the XSD validation schemas, example files, and the validation application, will be available on the Central Bank of Brazil's Internet page, at the addresses http://www.bcb.gov.br/?LEIAUTES and http://www.bcb.gov.br/?SCR.

5. This circular letter enters into force on the date of its publication.

Brasília, June 7, 2010.

Department of Monitoring of the Financial System and Information Management (Desig)

Sidnei Correa Marques
Head

Annex

Document Catalog (Cadoc) Coding

I - Document code 3040, for file transfer in the PSTAW10 program:

a) 20.1.3.271-4, for commercial banks;

b) 22.1.3.270-5, for development banks;

c) 24.1.3.477-0, for investment banks;

d) 26.1.3.273-2, for multiple banks;

e) 28.0.3.031-3, for the National Bank for Economic and Social Development (BNDES);

f) 38.0.3.274-1, for Caixa Econômica Federal;

g) 39.1.3.033-6, for mortgage companies;

h) 43.1.3.006-1, for central credit cooperatives;

i) 44.1.3.269-7, for singular credit cooperatives;

j) 77.1.3.270-5, for leasing companies;

k) 81.1.3.270-8, for credit, financing and investment companies;

l) 83.1.3.272-0, for real estate credit companies;

m) 84.1.3.007-5, for microentrepreneur credit companies;

n) 05.1.3.013-3, for development agencies;

o) 12.1.3.272-2, for savings and loan associations;

p) 27.1.3.009-4, for exchange banks;

q) 79.1.3.471-8, for securities brokerage firms;

r) 85.1.3.471-9, for securities distribution companies;

s) 74.1.3.018-8, for financial institutions and legal entities in extrajudicial liquidation.