Circular Letter No. 3418 — Establishes Procedures for Reporting Specific Credit Operation Information in the Credit Information System (SCR)

CIRCULAR LETTER NO. 3418

Establishes the procedures to be observed in the transmission of information of a specific nature regarding credit operations, within the scope of the Credit Information System (SCR) governed by Circular No. 3,445 of 2009.

1. Specific information regarding credit operations, within the scope of the Credit Information System (SCR) governed by item I of Article 1 of Circular No. 3,445 of March 26, 2009, must be calculated by the institutions mentioned in items II to VIII, X, XIII, XV to XVII of Article 4 of Resolution No. 3,658 of December 17, 2008:

I - on the base date representing the last business day of the reference month, for operations carried out with directed resources, considered those contracted with resources or with interest rates established in legislation or current regulation;

II - daily, for the remaining operations.

2. The information referred to in item 1 must be sent to the Department of Monitoring of the Financial System and Information Management (Desig) weekly, until the fifth business day following the last base date of each week, through document code 3050 - Aggregated Statistics of Credit and Financial Leasing, for file transfer, according to the coding of the Document Catalog (Cadoc), presented in the annex to this circular letter:

I - starting from the base date of May 3, 2010, inclusive, in assisted production regime;

II - starting from the base date of August 2, 2010, inclusive, in definitive production regime.

3. The document referred to in item 2 must be:

I - sent through:

a) the PSTAW10 application (information exchange), in the form of Circular Letter No. 2,847 of April 13, 1999, available for download on the Central Bank of Brazil website at http://www.bcb.gov.br/htms/pstaw10.asp; or

b) Connect Direct software.

II - prepared in XML (eXtensible Markup Language) format;

III - validated, before its transmission, using the XSD (XML Schema Definition) validation scheme.

4. The filling instructions, the layout of the document referred to in item 2, the XSD validation scheme, the example file, and the validator program are available on the Central Bank of Brazil website at http://www.bcb.gov.br/?LEIAUTES.

5. Any changes to the model, layout, filling instructions, example file, validation scheme, and validator program of the document referred to in item 2 must be implemented in the manner established in a specific communication.

6. The PESP930 transaction of the Central Bank Information System (Sisbacen) can be used to register:

I - the base date from which the document referred to in item 2 will no longer be sent, in the case of null balances being calculated in all modalities of credit operations;

II - the exclusive carrying out of credit operations with directed resources.

7. The transaction mentioned in item 6 must be used to register:

I - the base date from which the document referred to in item 2 must be sent, in the case of the institution starting to present a positive balance in any of the modalities of credit operations, to authorize its reception;

II - the base date from which the institution will no longer exclusively carry out credit operations with directed resources.

8. Any doubts related to the document referred to in item 2 must be sent to the address "scr.gestao@bcb.gov.br", with the expression "SCR - Aggregated Statistics of Credit and Financial Leasing" in the "subject" field.

9. The document of code 2211 - Daily Aggregated Data of Credit Operations, for file transfer, governed by item I of item 1 of Circular Letter No. 3,404 of June 30, 2009, must be sent only until the base date of January 31, 2011, inclusive, when its transmission will be discontinued.

10. This circular letter enters into force on the date of its publication.

Brasília, October 22, 2009.

Economic Department Department of Monitoring of the Financial System and Information Management

Altamir Lopes Sidnei Correa Marques
Chief Chief

Information Technology Department

José Antonio Eirado Neto
Chief

Annex

Coding of the Document Catalog (Cadoc)

I - Document of code 3050, for file transfer:

a) 12.1.0.303-6, for savings and loan associations;

b) 20.1.0.306-6, for commercial banks;

c) 27.1.0.003-1, for exchange banks;

d) 22.1.0.202-7, for development banks;

e) 24.1.0.404-7, for investment banks;

f) 26.1.0.404-5, for multiple banks;

g) 28.0.0.005-1, for the National Bank for Economic and Social Development (BNDES);

h) 38.0.0.406-1, for Caixa Econômica Federal;

i) 39.1.0.003-6, for mortgage companies;

j) 77.1.0.014-6, for financial leasing companies;

k) 81.1.0.004-6, for credit, financing, and investment companies;

l) 83.0.0.004-4, for real estate credit companies.