Circular Letter No. 3463 — Establishes procedures for transmitting specific credit operation information in the Credit Information System (SCR)

CIRCULAR LETTER NO. 003463

Establishes the procedures to be observed in the transmission of specific nature information on credit operations, within the scope of the Credit Information System (SCR) governed by Circular No. 3,445, of 2009.

Specific nature information on credit operations, within the scope of the Credit Information System (SCR) governed by item I of Article 1 of Circular No. 3,445, of March 26, 2009, must be calculated by the institutions mentioned in items II to VIII, X, XIII, XV to XVII of Article 4 of Resolution No. 3,658, of December 17, 2008:

I - on the base date representing the last business day of the reference month, for operations carried out:

a) with directed resources;

b) with free resources, in the following modalities:

1 - real estate financing;

2 - rural credit;

3 - credit card - cash purchases;

4 - other free credits;

II - daily, for the remaining operations.

2. The information referred to in item 1 must be sent to the Department of Monitoring of the Financial System and Information Management (Desig), weekly, until the fifth business day following the last base date of each week, through the document of code 3050 - Aggregated Statistics of Credit and Financial Leasing, for file transfer, according to the coding of the Document Catalog (Cadoc), presented in the annex to this circular letter:

I - until the base date of August 31, 2010, inclusive, in assisted production regime;

II - from the base date of September 1, 2010, inclusive, in definitive production regime.

3. The document referred to in item 2 must be:

I - sent through the PSTAW10 application (information exchange), in the manner of Circular Letter No. 2,847, of April 13, 1999, available for download on the Central Bank of Brazil's website at http://www.bcb.gov.br/htms/pstaw10.asp;

II - prepared in XML (eXtensible Markup Language) format;

III - validated, before its transmission, using the XSD (XML Schema Definition) validation schema.

4. The filling instructions, the layout of the document referred to in item 2, the XSD validation schema, the example file, and the validator program are available on the Central Bank of Brazil's website at http://www.bcb.gov.br/?LEIAUTES.

5. Any changes to the model, layout, filling instructions, example file, validation schema, and validator program of the document referred to in item 2 must be implemented in the manner established in a specific communication.

6. The PESP930 transaction of the Central Bank Information System (Sisbacen) may be used to register:

I - the base date from which the document referred to in item 2 will no longer be sent, in the case of null balances being calculated in all credit operation modalities;

II - the sending of the document referred to in item 2 only in the manner of item I of item 1, given the exclusive carrying out of the credit operations mentioned therein.

7. The transaction mentioned in item 6 must be used to register:

I - the base date from which the document referred to in item 2 must be sent, in the case of the institution starting to present a positive balance in any of the credit operation modalities, so that its reception is authorized;

II - the base date from which the institution will no longer exclusively carry out the credit operations mentioned in item I of item 1.

8. Any doubts regarding this may be resolved in the manner of Communication No. 19,683, of May 7, 2010.

9. The document of code 2211 - Aggregated Daily Data of Credit Operations, for file transfer, governed by item I of item 1 of Circular Letter No. 3,419, of December 10, 2009, must be sent only until the base date of February 28, 2011, inclusive, when its transmission will be discontinued.

10. This circular letter enters into force on the date of its publication.

11. Circular Letter No. 3,418, of October 22, 2009, is revoked.

Brasília, August 6, 2010.

Economic Department Department of Monitoring of the Financial System and Information Management

Altamir Lopes Sidnei Correa Marques
Head Head

Information Technology Department

José Antonio Eirado Neto
Head

Annex

Document Catalog (Cadoc) Coding

I - Document of code 3050, for file transfer:

a) 12.1.0.303-6, for savings and loan associations;

b) 20.1.0.306-6, for commercial banks;

c) 27.1.0.003-1, for exchange banks;

d) 22.1.0.202-7, for development banks;

e) 24.1.0.404-7, for investment banks;

f) 26.1.0.404-5, for multiple banks;

g) 28.0.0.005-1, for the National Bank for Economic and Social Development (BNDES);

h) 38.0.0.406-1, for Caixa Econômica Federal;

i) 39.1.0.003-6, for mortgage companies;

j) 77.1.0.014-6, for financial leasing companies;

k) 81.1.0.004-6, for credit, financing, and investment companies;

l) 83.0.0.004-4, for real estate credit companies.