2022-03-24 | Resolução CMN 4995

Added 2026-09-27

CMN Resolution No. 4,995 — Revises and Consolidates Rules on Credit Limits for Public Sector Operations

CMN Resolution No. 4,995 establishes a maximum credit limit of 45% of Reference Equity for financial institutions' operations with public sector entities and defines the annual global credit limit for new operations, which is set by the National Monetary Council. The resolution prohibits credit operations with delinquent public entities, entities with pending records in the Cadip system, and those involving specific types of guarantees or debt transfers, while excluding operations guaranteed by the Union and those meeting specific criteria for state-owned enterprises from the global limit. It also revokes previous resolutions and mandates the maintenance of the Cadip system and the publication of credit operation information by the Central Bank of Brazil.

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Banco Central do Brasil

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CMN RESOLUTION NO. 4,995, OF MARCH 24, 2022

Revises and consolidates the rules that provide for the maximum limit for the amount of credit operations with public sector bodies and entities and the annual global credit limit to public sector bodies and entities, to be observed by financial institutions and other institutions authorized to operate by the Central Bank of Brazil.

The Central Bank of Brazil, in accordance with art. 9 of Law No. 4,595, of December 31, 1964, makes it known that the National Monetary Council, in a session held on March 24, 2022, taking into account the provisions of art. 4, items VI and VIII, of the aforementioned Law, and of arts. 5, 7 and 8 of Decree No. 10,139, of November 28, 2019,

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Supersedes

CMN Resolution No. 4821 - Amends the Annual Global Limit for Credit Operations with Public Sector Entities in 20202020CMN Resolution No. 4589 - Defines exposure limit and annual global credit limit for public sector entities2017Resolution No. 4610 dated 2017-11-30not in RegAlertResolution No. 4690 dated 2018-10-29not in RegAlertResolution No. 4702 dated 2018-12-19not in RegAlertResolution No. 4779 dated 2020-02-20not in RegAlert

+5 more

Resolution No. 4845 dated 2020-08-24not in RegAlertResolution No. 4869 dated 2020-11-27not in RegAlertResolution No. 4891 dated 2021-02-26not in RegAlertResolution No. 4964 dated 2021-11-25not in RegAlertResolution No. 4972 dated 2021-12-16not in RegAlert

Amended by

CMN Resolution No. 5342 — Amends the Annex to CMN Resolution No. 4995 of March 24, 20222026CMN Resolution No. 5,339 — Amends the Annex to CMN Resolution No. 4,995, of March 24, 20222026Resolution CMN No. 5310 - Amends the Annex to Resolution CMN No. 4,995 of March 24, 20222026CMN Resolution No. 5,302 — Amending the Annex to CMN Resolution No. 4,995 of March 24, 20222026CMN Resolution No. 5282 - Amends the Annex to CMN Resolution No. 4.995 of March 24, 20222026CMN Resolution No. 5,271 — Proposes to Alter Authorized Sublimits for Credit Operations with Public Sector Entities for the 2025 Fiscal Year2025

+11 more

CMN Resolution No. 5,264 — Proposes to increase authorized sub-limits for credit operations with public sector entities for the 2025 fiscal year2025CMN Resolution No. 5,249 — Proposes to Increase Sublimits for Credit Operations with Public Sector Entities for 20252025CMN Resolution No. 5,233 — Proposes reallocation of authorized sub-limits for credit operations with public sector entities for 2025 by modifying the Annex to CMN Resolution No. 4,9952025Resolution CMN No. 5201 — Proposes to Alter the Global Annual Limits Authorized for Credit Operations with Public Sector Entities for 2025 and 20262025CMN Resolution No. 5176 — Proposes to reallocate authorized sublimits for contracting credit operations with public sector bodies and entities for the 2024 fiscal year2024Resolution CMN No. 5,115 — Amends the annual global limits authorized for contracting credit operations with public sector entities for the 2024-2026 triennium2024CMN Resolution No. 5,106 — Amending the Annual Global Limit for Credit Operations with Public Sector Entities in 20232023CMN Resolution No. 5,096 — Amending the Annual Global Limit for Credit Operations with Public Sector Entities in 20232023CMN Resolution No. 5,073 — Defines Annual Global Limit for Credit Operations with Public Sector Entities for 2022, 2023, and 20242023CMN Resolution No. 5,059 — Defines Annual Global Limit for Credit Operations with Public Sector Entities for 2023 and 20242022CMN Resolution No. 5,041 — Amends Resolution CMN No. 4,995 Regarding Credit Limits for Public Sector Entities2022

Amends

Resolution No. 5041 dated 2022-10-20not in RegAlertResolution No. 5054 dated 2022-12-15not in RegAlertResolution No. 5059 dated 2022-12-16not in RegAlertResolution No. 5191 dated 2024-12-19not in RegAlert

Issued under

Law No. 4595 dated 1964-12-31not in RegAlert

Basis for

Joint Instruction No. 3 — Amends Instruction BCB No. 296 of August 22, 2022, regarding credit operation registration with the Public Sector (Cadip)2024Instruction Normative BCB No. 339 of December 23, 20222022Normative Instruction BCB No. 314 — Amending the Credit Operations Registration System Manual for the Public Sector (Cadip Manual)2022Instruction Normative BCB No. 296 — Amends and Consolidates Instructions for Registration of Operations in the Public Sector Credit Operations Registration System (Cadip)2022Resolution CMN No. 4996 — Defines Procedures for Financial Institutions to Contract Credit Operations under the Fiscal Recovery Regime2022

Referred to by

Normative Instruction BCB No. 697 of December 30, 20252025Central Bank of Brazil Instruction Normative No. 458 of March 25, 20242024Normative Instruction BCB No. 286 — Amends Filling Instructions and Layout of Document Code 2061 (DLO)2022Resolution BCB No. 229 — Procedures for Calculating the Risk-Weighted Asset Component for Credit Risk Exposures under the Standardized Approach2022

Timeline

Amended 17 times · last 2026-09-14

• 2026-09-14BCBCMN Resolution No. 5342 — Amends the Annex to CMN Resolution No. 4995 of March 24, 2022amends
• 2026-08-27BCBCMN Resolution No. 5,339 — Amends the Annex to CMN Resolution No. 4,995, of March 24, 2022amends
• 2026-06-25BCBResolution CMN No. 5310 - Amends the Annex to Resolution CMN No. 4,995 of March 24, 2022amends
• 2026-05-05BCBCMN Resolution No. 5,302 — Amending the Annex to CMN Resolution No. 4,995 of March 24, 2022amends
• 2026-02-26BCBCMN Resolution No. 5282 - Amends the Annex to CMN Resolution No. 4.995 of March 24, 2022amends

Show all 17

This document supersedes: CMN Resolution No. 4821 - Amends the Annual Global Limit for Credit Operations with Public Sector Entities in 2020, CMN Resolution No. 4589 - Defines exposure limit and annual global credit limit for public sector entities

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works