RegAlert2022-09-29 | Resolução CMN 5037Added
CMN Resolution No. 5,037 — Amends and Consolidates Normative Acts Regarding the Credit Information System (SCR)
CMN Resolution No. 5,037 consolidates and amends regulations governing the Credit Information System (SCR), defining credit operations and mandating that financial institutions and other authorized entities report credit data to the Central Bank of Brazil. It establishes rules for data sharing with clients, credit database managers, and guarantors, requiring specific client authorization and prior notification before data registration. The resolution sets a five-year retention period for authorizations and communications, mandates the disclosure of system information by institutions, and repeals previous resolutions 4,571 and 4,656, becoming effective on November 1, 2022.
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Resolution No. 222
CMN RESOLUTION NO. 5,037, OF SEPTEMBER 29, 2022
Amends and consolidates the normative acts that provide for the Credit Information System (SCR).
The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes it public that the National Monetary Council, in a session held on September 29, 2022, based on the provisions of Article 4, items VI and VIII, of the aforementioned Law, Article 2 of Law No. 4,728, of July 14, 1965, Article 1 of Decree-Law No. 70, of November 21, 1966, Article 7 of Law No. 6,099, of September 12, 1974, Article 1, sole paragraph, item XIII, and sole paragraph, items I and VII, of Complementary Law No. 105, of January 10, 2001, Article 12 of Complementary Law No. 130, of April 17, 2009, and taking into account the provisions of Article 3, items V and VI, of Law No. 4,595, of 1964, Articles 106 and 107 of Law No. 13,097, of January 19, 2015, Article 22 of Law No. 12,810, of May 15, 2013, and Article 9 of Law No. 12,865, of October 9, 2013,
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Show all related documents (28)
- Supersedes
- Resolution CMN No. 4571 — Establishes the Credit Information System (SCR)2017
- Amends
- Resolution No. 4656 dated 2018-04-26not in RegAlert
- Issued under
- Law No. 12,865, of October 9, 2013 — payment arrangements and payment institutions that are part of the Brazilian Payment System2013Complementary Law No. 130, of April 17, 2009 – National Cooperative Credit System2009Complementary Law No. 105 of January 10, 2001 — Secrecy of Operations of Financial Institutions2001Law No. 12414 dated 2011-06-09not in RegAlertLaw No. 12810 dated 2013-05-15not in RegAlertLaw No. 13097 dated 2015-01-19not in RegAlert
+4 more
Law No. 4595 dated 1964-12-31not in RegAlertLaw No. 4728 dated 1965-07-14not in RegAlertLaw No. 6099 dated 1974-09-12not in RegAlertLaw No. 70 dated 1966-11-21not in RegAlert - Basis for
- Central Bank of Brazil Instruction Normative No. 735 of May 6, 20262026Normative Instruction BCB No. 682 of November 19, 20252025Normative Instruction BCB No. 659 — Amends the Layout and Filling Instructions for Document Code 3040 - Credit Risk Data of the Credit Information System (SCR)2025Normative Instruction BCB No. 627 — Amends Layout, Filling Instructions, and Complementary Instructions for Government Credit Program Operations in SCR Document 30402025Normative Instruction BCB No. 531 — Amends the Layout and Filling Instructions for Document 3040 – Credit Risk Data of the Credit Information System (SCR)2024Instruction Normative BCB No. 530 — Amends Circular Letter No. 3,869 of March 19, 2018, which alters and consolidates procedures for reporting information to the Credit Information System (SCR)2024
+6 more
Normative Instruction BCB No. 472 of May 23, 20242024Normative Instruction BCB No. 419 of November 13, 20232023Normative Instruction BCB No. 414 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023BCB Normative Instruction No. 408 — Amends the Layout and Complementary Instructions for Credit Operations Related to Emergency Programs in Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023Normative Instruction BCB No. 393 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2023Normative Instruction BCB No. 327 — Amends the Layout and Filling Instructions for Document 3040 - Credit Risk Data of the Credit Information System (SCR)2022 - Referred to by
- Normative Instruction BCB No. 733 of May 4, 20262026Normative Instruction BCB No. 602 of March 27, 20252025BCB Normative Instruction No. 563 — Deadline for Submission of January and February 2025 Data for Market Risk, Operational Limits, Liquidity Risk, and Credit Data Documents2024Normative Instruction BCB No. 454 of February 7, 20242024
Timeline
This document supersedes: Resolution CMN No. 4571 — Establishes the Credit Information System (SCR)
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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