Regulatory Alerts2026-08-12 | 2026-16454Added · Updated
Community Reinvestment Act Regulations
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are proposing amendments to their Community Reinvestment Act (CRA) rules, including substantive, technical, and process-oriented changes. These proposed changes aim to refocus on encouraging banks to meet community credit needs, ensure community development grants reach intended communities, reduce burden for community banks, and clarify CRA consideration. The OCC and FDIC are also proposing technical changes to their CRA sunshine requirements rules, and the OCC is proposing similar technical changes to its Public Welfare Investments rule and its Rules, Policies, and Procedures for Corporate Activities. This notice of proposed rulemaking is open for public comment until October 13, 2026.
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