2026-01-01
The Central Bank of Montenegro issues this Decision to prescribe the detailed methodology for calculating ex-ante contributions paid by credit institutions to the Resolution Fund. It establishes a risk-based assessment framework utilizing four pillars—risk exposure, funding stability, systemic importance, and additional indicators—to adjust basic annual contributions. The regulation further defines specific calculation rules for derivative liabilities, including mark-to-market and simplified exposure methods, while outlining exclusions for intragroup and promotional loan liabilities.