2015-11-25

Added

Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance)

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Show all related documents (73)
Supersedes
Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance)2007
Amended by
Regulation (EU) 2024/886 of the European Parliament and of the Council of 13 March 2024 amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366 as regards instant credit transfers in euro (Text with EEA relevance)2024
Amends
Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance2013Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC2010Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC (Text with EEA relevance)2009Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC2002
Basis for
Consolidated version of EBA amending Guidelines on ICT and security risk management2026Consolidation Act on Payments2026Royal Decree 736/2019 on the legal regime of payment services and payment institutions2026Regulations amending Finansinspektionen’s regulations and general guidelines (FFFS 2010:3) regarding payment institutions and registered payment service providers (FFFS 2025:4)2026Act on Payment Services2025Decision on the Application of Guidelines on ICT and Security Risk Management2025
+30 moreGuidelines for Monitoring, Managing and Mitigating the Risk of Financial Fraud2025Commission Delegated Regulation (EU) 2025/1190 on threat-led penetration testing standards2025Commission Delegated Regulation (EU) 2025/212 correcting Regulation (EU) 2017/2055 regarding payment institutions2024Instruction 2024-I-09 of June 21, 2024, regarding the withdrawal of approval, authorization, or registration of credit institutions, financing companies, third-party financing companies, investment firms, payment institutions, account information service providers, electronic money institutions, or token issuers referring to one or more assets (repealed)2024Regulation on Compiling and Submitting Statistical Data on Customer Payments2024Decision No 12 Approving the Regulation on Strong Customer Authentication and Open, Common, and Secure Communication Standards2024Regulation on Strong Customer Authentication and Secure Communication Standards for Payment Service Providers2024Commission Delegated Regulation (EU) 2023/1650 correcting the Swedish version of Regulation (EU) 2018/3892023Notice No. 3/20232023NBB Circular NBB_2022_18 / EBA Guidelines on the limited network exclusion under PSD22022Circular 2/2022 of the Bank of Spain on rules for the submission of payment statistics by payment service providers and payment system operators2022Circular 2/2022 of the Bank of Spain on rules for the submission of payment statistics by payment service providers and payment system operators2022Commission Delegated Regulation (EU) 2021/1722 on cooperation and information exchange for cross-border payment supervision2021Order ECE/1263/2019 on Transparency of Conditions and Information Requirements for Payment Services2019Circular to Credit Institutions on Amendments to Banking Rule BR/142019Bank of Slovenia Regulation on Application of EBA Guidelines on Complaint Procedures for PSD2 Infringements2019Instruction No. 1/2019: Reporting of Severe Incidents2019Commission Delegated Regulation (EU) 2019/411 of 29 November 2018 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards setting technical requirements on development, operation and maintenance of the electronic central register within the field of payment services and on access to the information contained therein (Text with EEA relevance.)2018Royal Decree-Law 19/2018 of 23 November on Payment Services and Other Urgent Financial Measures2018Regulations amending Finansinspektionen’s regulations and general guidelines regarding payment institutions and registered payment service providers (FFFS 2018:6)2018Royal Decree of 30 July 2018 approving the Regulation of the National Bank of Belgium of 26 June 2018 concerning the administrative file for the registration of limited payment institutions and limited e-money institutions2018Regulations for the Calculation of Initial Capital and Own Funds of Electronic Money Institutions and Payment Institutions2018Commission Delegated Regulation (EU) 2018/389 of 27 November 2017 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication (Text with EEA relevance. )2017Notice of the Bank of Portugal No. 8/20162016Decree of Národná banka Slovenska No. 14/2011 on Authorisation Requirements for Payment and Electronic Money Institutions2011Act No 566/1992 Coll. on Národná banka Slovenska2010Act No 566/1992 Coll. on the National Bank of Slovakia2009Zákon č. 483/2001 Z. z. o bankách a o zmene a doplnení niektorých zákonov (Act No. 483/2001 Coll. on Banks and on Amendments to Certain Laws)2001Final report on amending Guidelines on ICT risk and security managementFinansinspektionen’s regulations and general guidelines regarding institutions for electronic money and registered issuers
Referred to by
Board of Appeal Decision D vs EBA - Admissibility of Appeal2026E-Money Act 20102026Opinion of the European Central Bank on the proposed Digital Omnibus regulation2026Recommendation No 13/2025 of the Magyar Nemzeti Bank on the digital transformation of credit institutions2025Resolution of 23 September 2025 by the Executive Committee of the Bank of Spain modifying the Resolution of 4 July 2022 approving the uniform conditions for participation in TARGET-Banco de España2025Instruction No. 12/20252025
+25 moreInstruction No. 11/2025 on the Interbank Clearing System (SICOI)2025Instruction No. 11/2025: Regulation of the Interbank Clearing System (SICOI)2025Decision on Large Exposures of Credit Institutions2025Recommendation No 3/2025 on Instant Credit Transfers via Single Data Entry Solutions and Payment Requests2025Circular CSSF 25/880 on relationship management of payment service users and PSP ICT assessment2025Draft Implementing Technical Standards on uniform reporting under SEPA - Annex II - Instructions2025Final Report on Guidelines specifying certain requirements of the Markets in Crypto Assets Regulation (MiCA) on investor protection – third package2024Final Report on Draft RTS and ITS for Major Incident Reporting and Cyber Threat Notification under DORA2024Final Report on Draft RTS and ITS on Incident Reporting under DORA2024Fraud Prevention Guidelines2024Recommendation No 5/2023 on the prevention, detection and management of abuses observed through payment services2023Instruction No. 1/20232023Decision on the Application of Guidelines on the Equivalence of Confidentiality Regimes2022Provisional Agreement Reached on the Digital Operational Resilience Act (DORA)2022NBB Communication NBB_2022_12: Clarifications from the European Banking Authority regarding certain aspects of the regime for access to online payment accounts under PSD2 and the SCA & CSC RTS2022Bank of Lithuania Position on Professional Indemnity Insurance for Payment and Electronic Money Institutions Providing PIS and AIS2022Commission Implementing Regulation (EU) 2022/193 amending Implementing Regulation (EU) No 926/20142021Resolution of 13 October 2021 by the Executive Committee of the Bank of Spain modifying general clauses for TARGET2 payment module, T2S, and TIPS cash accounts2021Circular Letter No. CC/2021/00000021: Supervisory Actions to Ensure Removal of Obstacles to Third-Party Payment Services2021Information for UK payment and e-money institutions exercising EU passporting rights in Germany2020NBB Communication on EBA Opinion regarding obstacles under Article 32(3) of the RTS on SCA & CSC under PSD22020Circular to Financial Institutions on amendments to the FIR/012020Q&A – Secure business payment procedures and protocols2019Regulation on the Application of ESMA and EBA Guidelines on Complaints-Handling2019Opinion on the interplay between PSD2 and MiCA in relation to crypto-asset service providers that transact electronic money tokens

Timeline

Amended 1 time · last 2024-03-13

This document amends: Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance, Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC, Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC (Text with EEA relevance), Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC

This document supersedes: Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance)

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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