2016-01-20

Added 2026-09-23

Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016 on insurance distribution (recast)Text with EEA relevance

European Union

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Amended by: Commission Delegated Regulation (EU) 2019/1935 of 13 May 2019 amending Directive (EU) 2016/97 with regard to regulatory technical standards adapting the base euro amounts for professional indemnity insurance and for financial capacity of insurance and reinsurance intermediaries2019 Commission Delegated Regulation (EU) 2019/1935 adapting base euro amounts for professional indemnity insurance and financial capacity of intermediaries2019
Basis for: Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2026 Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2025 Beneficial Owners Register Act (WiEReG)2025 Regulations amending Finansinspektionen’s regulations regarding insurance distribution (FFFS 2024:13)2024 Recommendation 2024-R-01 of 28 June 2024 on the implementation of certain provisions from Directive (EU) 2016/97 on the distribution of insurance2024 Commission Delegated Regulation (EU) 2017/2358 on product oversight and governance for insurance undertakings and distributors2022
+11 more
Commission Delegated Regulation (EU) 2017/2359 supplementing Directive (EU) 2016/97 on information requirements and conduct of business rules for insurance-based investment products2022 Commission Delegated Regulation (EU) 2017/2359 supplementing Directive (EU) 2016/97 on information requirements and conduct of business rules for insurance-based investment products distribution2022 Decree No. 115/2022 Coll. Implementing Provisions of the Act on Pan-European Personal Pension Product2022 Commission Delegated Regulation (EU) 2021/1257 amending product oversight and conduct of business rules for insurance sustainability factors2021 Guidelines on the Conduct of Insurance Business2020 Regulations amending Finansinspektionen’s regulations regarding insurance distribution2020 Royal Decree-Law 3/2020 of 4 February on Urgent Measures Incorporating EU Directives into Spanish Law in Public Procurement, Private Insurance, Pension Plans, Taxation, and Fiscal Litigation2020 Guidelines under the Insurance Distribution Directive relating to insurance-based investment products structured in a way that makes it difficult for consumers to understand the risks involved2018 Commission Implementing Regulation (EU) 2017/1469 laying down a standardised presentation format for the insurance product information document2017 Royal Decree 1060/2015 on the Organization, Supervision and Solvency of Insurance and Reinsurance Undertakings2015 Order ECC/2502/2012 regulating the procedure for submitting complaints to the complaint services of the Bank of Spain, the CNMV, and the DGSPFP2012
Referred to by: Insurance Supervision Act 2016 (VAG 2016)2026 Help the investor in search of sustainable investments2024 Peer-to-Peer Insurance Guidelines2021 Circular on the implementation of Regulation (EU) 2019/1238 on a pan-European Personal Pension Product (PEPP)2021 FMA Circular on Key Information Documents for Packaged Retail and Insurance-based Investment Products (PRIIPs)2018 Insurance Act – Unofficial Consolidated Text (Official Gazette Nos. 30/15, 112/18, 63/20, 133/20, 151/22, 152/24, 151/25)

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Amended 2 times · last 2019-11-22

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works