2025-12-29 | 2025-23837

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Establishment and Relocation of Branches and Offices

The Federal Deposit Insurance Corporation finalized a rule streamlining branch establishment and relocation approvals for insured state nonmember banks and foreign bank branches. The regulation eliminates mandatory public notice and comment periods, accelerates processing timelines for eligible institutions, and exempts de minimis address changes from filing requirements. Furthermore, the rule extends approved filing expiration periods to thirty-six months and mandates reasonable advance customer notification for relocated branches.

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