Final Order — Money Services Business

Index: OFR 2026 - 472
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
YAZEN MINI MARTS, INC,
D/B/ A STOP N GO #5, and
HAMDAN SALEH,
Case Number: 136644
Respondents.
FINAL ORDER
This cause came on for consideration and final agency action. Upon review of the record and being otherwise fully advised in the premises, the Office of Financial Regulation ("Office") hereby finds:

1. The Office has jurisdiction over the subject matter of this case and the parties
   hereto.
2. The entry of this Final Order concludes the above-referenced matter.
   ORDERED:
   A. The Stipulation and Consent Agreement (Exhibit A) is hereby approved and incorporated by reference as if fully stated herein and is adopted as the Office's Findings of Fact and Conclusions of Law. B. The parties shall comply with all terms of the Stipulation and Consent Agreement. DONE and ORDERED this '2.~ day of September, 2026, in TalJahassee, Leon County, Florida. Commissioner

CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing Final Order was furnished to Yazen Mini Marts, Inc d/b/a Stop N Go #5 and Hamdan Saleh by U.S. Mail to 6100 Washington St., Hollywood, FL 33023 and by electronic mail to stopngo5@live.com on this L2eJ-"' day of September, 2026. 15gulation ce 50 Tallahassee, , 32314-8050 Email: A ncy.Clerk@flofr.gov Tel: (850) 410-9889

Exhibit A
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
Y AZEN MINI MARTS, INC,
D/B/A STOP NGO #5, and
HAMDAN SALEH,
Case Number: 136644
Respondents.
STIPULATION AND CONSENT AGREEMENT
The State of Florida, Office of Financial Regulation ("Office"), and Y AZEN MINI MARTS, INC D/B/A STOP N GO #5 and HAMDEN SALEH ("Respondents"), in consideration of the mutual promises herein, recite, stipulate, and agree as follows:

1. Backe;round. At all times material hereto, Y azen Mini Marts, Inc d/b/a Stop N Go
   #5, is and has been a Part III Money Services Business in the State of Florida, having been issued license number FT30900387. At all times material, Hamdan Saleh is and has been the President, Compliance Officer, and Sole Owner ofYazen Mini Marts, Inc d/b/a Stop N Go #5. The Office conducted an examination (No. 132724) to ascertain Respondents' compliance with chapter 560, Florida Statutes. In lieu of initiating a formal proceeding, the parties are herein resolving the matters at issue.
2. Jurisdiction. The Office is the state agency charged with the administration and
   enforcement of chapter 560, Florida Statutes, and the rules promulgated thereunder. The Office has jurisdiction to bring this administrative action against Respondents pursuant to chapter 560, Florida Statutes.
3. Findings. For purposes of this Stipulation and Consent Agreement, Respondents
   consent to the Office making the following findings:

a) Respondents failed to enter transactions, and failed to timely and accurately enter transactions into the check cashing database {CCDB ), in violation of Rule 69V-560.704(5), Florida Administrative Code, and thereby section 560.310(2)(d), Florida Statutes; and b) Respondents failed to maintain complete customer files on all customers who cash corporate payment instruments, in violation of Rule 69V-560.704(4)(d), Florida Administrative Code, and thereby section 560.310(2)(a), Florida Statutes.
4. Terms and Conditions. The parties agree that the issues raised can be
expeditiously resolved without further litigation by the execution of this Stipulation and Consent Agreement. The parties acknowledge that they have read this Stipulation and Consent Agreement and fully understand the rights, obligations, terms, duties, and responsibilities with respect to its contents. Therefore, in compromise and settlement of the foregoing findings and in consideration of the Office's forbearance from further litigation, Respondents agree to the following terms and conditions:
a. FUTURE COMPLIANCE. Respondents agree that they shall cease and desist from future violations of chapter 560, Florida Statutes, and the rules promulgated thereunder, and comply with all the provisions of chapter 560, Florida Statutest and the rules promulgated pursuant thereto. b. ADMINISTRATIVE FINE. Respondents agree to pay the Office an administrative fine in the amount of Ten Thousand Five Hundred Dollars ($10,500.00), to be paid at the time of the execution and delivery of this Stipulation and Consent Agreement.

This administrative fine shall be submitted in the form of a wire, cashicr•s check or money order made payable to "Office of Fina11cial Regulation". Such payment shall reference Case Number 136644 and shall be sent to the attention of Agency Clerk- c/o Margo A. Du Val, Post Office Box 8050, Tallahassee, Florida 32314-8050. Respondents acknowledge and agree that in accordance with section 215.31, Florida Statutes, regarding the deposit of monies, (i) the tendered fine or settlement check may be deposited in advance of full execution or acceptance of the Stipulation and Consent Agreement; and (ii) such deposit shall not be construed as a final acceptance of the Stipulation and Consent Agreement absent full execution thereof and entry of a Final Order adopting same.
c. AGREEMENT NOT TO CASH CERTAIN CHECKS. Respondents agree not
to cash corporate payment instruments as defined in section 560.103(11 ), Florida Statutes, for a period of five (5) years from the date of the Final Order adopting this Stipulation and Consent Agreement.
5. Final Order. Respondents consent to the entry of a Final Order, which incorporates
the terms of this Stipulation and Consent Agreement. Respondents understand and agree that this Stipulation and Consent Agreement is subject to the final approval of the Office of Financial Regulation and the entry of the Final Order adopting such Agreement. In the event that the Final Order is not entered, this Stipulation and Consent Agreement shall be null and void. The Final Order incorporating this Stipulation and Consent Agreement constitutes final action by the Office for which the Office may seek enforcement pursuant to the provisions of chapters 560 and 120, Florida Statutes.
6. Waiver. By Respondents' consent to the entry ofa Final Order with respect to this
proceeding, Respondents waive:

a) Any right to separately stated Findings of Fact and Conclusions of Law; b) Any right to receipt of a Notice of Rights pursuant to chapter 120, Florida Statutes; c) Any right to an administrative hearing or issuance of a Recommended Order pursuant to chapter 120, Florida Statutes; and d) Any right to contest in any administrative forum or judicial proceeding (including, but not limited to, an appeal pursuant to section 120.68, Florida Statutes) the validity of any tenn, condition, obligation, or duty expressly created in this Stipulation and Consent Agreement and the Final Order.
7. Releases. Upon full execution of this Stipulation and Consent Agreement,
Respondents waive, release, and forever discharge the Office and its agents, representatives, and employees from any and all causes of action, in law or in equity, which Respondents may have arising out of this matter. The Office accepts this release and waiver by Respondents on behalf of itself, its agents, representatives, and employees without acknowledging, and expressly denying, that any such right or cause of action may exist.
8. Failure to Comply. Respondents acknowledge, concur, and stipulate that
Respondents' failure to comply with any of the tenns, obligations, and conditions of this Stipulation and Consent Agreement, and the Final Order adopting it, is a violation of the written agreement and the Final Order entered pursuant to chapters 120 and 560, Florida Statutes. Such non~compliance may result in the issuance of an emergency cease and desist order. However, nothing herein shalJ be construed to limit Respondents' right to contest any finding or determination of non-compliance.

9. Ahorney's Fees. Each party herein shall be solely responsible for its separate costs
   and attorney's fees incuned in the prosecution, defense, or negotiations in this matter up to and including the entry of the Final Order adopting this Stipulation and Consent Agreement.
10. Severabilit, 1• The parties agree that if any provision of this Stipulation and Consent
    Agreement or the application thereof to any person or circumstance is held invalid, the Stipulation and Consent Agreement will be given effect without the invalid provision, and to this end, the provisions of this Stipulation and Consent Agreement are declared severable.
11. Counterparts. This Stipulation and Consent Agreement may be executed in any
    number of counterparts, and by the parties in separate counterparts, each of which will be deemed to be an original but all of which together will constitute but one Stipulation and Consent Agreement. Copies of this Stipulation and Consent Agreement transmitted by facsimile or electronic mail shall have the same validity as if bearing an original signature.
12. Entire Agreement. This Stipulation and Consent Agreement represents the entire
    agreement by and between Respondents and the Office. Any alterations, variations, changes, modifications, or waivers of the provisions hereof shall be valid only when they have been reduced t.o writing, duly signed by the Office and Respondents hereto, attached to the original of this Stipulation and Consent Agreement, and subject to the approva] of the Office. WHEREFORE, in consideration of the foregoing, the Office and Respondents execute this Stipulation and Consent Agreement for entry of a Final Order on the last date executed below.

YAZEN MINI MARTS, INC D/B/A STOP NGO #5:
~-~CL Date: __ CJ--1-1
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(Signature)
Name: Hamdan Saleh
. State of F { ()N.,t{ t...,
County of 4 oa.-1 tfr,,/
Title: President, Compliance Officer. and
Sole Owner
Hamdan Saleh, as President, Compliance Officer, and Sole Owner ofYazen Mini Marts, Inc d/b/a Stop N Go #5, BEFORE ME by means of [9'physical presence or D online notarization, has sworn (or affirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me this ..2:k day of ~4.»k e...; , 2026. Notary Public Check the appropriate box:
Personally known 0
OR Produced Identification ~
Type of identification produced (!t'Driver•s License D Passport O Other ____ _ (Do not include ID number) MARCIA A. MIIUILI IIUIJDOCK Notary Publlc, Staa ol Florilia Comminlonl HH '19158 MylXlffllll.lllpirta.U,9,a,

..
HAMDAN SALEH:
QJL1~21fJ~
(Signature)
Name: Hamdan Saleh
State of J{Ov-<.Jl.,,
County of b¼,"'-' a....-,,{
Date: __ CJ-l-1-/:::;;2.k"""'--,1
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Hamdan Saleh, BEFORE ME by means of Q1fiysical presence or D online notarization, has sworn (or affirmed) that he has read and understands the foregoing agreement and voluntarily signed the same. SWORN TO AND SUBSCRIBED before me this ~day of ~k;..., , 2026. Check the appropriate box:
Personally known 0
OR Produced Identification ~
Notary Public
IIWICIA A. WIUIU IICllllOCI
Notary Nile. Sim cl Fbida
Co1Miubltttt418158
Urc:ionn.txpir'5~9,2027
Type of identification produced [l]..---Orivcr's License D Passport O Other _____ _ (Do not include JD number) OFFICE OF FINANCIAL REGULATION Bill Morin, Interim Director Division of Consumer Finance 9/25/2026 Date: -----------