2026-02-27

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Guide to Authorization - Chapter 9 - Authorization of Digital Banks

The Hong Kong Monetary Authority issued this guide to outline the authorization requirements for digital banks under the current regulatory framework. It cross-references key guidelines including the Guideline on Authorization of Digital Banks and the Guideline on Minimum Criteria for Authorization to define the standards for applicants. The document also addresses related operational aspects such as outsourcing and the regulation of internet deposit advertising materials.

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Hong Kong Monetary Authority

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