Regulatory Alerts1995-09-13
Added · Updated
Guideline 5.9.1: Credit Risk Management - Property Mortgage Lending
The Hong Kong Monetary Authority issued Guideline 5.9.1 on September 13, 1995, to establish credit risk management standards for property mortgage lending. This directive applies to all authorized institutions and outlines specific requirements for assessing and mitigating risks associated with property loans. It serves as a foundational regulatory framework that has been subsequently updated by later circulars such as CIR 2022 and CIR 2024.
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