STATE OF LOUISIANA

OFFICE OF FINANCIAL INSTITUTIONS

BATON ROUGE, LOUISIANA

MONTHLY BULLETIN

NOVEMBER 2007

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BANK HOLDING COMPANIES

No Activity

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BANKS/THRIFTS/CREDIT UNIONS

Filed November 9, 2007
CITIZENS INTERIM BANK, a de novo State-chartered “phantom bank”, proposed by Caldwell Holding Company, Columbia, Caldwell Parish, LA, for the purpose of effectuating the merger of Citizens Progressive Bank with and into Citizens Interim Bank, Columbia, Caldwell Parish, LA, under the Charter of Citizens Interim Bank and with the Title: Citizens Progressive Bank.

Approved November 14, 2007
American Bank, Welsh, Jefferson Davis Parish, Louisiana, proposes to merge with and into St. Martin Bank & Trust Company, St. Martinville, St. Martin Parish, Louisiana, under the Charter of and with the Title: St. Martin Bank & Trust Company, domiciled in St. Martinville, Louisiana, and to establish the existing offices of American Bank as branches of St. Martin Bank & Trust Company.

Effective November 14, 2007 (Phantom Bank) Fidelity Homestead Savings Bank, New Orleans, Orleans Parish, LA, established FHSB INTERIM SAVINGS BANK, a de novo State-chartered “phantom bank”, New Orleans, Orleans Parish, LA.

Effective November 15, 2007 @ 6:00 p.m., CST (Phantom Bank Merger) FHSB INTERIM SAVINGS BANK, a de novo State-chartered “phantom bank”, proposed by Fidelity Homestead Savings Bank, New Orleans, Orleans Parish, LA, for the purpose of effectuating the merger of FHSB Interim Savings Bank with and into Your Bank, Ponchatoula, Tangipahoa Parish, LA, under the Charter of and with the Title: Your Bank.

Effective November 15, 2007 @ 6:01 p.m., CST Your Bank, Ponchatoula, Tangipahoa Parish, Louisiana, merged with and into Fidelity Homestead Savings Bank [a State-chartered mutual savings bank], New Orleans, Orleans Parish, Louisiana, under the Charter of and with the Title: Fidelity Homestead Savings Bank, domiciled in New Orleans, Louisiana, and established the existing offices of Your Bank as branches of Fidelity Homestead Savings Bank.

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POST OFFICE BOX 94095, BATON ROUGE, LOUISIANA 70804-9095 (225) 925-4660 DEPOSITORY FAX # (225) 925-4548 HUMAN RESOURCES FAX# (225) 925-4665 LEGAL FAX # (225) 922-2592 SECURITIES FAX # (225) 925-4511 NON DEPOSITORY FAX # (225) 922-2860 MAIL ROOM FAX # (225) 925-4524 Web Site: www.ofi.la.gov email: ofila@ofi.la.gov

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MONTHLY BULLETIN – NOVEMBER 2007

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BRANCHES

Effective June 11, 2007
The Peoples State Bank, Many, Sabine Parish, LA, opened its TEXARKANA RICHMOND ROAD BRANCH located at 5600 Richmond Road, Texarkana, Bowie County, TX, 75503. [Originally filed as 5602 Richmond Road.]

Effective June 25, 2007
South Lafourche Bank & Trust Company, Larose, Lafourche Parish, LA, opened its NORTH LAROSE OFFICE located at 10960 Highway 1, Lockport, Lafourche Parish, LA, 70374.

Effective June 27, 2007
First NBC Bank, New Orleans, Orleans Parish, LA, opened its VETERANS BRANCH located at 521 Veterans Memorial Boulevard, Metairie, Jefferson Parish, LA, 70005.

Effective July 18, 2007
Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, opened its WAL-MART BRANCH located at 1932 Rees Street, Breaux Bridge, St. Martin Parish, LA, 70517. [Originally filed with the address of 1936 Rees Street.]

Effective November 1, 2007
Fidelity Homestead Savings Bank [formerly Fidelity Homestead Association] (a State-chartered mutual savings bank), New Orleans, Orleans Parish, LA opened its MANDEVILLE OFFICE located at 2550 Florida Street, Mandeville, St. Tammany Parish, LA, 70448. [Originally filed with the address of the corner of Wilkerson and Ramon.]

Filed November 13, 2007
HAMMOND BRANCH, proposed by American Bank & Trust Company, Covington, St. Tammany Parish, LA, to be located at 506 Southwest Railroad Avenue, Hammond, Tangipahoa Parish, LA, 70403.

Filed November 14, 2007
ST. FRANCISVILLE BRANCH, proposed by Bank of St. Francisville, St. Francisville, West Feliciana Parish, LA, to be located at 5925 North Commerce Street, St. Francisville, West Feliciana Parish, LA, 70775.

Filed November 21, 2007
PRAIRIEVILLE BRANCH, proposed by American Gateway Bank, Baton Rouge, East Baton Rouge Parish, LA, to be located on Airline Highway (U. S. Highway 61) at LA Highway 42, Prairieville, Ascension Parish, LA, 70769.

Filed November 21, 2007
KENNER BRANCH, proposed by First NBC Bank, New Orleans, Orleans Parish, LA, to be located at 3535 Chateau Boulevard, Suite A, Kenner, Jefferson Parish, LA, 70065.

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MONTHLY BULLETIN – NOVEMBER 2007

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CHANGES OF LOCATION/CONSOLIDATIONS

Effective April 27, 2007
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, relocated its OPERATIONS CENTER BRANCH from 1450 Poydras Street, Suite 1800, New Orleans, Orleans Parish, LA, 70112 to 5401 Jefferson Highway, Suite D, Harahan, Jefferson Parish, LA, 70123 (a distance of approximately 10 miles).

Filed November 26, 2007
Bank of Montgomery, Montgomery, Grant Parish, LA, proposes to relocate its NATCHITOCHES BRANCH from 352 South Drive to 952 Keyser Avenue (a distance of approximately 1.8 miles), both locations within Natchitoches, Natchitoches Parish, Louisiana, 71457, to be known as KEYSER BRANCH.

LOAN or TRUST PRODUCTION OFFICES

Effective December 1, 2005
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, relocated its CRESCENT BANK & TRUST MOBILE LOAN PRODUCTION OFFICE from 3761 Government Street, Suite D2 [36693] to 5238 U.S. Highway 90, Suite B [36619], both located within Mobile, Mobile County, AL.

Effective June 6, 2006
Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its BATON ROUGE LOAN PRODUCTION OFFICE located at 3233 South Sherwood Forest Boulevard, Suite 108, Baton Rouge, East Baton Rouge Parish, LA, 70816.

Effective August 31, 2006
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST STAFFORD LOAN PRODUCTION OFFICE located at 2124 Jefferson Davis Highway, Suite 202, Stafford, Stafford County, VA, 22554.

Effective December 1, 2006
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST RALEIGH LOAN PRODUCTION OFFICE located at 8320 Falls of the Neuse Road, Suite 109, Raleigh, Wake County, NC, 27615.

Effective December 10, 2006
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST DEARBORN LOAN PRODUCTION OFFICE located at 23400 Michigan Avenue, Suite 108, Dearborn, Wayne County, MI, 48124.

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MONTHLY BULLETIN – NOVEMBER 2007

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LOAN or TRUST PRODUCTION OFFICES – (continued)

Effective January 19, 2007
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST HUNTSVILLE LOAN PRODUCTION OFFICE located at 555 Sparkman Drive, Suite 1201, Huntsville, Madison County, AL, 35816.

Effective March 1, 2007
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST BRIDGEVIEW LOAN PRODUCTION OFFICE located at 7345 West 100th Place, Suite 101, Bridgeview, Cook County, IL, 60455. [Originally filed with the address of 7337 West 100th Place.]

Effective June 19, 2007
Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its LIBERTY BANK AND TRUST COMPANY LOAN PRODUCTION OFFICE located at 1509 Wentworth Street, Houston, Harris County, TX, 77004.

Effective September 22, 2007
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST RICHMOND LOAN PRODUCTION OFFICE located at 1025 Boulders Parkway, Richmond, Richmond County, VA, 23225.

Approved November 14, 2007
HAMMOND LOAN BROKER LOAN PRODUCTION OFFICE proposed by Central Progressive Bank, Lacombe, St. Tammany Parish, LA, to be located at 109 ½ West Thomas Street, Hammond, Tangipahoa Parish, LA, 70401.

Effective November 30, 2007
Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, closed its LIBERTY BANK AND TRUST COMPANY LOAN PRODUCTION OFFICE located at 1905 A Mission 66, Suite 3, Vicksburg, Warren County, MS, 39180.

SUBSIDIARIES

No Activity

TRUST POWERS

No Activity

OTHER

No Activity

Any questions should be directed to Pam Skelton at (225) 925-4661.