2026-07-31 | FIL-45-2026

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Notice of Proposed Rulemaking: Extensions of Credit to Insiders

The proposal amends 12 CFR Part 337 to increase quantitative thresholds for extensions of credit to insiders of FDIC-supervised institutions. Specifically, the limit for extensions of credit to executive officers not otherwise specifically authorized by statute would rise from $100,000 to $400,000, and the aggregate threshold requiring prior board approval for insiders would increase from $500,000 to $2,000,000. The rule also establishes a methodology to periodically update these thresholds based on changes in nominal GDP.

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