Official Letter Authorizing the Organization and Operation of Lendera Crowdfunding, S.A.P.I. de C.V., a Collective Financing Institution

DOF: 28/02/2024

OFFICIAL LETTER authorizing the organization and operation of a collective financing institution to be named Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution.

A seal with the National Coat of Arms appears on the margin, which reads: United Mexican States.- TREASURY.- Ministry of Finance and Public Credit.- National Banking and Securities Commission.- Presidency.- Official Letter No.: P123/2021.

Subject:

Authorization for the organization and operation of a collective financing institution to be named Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution.

LENDERA CROWDFUNDING, S.A.P.I. DE C.V.

Prol. Paseo de la Reforma No.
1015, Tower A, Floor 22,
Colonia Desarrollo Santa Fe, Postal Code 01376, Álvaro Obregón, Mexico City.

TO:

MR. JOSÉ FERNANDO PADILLA EZETA
Legal Representative

With a written submission presented on September 25, 2019, Lendera Crowdfunding, S.A.P.I. de C.V. (LENDERA) requested authorization from the National Banking and Securities Commission (Commission) to organize and operate as a Collective Financing Institution to be named Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution, attaching the corresponding supporting information and documentation.

As a background, it should be noted that this Commission issued a notice to LENDERA within the timeframe established by the Law for the Regulation of Financial Technology Institutions, in order for it to address various observations and recommendations regarding its authorization request, granting the extension requested from this authority.

In relation to the above, LENDERA submitted various documents and information to respond to the aforementioned notice. Likewise, this authority required LENDERA to provide various complementary documents and information to be in a position to address its authorization request, so that company complied with the request for complementary information and sent updated documentation and information regarding its file. The company requested an extension of the resolution deadline, which was granted.

Regarding this matter, the Interinstitutional Committee in the session held on May 24, 2021, based on articles 11 and 35, in relation to articles 15 and 16 of the Law for the Regulation of Financial Technology Institutions, and

CONSIDERING

FIRST.- That the documentation and information presented in connection with the authorization request for the organization and operation of the Collective Financing Institution to be named Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution, meets the requirements provided for in article 15, in relation to article 39 of the Law for the Regulation of Financial Technology Institutions and with articles 3, 4 and 7 of the General Provisions applicable to Financial Technology Institutions.

SECOND.- That from the analysis of the documentation and information received, it was concluded that from a legal, financial, and operational standpoint, the requested authorization is appropriate, so the following was adopted:

AGREEMENT

"FIFTH.- The members of the Interinstitutional Committee, based on articles 11 and 35, in relation to article 15 of the Law for the Regulation of Financial Technology Institutions, unanimously approve the authorization for the organization and operation of a Collective Financing Institution to be named Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution, under the terms of the proposal presented to the Committee. "

The aforementioned agreement is adopted without prejudice to the other authorizations that must be obtained from the National Banking and Securities Commission in connection with the described act, in accordance with applicable provisions, as well as the exercise of the powers attributed to said Commission during the organization process of Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution, in which all conditions and requirements imposed by said Commission must be fulfilled.

The entity whose organization and operation is authorized will be subject to the following:

BASES

FIRST. -

The name of the company will be Lendera Crowdfunding, S.A.P.I. de C.V., Collective Financing Institution.

SECOND. -

It will have its corporate domicile in Mexico City.

THIRD. -

Its duration will be Indefinite.

FOURTH. -

The amount of its initial authorized social capital will be $11,121,493.41 (eleven million one hundred twenty-one thousand four hundred ninety-three pesos 41/100 M.N.)

FIFTH. -

Its corporate purpose will correspond to the activities indicated in article 15 of the Law for the Regulation of Financial Technology Institutions and will carry out the operations and provision of services established in articles 16, fractions I and III, and 19, fractions I, II, III, IV, V, VI, VII, VIII, IX, X and XI of the aforementioned Law for the Regulation of Financial Technology Institutions.

SIXTH. -

The authorization referred to in this official letter is, by its very nature, intransmissible.

SEVENTH. -

The institution will be subject to the supervision of the National Banking and Securities Commission and the Bank of Mexico, in the exercise of their respective attributes, as well as other competent financial authorities in accordance with what the laws provide.

EIGHTH. -

The services consisting of collective debt financing and co-ownership or royalties that the institution provides by virtue of this authorization, as well as the other operations it carries out, just like its organization and operation in general, will be subject, in what is not expressly stated in this official letter, to the Law for the Regulation of Financial Technology Institutions, to the rules and general provisions applicable to Financial Technology Institutions issued by the National Banking and Securities Commission, to the provisions regarding its operations issued by the Bank of Mexico and to other current and future norms and provisions issued by any competent authority, including those related to operations with resources of illicit origin and financing of terrorism, which by their nature are applicable.

In relation to the foregoing, Lendera Crowdfunding, S.A.P.I de C.V., Collective Financing Institution must observe the terms and comply with the obligations contained in Official Letter No. P124/2021 dated May 27, 2021.

Finally, this Commission, based on article 45 of the Law for the Regulation of Financial Technology Institutions, in relation to article 9 of the General Provisions applicable to Financial Technology Institutions and complementarily to the Agreement adopted by the Interinstitutional Committee under the terms stated above, authorizes Lendera Crowdfunding, S.A.P.I de C.V., Collective Financing Institution, to receive cash resources in national currency from its clients, in the cases and with the limits established in the aforementioned General Provisions applicable to Financial Technology Institutions.

This is issued based on articles 16, fractions I and XVII of the Law of the National Banking and Securities Commission and 12 and 41, fractions I and III of the Internal Regulations of the National Banking and Securities Commission.

Respectfully,

Mexico City, May 27, 2021.- President,
Juan Pablo Graf Noriega.- Signature.

In the document you are viewing, there may be text, characters, or objects that do not display correctly due to conversion to HTML format, so we recommend always taking the digitized image of the DOF or the PDF file of the edition as a reference. The content, form, and scope of published documents are the strict responsibility of their issuer.

INQUIRY

BY DATE

Do
Mo
Tu
We
Th
Fr
Sa

INDICATORS

Exchange Rate and Rates as of 08/26/2026

DOLLAR
16.9460 UDIS

8.807698% TIIE 28 DAYS

6.7559% TIIE 91 DAYS

6.7931% TIIE 182 DAYS

6.8474% TIIE DE FONDEO

6.50%

See more

SURVEYS

Did you like the new image of the Federal Official Gazette website?

No
Yes

Federal Official Gazette

Río Amazonas No. 62, Col. Cuauhtémoc, Postal Code 06500, Mexico City Tel. (55) 5093-3200, where you can access our service menu

Electronic address: dof.gob.mx

113

LEGAL NOTICE | SOME RIGHTS RESERVED © 2026